PPI Reclaiming successes and failures

gizmo1966

Hi all
New to this but need some help ive had a ppi complaiant with the fos for 7 years finally got final decision in my favour 2 months ago but the company dont seem to want to pay up fos just say give them more time as if 7 years is not long enough just wanted toknow if anyone knows how to enforce an ombudsman decision any help would be great

-taff

Just phone the FOS and tell them to try and hurry them along.
They usually have 8 weeks to pay you anyway, I waited 11 weeks, so don't worry, it will happen.

I just re-read that, you've had a complaint with the FOS and have been waiting for 7 years for a decision?

gizmo1966

Hi taff thats right been to adjudication then jurisdiction then back to adudication and finally ombudsman still seems a long time to wait to me also this broker say they dont know the figures to pay what the ombudsman says any idea how they will deal with this or can the just keep saying need more time to work this out

-taff

No idea sorry. I haven't heard of anyone waiting for 7 years for a decision from the ombudsman on PPI.

gizmo1966

Hi ill try to make sense of it loan july 2003 paid in full july 2004 complaint raised feb 2007 adjudicator upheld dec 2007 went to ombadsman provisional decision not upheld as pre 2005 complained and fos said they would try and remedy by going after the broker took four years to get broker toadmit liability but then had to go through the whole process agian why im a bit worried about getting paid out is this broker has been fobing the ombadsman off for years thanks for your help ill just have to wait a few more weeks and see what happens

w14man

Hi..have had offers from my 2 outstanding complaints that both went to the FOS about 20months ago. MBNA credit card £4450 and Barclaycard £ 7755. Thanks to all on here for all the info and help.

My total refunds over the past 2 years are approx £50k

Stay positive..claim if you think you have a case. DO NOT use a claims company . Do it yourself.

Good luck

chemistry121

hi i had a goldfish card which which i paid off in 2007 (had it for 9 years),i hear barclays took over the goldfish in 2008 ,are barclays liable for the ppi i paid over the years ,if not who is ,has anyone had a simular experience
thanks

sprinterman

chemistry121 wrote: »

hi i had a goldfish card which which i paid off in 2007 (had it for 9 years),i hear barclays took over the goldfish in 2008 ,are barclays liable for the ppi i paid over the years ,if not who is ,has anyone had a simular experience
thanks

hi i found out monument was taking over by barclays )not barclaycard) so i sent my documents and claim to them had no problems and got paid my charges and ppi quite quickly i read on this site that barclays did take over goldfish so get your claim into them hope you get a good result.

chemistry121

thanks for that
i am myself claiming ppi charges from barclays for goldfish ppi ,although i posted my claim to barclycard they could not find my goldfish account ,then went to the ombudsman and they have sent my ppi letter to barclays instead ,hopfully with some luck ,so what you say it right ,wish me well
thanks

fliss7890

Thought I would sign up to MSE and post on a forum.

My dad applied directly to RBS for a PPI refund for a loan he had on a car. He recieved a letter about 1 week ago stating he will get a £3,000 cheque.

Had my sister not nagged him for weeks and weeks, he would not have done it.

This saturday just gone, he opened a letter to see RBS had responded about his claim for credit card PPI. He is now waiting for a £10,000 cheque from them!!! So within 2 weeks, he is £13,000 richer.

I am now looking through my previous car finance as it is worth a try, but my dad would not have done it unless my sister nagged him so if you are in two mind, please do it as it could be you getting £13,000 in two instances.

Best of luck to everyone, thought I would share the news!