PPI Reclaiming successes and failures

R5GTT

Tildotdel wrote: »

Hi r5gtt,
Could I just ask how long you waited for your cheque? Still waiting for mine and it's driving me mad haha!

Hi,
It worked out at 14 working days in total from the upheld/offer letter.

Cheers

Tildotdel

R5GTT wrote: »

Hi,
It worked out at 14 working days in total from the upheld/offer letter.

Cheers

Thanks, I'm on day 12 tomorrow!

R5GTT

Tildotdel wrote: »

Thanks, I'm on day 12 tomorrow!

No problem. Shouldn't hopefully be long for you to wait now then. Enjoy the cash.

stressedbusymum

R5GTT.

How long did they take to tell you that is was upheld? Ive put in a claim eight days ago, just wondering how quick or slow they are?

R5GTT

stressedbusymum wrote: »

R5GTT.

How long did they take to tell you that is was upheld? Ive put in a claim eight days ago, just wondering how quick or slow they are?

It was around 6 weeks from the 'received your complaint' letter.

janetnbecks

Egg took pretty much the full 8 weeks for ours (front loaded loan from 2004, £3.3k win)
Hang in there, hard I know but will be worth it!
Still waiting for Egg card (transferred to Barclaycard, paying since approx 2000)

stressedbusymum

Ive got my fingers crossed. Was it being front loaded your reason for complaint?

smithy1976

Hi all,

HSBC originally declined my claim, for a biazre reason that although I had good sickness cover through my employer they stated if I had there PPI the money from my employer would be in my pocket.

Anyway FOS agreed with HSBC initially, I asked them to look again and gave them more info, since my complaint was originally declined by the fos there was that court thing which seems to have made the banks uphold more cases the not.

My case adjudicator has confirmed this week I have raised points they need to address, does anyone know if the FOS are likely to reverse there original decison and did the rulling make it more likely they may do?

I know its a long shot but im keeping my fingers crossed this will turn out in my favour

many thanks for any guidance anyone can give me

[Deleted User]

smithy1976 wrote: »

My case adjudicator has confirmed this week I have raised points they need to address, does anyone know if the FOS are likely to reverse there original decison and did the rulling make it more likely they may do?

No one here can tell you the adjudicator's likely finding. Wait for the reply from FOS.

pbsmiles

Okay first succes on a PPI Reclaim from Egg. They confirmed on Friday but they have no figures on their system to tell me how much my complaint is worth.

The original loan was 8th July 2004. For 16,000 plus upfront PPI of £3687.36 over 84 months. Total pay back would of been £28289.52 (oh my god I can't believe I allowed myself to commit to that but I did).

Anyhow in January 2009 I went into a DMP and have been paying a lower amount ever since.

Does anyone have any idea how I would work out the potential win? I presume I would get the whole layout back plus interest??

I have been so patience with my claims as been on it since March and it grows arms and legs however am enjoying the challenge, however now that I know I have won one I am a right fidget as I don't know how much I got back.

Can anyone put in out of my misery, or at least share their own experience on front ended ppi wins.

Thank you.:D:D:D:j