PPI Reclaiming successes and failures

amersall

jdwmfc wrote: »

@Amersall and Moneyineptitude was going to tell you off for general chatting and being off topic but realised that this only applies to the PPI reclaiming Discussion parts 1 to 5. :p:p:p:p:p:p

Where it tells you to go to the pub for a chat :rotfl:
It's here by the way @ the MoneySavers Arms :beer::beer::beer::beer::beer::beer::beer::beer::beer:

This is where us nutters go we have our own "dedicated thread ".

https://forums.moneysavingexpert.com/discussion/1627085

[Deleted User]

jdwmfc wrote: »

Where it tells you to go to the pub for a chat :rotfl:
It's here by the way @ the MoneySavers Arms

Yeah, we should use that more often perhaps!
We also have a PPI version:
https://forums.moneysavingexpert.com/discussion/comment/53997967#Comment_53997967

[Deleted User]

amersall wrote: »

This is where us nutters go we have our own "dedicated thread ".

https://forums.moneysavingexpert.com/discussion/1627085

Moneyineptitude wrote: »

We also have a PPI version:
https://forums.moneysavingexpert.com/discussion/comment/53997967#Comment_53997967

My turn to be "late to the party":rotfl:

amersall

Moneyineptitude wrote: »

My turn to be "late to the party":rotfl:

:rotfl::rotfl: better late than never

di3004

Well done and Congratulations to all you winners! :beer::T:beer::T:beer:

maxdickinson2003

I have just recieved letter from CT capital with breakdown of my ppi refund. They stated they have upheld my complaint in full and will be looking to put me back in a position had I not been sold the ppi. As I settled my loan early after 10 months I was given a percentage of my ppi back as it was front loaded. However I was still £4500 worse off so when I remortgaged to settle the loan it meant that I had to add this additional amount to my mortgage therefore I have been paying the interest on this amount on my mortgage since then. My refund details does not include a calculation for this only the 8% standard rate for the time they have had my money. We're do I stand with this? Is it worth challenging them for this or would I be wasting my time? Also they have said that I should receive my refund by the 15th November :mad:!!!!!! Is it usual to wait this long. Really would appreciate some advice

notamoneygrabber

the wife after a lot of pressure contacted HFC it took some doing after initially writing a letter to HFC they sent claim form 2 weeks later .she then filled form in sent back and then 4 weeks and a couple of days later claim upheld ok only few hundred but well worth it

CLAIM CLAIM CLAIM ITS WORTH IT ANY WIN IS A WIN HAPPY DAYS:

[Deleted User]

maxdickinson2003 wrote: »

My refund details does not include a calculation for this only the 8% standard rate for the time they have had my money.

This is full redress, you won't get any more.

maxdickinson2003 wrote: »

they have said that I should receive my refund by the 15th November :mad:!

Seems to be appearing more and more lately. There is no FOS guideline on this, but an E-Mail to their CEO might do the trick.

maxdickinson2003

Thanks moneyineptitude but surely I should be compensated for this as they are not putting me back in the position I would have been if I had not had the ppi it doesn't seem fair. I am being left financially disadvantaged:(

[Deleted User]

maxdickinson2003 wrote: »

but surely I should be compensated for this as they are not putting me back in the position I would have been if I had not had the ppi it doesn't seem fair. I am being left financially disadvantaged:(

Full compensation is 8% simple interest. You won't get any more.