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PPI Reclaiming successes and failures

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  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thats great to hear success ... well done di and hubby! YAY!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Clossina
    Clossina Posts: 16 Forumite
    di3004 wrote: »
    Right then, its hubby's turn for a win........:D mine the other week :j .

    He has 2 Credit Credit Card (ppi) in with the FOS, just had an email to say Lloyds have offered redress on the 2007/08 case and the other is ongoing, so Well done to my hubby -"Scooby" :T :T :beer: :T :T , this one is not going to be so high as the 2001 case but basically he will be receiving all his PPI made plus interest as from 2007/08.

    Watch this space......... for the other as the adjudicator upheld that one as well.:D

    Well done to you and your husband di onwards and upwards:beer: :j :rotfl: :T
  • Clossina
    Clossina Posts: 16 Forumite
    I got home today to find a letter on my doormat, addressed to me. After 12 weeks of waiting and numeric calls to RBS and the FOS, i finally got my refund out of Lombard at long last. Thanks to Di3004 for your words of encouragement, and to everyone telling they stories on here, both good and bad. Most of all thanks to Martin Lewis for making this all happen. Now on to tackling Welcome Finance, wish me luck.


    :beer: :D :j :T :A :beer:
  • di3004
    di3004 Posts: 42,579 Forumite
    Clossina wrote: »
    I got home today to find a letter on my doormat, addressed to me. After 12 weeks of waiting and numeric calls to RBS and the FOS, i finally got my refund out of Lombard at long last. Thanks to Di3004 for your words of encouragement, and to everyone telling they stories on here, both good and bad. Most of all thanks to Martin Lewis for making this all happen. Now on to tackling Welcome Finance, wish me luck.


    :beer: :D :j :T :A :beer:


    Wow, well done to you as well hunni, this is wonderful news.:beer: :T :beer:
    Great work.

    Now hope its good with Welcome Finance as well, fingers crossed to you.:T :beer: :j :T :beer: :j

    Oh thanks everyone for you lovely words, hubby says a big thanks too.:A ;) :A

    Di
    XXX
    The one and only "Dizzy Di" :D
  • sparky0107
    sparky0107 Posts: 3,496 Forumite
    Debt-free and Proud!
    di3004 wrote: »
    Right then, its hubby's turn for a win........:D mine the other week :j .

    He has 2 Credit Credit Card (ppi) in with the FOS, just had an email to say Lloyds have offered redress on the 2007/08 case and the other is ongoing, so Well done to my hubby -"Scooby" :T :T :beer: :T :T , this one is not going to be so high as the 2001 case but basically he will be receiving all his PPI made plus interest as from 2007/08.

    Watch this space......... for the other as the adjudicator upheld that one as well.:D


    Great news di,
    Well done to your hubby, and thanks again for all the encouragement you give to everyone
    Sparky0107 - Sealed pot challenge member #002. Total for SPC3 £1,030.57 Total For SPC 4 £2247.00 Total for SPC 5 £2574.62 :T Total for SPC 6 £4552.91:T
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    :j DEBT FREE AS OF 20/01/2012 :j
  • :confused: anyone any idea how much i can e expecting back from ltsb they have agreed to repay my ppi one was £650 and the other was £400 ?
    cheers . Darren
  • di3004
    di3004 Posts: 42,579 Forumite
    :confused: anyone any idea how much i can e expecting back from ltsb they have agreed to repay my ppi one was £650 and the other was £400 ?
    cheers . Darren


    Hi there Darren

    Well done on an offer:beer: :T :beer: , was this for 2 separate PPI's?

    Sorry if i missed other posts on this, but the amounts can vary.
    Is this for a loan or credit card ppi?

    Do you have statements to show what the amounts would be?
    And is this a settled or ongoing account?

    You can always request a breakdown of this hun, of how they worked this out.;)
    The one and only "Dizzy Di" :D
  • Lusty
    Lusty Posts: 84 Forumite
    :confused: anyone any idea how much i can e expecting back from ltsb they have agreed to repay my ppi one was £650 and the other was £400 ?
    cheers . Darren
    How long did you have to wait from the start of the reclaiming process until they caved in?
    Also I've just thought,when I rang their dirty tricks department the other day(see earlier post)one of the questions I was asked was "why do you think the PPI was mis-sold,was it affordability?".
    I didn't fall for this and I said "I was told that if I didn't take it,I wouldn't get the credit and its a bloody rip-off!"
    I'm pretty certain that these calls are recorded and used as evidence as "affordability" wouldn't be grounds for a miss-sold PPI methinks!
    Never skimp on Shoes,Tea bags and fishing tackle!
  • di3004
    di3004 Posts: 42,579 Forumite
    sparky0107 wrote: »
    Great news di,
    Well done to your hubby, and thanks again for all the encouragement you give to everyone


    Hi Sparky, thank you so much.:A ;) .

    And with pleasure.:A

    Di
    X
    The one and only "Dizzy Di" :D
  • the fos have dealt with it and have said that they are willing to repay the full amount payed on the 2 seperate ppisthey were both loans the 2 amounts are are vthe figures that were on the original paper work ? hope this helps
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