PPI Reclaiming successes and failures

hollow333

Thanks for the help.Regards

[Deleted User]

hollow333 wrote: »

Thanks for the help.Regards

I still don't know why the Bank worker tried to differentiate between eight weeks and "40 working days". That's just confusing the issue for you further and it refers to exactly the same length of time!
It probably suggests that ringing for updates from random staff isn't always a good thing.
This is definitely a game of patience!

tucker72

Moneyineptitude wrote: »

When did you send it? They'll usually acknowledge receipt within about two weeks. Did you send it recorded delivery? You can check it has arrived via the Post Office.
The phone number on the acknowledgement just puts you on almost permanent "hold" in my experience. I'll therefore reserve it for those who are wanting information about their re-dress or loan re-set.

I sent it about a week and a half ago, recorded delivery have checked online it arrived so just have to wait now then, thanks

daveyadams

glasgowfee wrote: »

Hello,
I recently posted details of my Halifax Credit Card Success and have now received a breakdown of the refund. Can someone please advise on what figure I need to pay 20% tax?

Premium refund £2137.17
APR Refund £1570.15
Rebate Refund £773.85

..........................................................

Glasgowfee

It should just be the Rebate Refund of £773.85 you declare for tax.

amat_endura

Marie67 wrote: »

Congratulations :j

Can I just ask -did you send your complaint to Barclays? I have an old egg Loan(paid off) which I'd like to claim my PPI back on.

I've also just had success with Egg. I remember my old login details and they still work so I was able to message them and get all my account details including payment statements, free of charge. It took a bit of nagging and 3 attempts, then I got 3 statements at once so there must have been a ghost in the machine.

I filled in the ombudsman form and sent it to them, last week I got a response refunding all PPI plus interest plus a modest amount of compensation.

Very happy.

amersall

glasgowfee wrote: »

Hello,
I recently posted details of my Halifax Credit Card Success and have now received a breakdown of the refund. Can someone please advise on what figure I need to pay 20% tax?

Premium refund £2137.17
APR Refund £1570.15
Rebate Refund £773.85

Also, on another point I have sent letters to BOS regarding loan PPI. I have an outstanding balance of £1700 which I pay monthly at £191 and this is paid by DD. However, the March payment hadn't come off and i phoned the bank this evening to find out why and was advised that the balance has been cleared and my loan account is in credit. Can they do this? My loan account is up to date and i've not missed any payments. I've been told to phone them back tomorrow and they will speak to the PPI department to find out what the situation is.

Thanks in advance for any replies.

Glasgowfee

With reference to the loan,what was the original PPI amount?, this may have cleared the balance on the loan, as they have to take the whole PPI amount from the loan when you win mis sell, you get back to you the interest on the PPI and the PPI payments that you made are returned to you, if the loan is cleared with the redress and the loan is now in credit, they will be (or should) be returning this to you.

derek3882

evertrue wrote: »

Hi Derek3882,

Just saw on the lloyds website stating they are trying to send payments within 28 days, and if you dont receive payment within this time period then you can call 0845 601 2683 and they will try and get payment sorted within 5 working days,

Hope this helps

well post came today and what a suprise still no cheque :mad:

Now this is so anoying as every email i have had from them says we do not expect to hear from me untill 28days for payment has passed which is today. And also they won't pay it into my bank which is with them as its a joint account is this right?

i will be ringing that number tommrow once the 28 days is passed

Paul_Grace

Paul_Grace wrote: »

Hi All,

I took the plunge and called Natwest about my closed credit card.
Always ran close to my £2.5k limit for two years. Did everything over the phone and got back £670

This was just before Christmas.

Now have sent of letters for this little lot:

Egg Loan
Egg Credit Card
capital one credit card
barclays mortgage x 2
RBS Credit Card
Natwest Mortgage x2
HSBC loan hsbc loan protection hsbc
hsbc mastercard july 09
hsbc loan X 6 various amounts and times...all paid off
Nationwide Mortgage X 2 All paid

Sent letters to everyone yesterday so will update when I have some news

Cheers

Paul

Quick Update:

Egg Loan
I have recieved a reply confirming my complaint on Tues

Nationwide Mortgage
I havea reply confirming my complain and a decision date of 28th May

Things are starting to happen.

If you're thinking of doing this ........DO IT NOW............AND DONT USE A FIRM

Will keep you posted

Cheers

Paul

di3004

Well done and Congratulations to all winners!:beer::beer:

[Deleted User]

derek3882 wrote: »

i will be ringing that number tommrow once the 28 days is passed

Do let us know how you get on.
I'd be putting aside quite some time for that call if I were you, it's likely to be swamped with callers and I suspect you may find yourself on "hold".