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PPI Reclaiming successes and failures

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  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    pinknico wrote: »
    Hi amersall , how are you?
    :jok hunni :Dand yourself?;) and where are you getting the little waving men from. i cant find them hun
  • pinknico
    pinknico Posts: 3,261 Forumite
    amersall wrote: »
    :jok hunni :Dand yourself?;)

    Absolutly fab hunni :D xx Just wish the FSCS would get a move on:rolleyes:
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • pinknico
    pinknico Posts: 3,261 Forumite
    amersall wrote: »
    :jok hunni :Dand yourself?;) and where are you getting the little waving men from. i cant find them hun

    Just click on the blue "More" at the bottom of the smiles you can see
    when writing a post and make the box bigger by clicking on the maximise box in the top right hand corner.
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • di3004
    di3004 Posts: 42,579 Forumite
    Hi huns, how are you all doing?

    Wow what a day today, done my bit though for charity, all those clothes that do not fit anymore, I'm sure someone will be glad of them.;)

    And not so much clutter in the wardrobes now.:D

    Hubby heard from FOS, he should hear news on his 2nd case of lloyds credit card ppi shortly.:T
    The one and only "Dizzy Di" :D
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    pinknico wrote: »
    Absolutly fab hunni :D xx Just wish the FSCS would get a move on:rolleyes:
    patience is a virtue hun;) it will be worth it in the end you see if i am right, EVERYTHING COMES TO THOSE WHO WAIT:rotfl::rotfl:found the little wavy men:hello::hello: ta chuck x
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    edited 7 April 2009 at 7:26PM
    di3004 wrote: »
    Hi huns, how are you all doing?

    Wow what a day today, done my bit though for charity, all those clothes that do not fit anymore, I'm sure someone will be glad of them.;)

    And not so much clutter in the wardrobes now.:D

    Hubby heard from FOS, he should hear news on his 2nd case of lloyds credit card ppi shortly.:T
    hi di :A i am doing just great hun :Dthanks for asking, and your self.? dont reply to that i allready know YOUR ACE HUNNI:D:D:D:D:D:D
  • pinknico
    pinknico Posts: 3,261 Forumite
    di3004 wrote: »
    Hi huns, how are you all doing?

    Wow what a day today, done my bit though for charity, all those clothes that do not fit anymore, I'm sure someone will be glad of them.;)

    And not so much clutter in the wardrobes now.:D

    Hubby heard from FOS, he should hear news on his 2nd case of lloyds credit card ppi shortly.:T

    Brilliant news Di,:beer::j:D:T:A
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • I have just reclaimed a missold ppi from Moneysaving Bank (A&L) for a 3 year personal loan. The amount refunded was £220.20 which was full amount of premiums plus interest. This was painlessly agreed by A&L without any need for Ombudsman intervention.
    When I originally took out this loan (as recommended at 5.5% by moneysavingexpert), I was severely hassled by the agent to take out their insurance. I told them over and over that I didn't want it, but they were so insistant and it only added a few pounds to the monthly repayments that I eventually accepted it. After reading the ppi reclaiming section on MSE, and especially as A&L had already been found guilty of this, I downloaded a template, selected the relevant part for me, and sent it off. A&L acknowledged my letter and said they would investigate. I received a further letter several months later saying it was ongoing, then in January they said they had no case to answer and offered me £220.20 in settlement. I signed my acceptance and returned the form to them. Last week, (2 months later) I received my cheque.
    Pretty painless really, and well worth doing.
    Jefferz
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    :T:T:Twell done:money:
  • maxdp
    maxdp Posts: 3,873 Forumite
    well Done Jefferz :)
    :mad:
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