PPI Reclaiming successes and failures

di3004

billy_the_kid wrote: »

Just got the letter back today, I have claimed for PPI on a personal loan taken out by my wife with Alliance and Leicester. A&L have settled after the first template letter with no fuss.

my other half is now 980quid better off.

Would highly recommed anyone waivering about making a claim to do so. All its taken is one stamp and a bit of time composing the letter.

Many thanks Martin.

Bill

Congratulations Bill, well done :T :beer: :T , what a lovely surprise for you and of course a lot better off as well - fantastic :T :beer: .

Di
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di3004

effect56 wrote: »

hi lovely people
I am a newbie, however been reading this thread for sometime now. I sent a letter to littlewoods claiming they missold my ppi. I rec a letter back telling me really to get lost and I could not report this to fos as my policy was sold before 22/12/03 and they were not a member until that date.
Is it worth sending a 2nd letter or should I take this as a definate no.
Please help.

Hi hun
Sorry to hear this and if this was the only letter you recieved write back again and tell them you will appreciate it if they reconsidered on your reasons for you and you are aware your unable to take to the financial ombudsman service, but will consider other options in taking this further otherwise.

(this may make them think) even if you do not want to take this to small claims courts, but if its taken quite a bit of your money, I would keep battling them.;)

If you receive the same response again let us know and we will try to figure out another way, but write again anyway to receive a final response from them with some of my words above if you want to write them.

Good luck.

Di
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abcdee222

abcdee222 wrote: »

hiya my case with loanmakers for mis selling ppi is also with the ombudsman

hi just to update my case against loanmakers for misselling ppi has been with the FOS for 13 months still awaiting an adjudicator, but i have recieved a letter from FOS this morning telling me that loanmakers went into administration 3rd feb 09 and they would be in touch within 4 weeks, just dont know where its gonna go from here :mad:

di3004

abcdee222 wrote: »

hi just to update my case against loanmakers for misselling ppi has been with the FOS for 13 months still awaiting an adjudicator, but i have recieved a letter from FOS this morning telling me that loanmakers went into administration 3rd feb 09 and they would be in touch within 4 weeks, just dont know where its gonna go from here :mad:

Hi there

So sorry to hear this and this must be ever so annoying for you due to the fact that you have waited 13 months already.

However did the FOS inform you if they moved this on to the Financial compensation scheme for you (FSCS), this is normally the case or maybe you should contact the FOS to ask them where should you go from here.
You could also contact the FSCS as well, they will then confirm anything with you and if the company are listed with them now that Loan makers have gone into administration to send you out a form to complete where these take over.

On the other hand, it may actually be dealt with through the Administrators from here if its in their hands for now.

Here are the details for the FSCS (compensation scheme):
http://www.fscs.org.uk/

I would start by asking the FOS though and take if from there, as there must be another way here, or wait the 4 weeks like they said they would be in touch, good luck.;)

Di
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brightasadaisy

I took out a 5 year loan in Aug 2007 and got PPI. I felt slightly bullied into getting this insurance. I was 23 at the time and it was my first loan and she clearly knew this. I felt that I couldn't say no. However, it added about 3,000 onto my loan.

Is it worth my writing to HSBC to ask them to cancel this and repay what has been paid already? I haven't made an insurance claim.
Is anyone else in a similar situation?

Many thanks

mrss30

brightasadaisy wrote: »

I took out a 5 year loan in Aug 2007 and got PPI. I felt slightly bullied into getting this insurance. I was 23 at the time and it was my first loan and she clearly knew this. I felt that I couldn't say no. However, it added about 3,000 onto my loan.

Is it worth my writing to HSBC to ask them to cancel this and repay what has been paid already? I haven't made an insurance claim.
Is anyone else in a similar situation?

Many thanks

Hi,

I would definitely try if I was you, it will only cost you the price of the stamp.
I have just been to my HSBC branch today to restructure my loan and I'm now waiting for them to credit my account with my refund and it only took one letter and an eight week wait.

Good Luck
Louise:j :j :j

maxdp

veryhappykat wrote: »

HELLO I AM VERY NEW TO THIS - I HAVE BEEN READING FORUMS FOR A LONG TIME BUT NEVER ADDED TO ONE BUT IM SO GRATEFUL TO MARTIN LEWIS THAT I JUST HAD TO!!

I SENT OFF A LETTER TO A&L FOR MY LOAN WITH THEM AND MY PARTNER ALSO HAS A LOAN. AFTER ONE LETTER I HAVE RECEIVED £620 BACK AND MY PARTNER HAS RECEIVED £806!!! IM SO PLEASED!! MARTIN LEWIS IS A LEGEND!

I ALSO HAVE A LOAN WITH HOME SHOPPING PERSONAL FINANCE - HAS ANYONE ELSE TRIED TO CLAIM FROM THEM. I SENT A LETTER OFF A MONTH AGO BUT HAVE HEARD NOTHING....

A VERY HAPPY KAT! X:rotfl:

Well done Happy Kat:rotfl: :rotfl: :T :T

veryhappykat

Thank you! I am getting married in August - this money will almost pay for the honeymoon!! am so pleased. :j :j :rotfl: :rotfl: :T

di3004

veryhappykat wrote: »

Thank you! I am getting married in August - this money will almost pay for the honeymoon!! am so pleased. :j :j :rotfl: :rotfl: :T

Brilliant :j :j we are very chuffed for you :T :beer: :j .

Di
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paulmitchell_2

Hi, I came across this website last week and have since started a claim for bank charges but now i am looking into PPI on a personal loan i have.

I phoned a company about this but they are charging £495 to handle my case, what i would like to know is, is there a way i can do this myself without having to pay out all that money.

Hope someone can help. Many thanks. Paul.