PPI Reclaiming successes and failures

di3004

tortoisesaver wrote: »

• What were you reclaiming: Personal loan (graduate)
  
• Who was the provider: HSBC
  
• How much did you get back: £1081
  
• Did you get it back after a letter or did you go to the Financial Ombudsman: After a letter
  
• And then write your brief reclaim tale:

I wrote to HSBC to cancel the PPI on my personal loan and also lodged a complaint using the template form on MSE (thanx!) citing mis-selling due to pressure and inappropriateness of loan PPI (due to being on fixed contract at the time).
HSBC wrote back a few weeks later to say they were processing my complaint. This was followed by another "please wait" letter about 4 weeks later.
Then.....HSBC wrote to me upholding my complaint and offering to settle! :T
They also said they are not selling PPI anymore....what a coincidence with the new regulations....:rolleyes:
The amount included interest-earned and reflected what I had paid over the last 5 years of the loan (2 to go), so I accepted.
I had to go into a branch to sign papers restructuring my loan (as they couldn't just cancel the PPI apparently) and then....
I GOT MY MONEY!!! :j (about a week ago).

So....it's definitely worth doing.

I guess I'll be using the money to pay off some debts....how good am I?! :rotfl:

Good luck everyone!

Wow, fantastic, well done and Congratulations !
:beer::T:beer::j:j

di3004

beetee8 wrote: »

result, after nearly 2 years i finally recived a letter from HFC making an offer of over £7.000 pounds (which includes 8% interest) to refund ppi insurance misol
d on my loan account.

I had to take to ombudsman as my first request to HFC was refused, and while it was with the ombudsman they got fined so didnt have a leg to stand on, they call it a gesture of good will rather than admit they where at fault but it was worth the wait. Next stop capital one.

Brilliant, :T
Congratulations and well done, good luck with Cap One as well.
:beer::T:beer:

pinknico

showergirl wrote: »

hi everyone,

i have received a cheque from tesco pf this morning for £2243.30:j:j:j

thanks to everyone for your help and support

have a cyber drink on me

congratulations showergirl:t xxxxxxxxxxxxxxxxxx

di3004

Hi Pinknico

How are you feeling hunni?:A

Hope your okay, we have missed you.;) XXXXXX

amersall

tortoisesaver wrote: »

• What were you reclaiming: Personal loan (graduate)
  
• Who was the provider: HSBC
  
• How much did you get back: £1081
  
• Did you get it back after a letter or did you go to the Financial Ombudsman: After a letter
  
• And then write your brief reclaim tale:

I wrote to HSBC to cancel the PPI on my personal loan and also lodged a complaint using the template form on MSE (thanx!) citing mis-selling due to pressure and inappropriateness of loan PPI (due to being on fixed contract at the time).
HSBC wrote back a few weeks later to say they were processing my complaint. This was followed by another "please wait" letter about 4 weeks later.
Then.....HSBC wrote to me upholding my complaint and offering to settle! :T
They also said they are not selling PPI anymore....what a coincidence with the new regulations....:rolleyes:
The amount included interest-earned and reflected what I had paid over the last 5 years of the loan (2 to go), so I accepted.
I had to go into a branch to sign papers restructuring my loan (as they couldn't just cancel the PPI apparently) and then....
I GOT MY MONEY!!! :j (about a week ago).

So....it's definitely worth doing.

I guess I'll be using the money to pay off some debts....how good am I?! :rotfl:

Good luck everyone!

:j:jexcellent, well done:j:money:

amersall

beetee8 wrote: »

result, after nearly 2 years i finally recived a letter from HFC making an offer of over £7.000 pounds (which includes 8% interest) to refund ppi insurance misol
d on my loan account.

I had to take to ombudsman as my first request to HFC was refused, and while it was with the ombudsman they got fined so didnt have a leg to stand on, they call it a gesture of good will rather than admit they where at fault but it was worth the wait. Next stop capital one.

:j:jthat is good news. well done:j:beer::money:

hamish222

Well done to all todays winners

GirlRacer_2

Sent a letter to Halifax on 17th April requesting my PPI back from an old credit card. Had letter this morning agreeing to pay it all back plus the 8%. No argument at all. Am expecting approximately £400

di3004

GirlRacer wrote: »

Sent a letter to Halifax on 17th April requesting my PPI back from an old credit card. Had letter this morning agreeing to pay it all back plus the 8%. No argument at all. Am expecting approximately £400

Well done to you, great work.
Congratulations !
:beer::T:beer:

GirlRacer_2

Thanks. One down 8 more to go