PPI Reclaiming successes and failures

dazman20032003

sent the paper work to the fos about 4 weeks ago but started the process about 5 months ago . !!!!!!

dazman20032003

Lusty wrote: »

How long did you have to wait from the start of the reclaiming process until they caved in?
Also I've just thought,when I rang their dirty tricks department the other day(see earlier post)one of the questions I was asked was "why do you think the PPI was mis-sold,was it affordability?".
I didn't fall for this and I said "I was told that if I didn't take it,I wouldn't get the credit and its a bloody rip-off!"
I'm pretty certain that these calls are recorded and used as evidence as "affordability" wouldn't be grounds for a miss-sold PPI methinks!

started the process abvout 5 months ago draged my feet a little though (around 2 months ) sent the paperwork to the fos about 4 weeks ago so its been pretty quick to be fair !!!!:T

di3004

dazman20032003 wrote: »

the fos have dealt with it and have said that they are willing to repay the full amount payed on the 2 seperate ppisthey were both loans the 2 amounts are are vthe figures that were on the original paper work ? hope this helps

I have had to contact lloyds just recently to ask them to send me a breakdown of this as mine was resolved through the FOS too (Credit Card ppi), as I did not have every statement to work them out with.

Maybe you could ask the FOS if they could work this out for you, just to be sure.

Mine was to be put back in the postion as if ppi was not taken out plus interest and charges etc.

They should provide the calcs to you on request.;)

di3004

dazman20032003 wrote: »

started the process abvout 5 months ago draged my feet a little though (around 2 months ) sent the paperwork to the fos about 4 weeks ago so its been pretty quick to be fair !!!!:T

Wow that was quick, well done.......:T :T :beer:

Di
X

dazman20032003

:rotfl: :rotfl: :rotfl: :rotfl:

di3004 wrote: »

Wow that was quick, well done.......:T :T :beer:

Di
X

guess i just got lucky :j :rotfl: :rotfl:

still waiting for egg !!! FINGERS CROSSED :rolleyes:

di3004

dazman20032003 wrote: »

:rotfl: :rotfl: :rotfl: :rotfl:

guess i just got lucky :j :rotfl: :rotfl:

still waiting for egg !!! FINGERS CROSSED :rolleyes:

Well done, you done real good :T :T , you did get lucky lmao :rotfl: :rotfl: :rotfl: :rotfl: , good one and lets hope you get a good outcome from EGG as well........:T :T X

dazman20032003

di3004 wrote: »

Well done, you done real good :T :T , you did get lucky lmao :rotfl: :rotfl: :rotfl: :rotfl: , good one and lets hope you get a good outcome from EGG as well........:T :T X

ABSLUTELY NOT GOING TO HOLD MY BREATH THINKING IT WILL NOT BE AS QUICK !!!:p

BMF_2

Hi there,

Can anyone help me? Just a bit trepidatious to proceed.... Took out a graduate loan about two years ago with PPI, unemployment cover wasn't given, nor was health cover, yet it was strongly implied that I should take it. I explained that I was on a fixed term contract, but this still meant that the insurance didn't cover me. Does this sound like grounds for proceeding?

Any help and encouragement gratefully received!

Cheers B

soontobesensible

KT21 wrote: »

HI CONGRATULATIONS
CAN YOU TELL ME HOW LONG THIS TOOK AND IF YOU HAD TO GO THRU THE FOS?I HAVE BEEN WAITING SINCE OCTOBER FOR MY PPI CLAIM WITH BARCLAYS.THANKS

Hi,I have been waiting since September 2009 for two claims put through the FOS hope it's not going to take much longer????

di3004

BMF wrote: »

Hi there,

Can anyone help me? Just a bit trepidatious to proceed.... Took out a graduate loan about two years ago with PPI, unemployment cover wasn't given, nor was health cover, yet it was strongly implied that I should take it. I explained that I was on a fixed term contract, but this still meant that the insurance didn't cover me. Does this sound like grounds for proceeding?

Any help and encouragement gratefully received!

Cheers B

Hi there

You may have a case here hun, if you need any help, please let us know.;)