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PPI Reclaiming successes and failures

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Comments

  • kitty1965
    kitty1965 Posts: 11 Forumite
    Hi We went through them they took £1 out of our account i have been trying to contact them since January, then 2 weeks ago our bank contacted us to offer us money, we tried to ring the company as advised to see if we should accept it but they have not returned our calls, in the end as we could not contact them we dealt with it our selves
  • kitty1965
    kitty1965 Posts: 11 Forumite
    i looked on this site but could not find them
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Report them to the MOJ on the link i gave you above, write the company a letter and say you will not be paying the fee for the mis sell claim as you had to do the work yourself and could not contact them to cancel the contract and you do not believe they acted in your best interests. Let them know that you have reported them to the MOJ and send the letter recorded delivery so you know they have received it, do not pay them any money until you get a response from your letter.
  • di3004
    di3004 Posts: 42,579 Forumite
    kitty1965 wrote: »
    i looked on this site but could not find them

    Hi

    That is not yourt fault then, the company should have been working with you.

    Do contact the MOJ - claims regulation.

    Good luck.
    The one and only "Dizzy Di" :D
  • kitty1965
    kitty1965 Posts: 11 Forumite
    Thanks for that if they don't answer the phone maybe they have shut down can't find any info on them
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    kitty1965 wrote: »
    Thanks for that if they don't answer the phone maybe they have shut down can't find any info on them
    Write them a letter anyway and do report them at the link Amersall provided. That way, you're covered if they suddenly reappear demanding money.
  • di3004
    di3004 Posts: 42,579 Forumite
    kitty1965 wrote: »
    Thanks for that if they don't answer the phone maybe they have shut down can't find any info on them


    Defo a good idea to ring claims regs then, and you could be correct, maybe the business is no longer active.;)
    The one and only "Dizzy Di" :D
  • Also win of 1565 from lloyds tsb,
    All it took was one letter, I didn't even have any account numbers, just wrote to them telling them the address I lived at, the 2 loans that they have returned my ppi on are from 2000 and 2001, so that's 12 years. The only question I have is in the letter from the bank it says that the the rate of interest, 8%, is calculated up until the 26th March 2012,if I don't receive the monies by then can i then charge the bank. 8% until I receive the monies.
    I also have a claim going through HSBC so I will keep you updated on that one. Again no account numbers, they wrote back telling me I had 5 accounts that had ppi applied so watch this space.
  • di3004
    di3004 Posts: 42,579 Forumite
    Ukmarine wrote: »
    Also win of 1565 from lloyds tsb,
    All it took was one letter, I didn't even have any account numbers, just wrote to them telling them the address I lived at, the 2 loans that they have returned my ppi on are from 2000 and 2001, so that's 12 years. The only question I have is in the letter from the bank it says that the the rate of interest, 8%, is calculated up until the 26th March 2012,if I don't receive the monies by then can i then charge the bank. 8% until I receive the monies.
    I also have a claim going through HSBC so I will keep you updated on that one. Again no account numbers, they wrote back telling me I had 5 accounts that had ppi applied so watch this space.

    Hi and welcome

    That is so fab! Congratulations!:beer:
    The one and only "Dizzy Di" :D
  • badger735
    badger735 Posts: 39 Forumite
    WOOOOHHOOOO success on hubbys 2 cc from llyods waiting for a response on the loans!!!
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