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PPI Reclaiming successes and failures
Comments
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I am in total shock �� A few weeks ago I reported a successful claim against HBOS that resulted in an £11,500 settlement and have now just received a letter from Natwest offering me a settlement of £21,000 as I had definitely been mis-sold PPI on a series of loans spanning 36 years. I did both claims myself and found both banks helpful and efficient in the way my claims were handled. I did have account numbers for HBOS and I do still bank with Natwest but other than that I had no relevant paperwork for any of the actual loans/credit cards.Totally debt free since 2010 :j
Successfully claimed £33,000 in mis-sold PPI0 -
stephonice wrote: »I am in total shock �� A few weeks ago I reported a successful claim against HBOS that resulted in an £11,500 settlement and have now just received a letter from Natwest offering me a settlement of £21,000 as I had definitely been mis-sold PPI on a series of loans spanning 36 years. I did both claims myself and found both banks helpful and efficient in the way my claims were handled. I did have account numbers for HBOS and I do still bank with Natwest but other than that I had no relevant paperwork for any of the actual loans/credit cards.
Wow. That is going to change your your life. £32.5k in a few weeks is an amazing amount. One of the biggest I have seen. Well done.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Thank you dunstanh - I cannot thank Martin and his team enough for the wealth of information on this forum - not only has it helped me with the PPI but in all aspects of the management of my finances - it's the first place I come for help and advice :jTotally debt free since 2010 :j
Successfully claimed £33,000 in mis-sold PPI0 -
Do note that Martin Lewis sold this site sometime back and is no longer actively involved.stephonice wrote: »I cannot thank Martin and his team enough for the wealth of information on this forum
Nevertheless, well done on your success (which mirrors my own large payout in 2012)
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Moneyineptitude wrote: »Do note that Martin Lewis sold this site sometime back and is no longer actively involved.
Nevertheless, well done on your success (which mirrors my own large payout in 2012)
Actually MI, Martin is still involved as Executive Chairman (responsible for strategy, development, ethics, editorial content and campaigning) and was editor-in-chief on an interim basis even after the 3 year deal he agreed after the sale expiredSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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"Executive" positions are name-only.Actually MI, Martin is still involved as Executive Chairman (responsible for strategy, development, ethics, editorial content and campaigning) and was editor-in-chief on an interim basis even after the 3 year deal he agreed after the sale expired
He ceased to have any active role here sometime back.
Even his Twitter posts are simply reproduced here.0 -
I've just successfully reclaimed my PPI from a loan I took out in 1992. I initially dealt with the PPI department based offshore who closed my case 4 times stating I'd never had PPI, despite me sending them a copy of the loan agreement with it on.
After 4 months of being messed around I'd had enough and decided to email the CEO of Lloyds Banking Group, Antonio Osorio. Within 24 hours I'd had an email from his office asking for details, which I promptly supplied. Within 2 weeks I'd got my refund, plus an extra £250 for being messed around.
Bottom line, don't give up, email the Boss
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Moneyineptitude wrote: »"Executive" positions are name-only.
He ceased to have any active role here sometime back.
Even his Twitter posts are simply reproduced here.
If you see his interview from July 2015 he is still involved though - the end of September 2015 was just the 3 years from the sale he agreed with Money Supermarket - as Executive Chairman he was directly responsible for the MSE site's strategy, development, ethics, editorial content and campaigning. The new Editor-in-Chief reports directly to Martin and Martin agreed to stay on as editor beyond his contract until that Editor was recruited.
Q. How part time is part time?
Martin’s A. "My role is as 'Executive’ Chairman not 'non-executive’ which means, once I fully relinquish the reins of Editor-in-Chief, I’m likely to be working on the site at least a couple of days a week rather than a couple a month – this isn't a sinecure.
"I’ll still be very much plugged in, but to the big picture not the minutia. Also I'm keeping my office here at MSE Towers, even for my other work and charity ventures, so I'll be present in the office more days than that, in case I'm needed."
Also see his activity relating to MSE on blog posts
http://blog.moneysavingexpert.com/2016/01/20/the-scrapping-of-student-grants-what-it-means-how-bad-is-it/
his facebook page
https://www.facebook.com/mrmartinlewis
his twitter page
https://twitter.com/MartinSLewisSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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True and he's on ITV twice a week, so lots come here after seeing that.Please be polite to OPs and remember this is a site for Claimants and Appellants to seek redress against their bank, ex-boss or retailer. If they wanted morality or the view of the IoD or Bank they'd ask them.0
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