PPI Reclaiming successes and failures

dilus

BoGoF wrote: »

Not 100% correct, even if it has been taxed there will be further tax to pay if you are a 40% taxpayer.

That is very true

tiesteelm

k77mss wrote: »

hi i got the same letter from fos reguarding my egg card that is with them fingers crossed for us both


MERRY XMAS EVERYONE ON THIS BOARD:T:T:T:T:T:T:T:T:T

Good Luck....

Bourbon

Hi, everybody. Just checked my account and Welcome Car Finance have paid back my PPI.

£1600. Really pleased.

I only started the process 4 weeks ago.

Good Luck everyone! :j

paintpotter

Spoke to a few of my previous creditors today including Halifax, BOS & Santander, so far nothing to come back. I am waiting for initial letters from Black Horse Finance and MBNA, which have both told me I did have PPI.

di3004

Sorry I have not been here much folks, but........

Well done and Congratulations to all recent Winners! :beer::beer::beer:

Rolyratman

Hi All, first post here but wanted to say a massive thankyou for giving me the kick up the back side needed on this.

Cutting a long story short I have had a few small (£2000) to large (£15,000) loans with Llyods over the years, going back to when I left School in the late 80's.

A couple of years ago my better half had a fall and injured her spine and is now basically unable to work, this meant that long term I was struggling to keep my head above water with money and my credit card balances were going through the roof just trying to make ends meet each month.

I applied for another loan with llyods and after 20+ years with them and never having missed any payments they told me that they wouldnt lend me the money, that's when I found this site

I had seen the advert about PPI reclaiming on the TV and very nearly contacted them but came here first and am i glad I did..

I didn't have much in the way of details on previous loans so I basically just sent Lloyds PPI department a letter stating that I wanted a full refund of PPI payments on my current account and my credit card, this was in september last year.

At the end of October I recieved a letter from them about the credit card informing me that they were offering me a £1671.60, which I didnt think was bad at all.

Then the last post before Christmas I recieved 9 letters in the post concerning different loans I have had with them, in total they have offered me a whopping £20983.45.

This is fantastic as in total I owe £15,000 on credit cards and a loan, I am over the moon to know that in the next few weeks I will be totally debt free once again and actually have a few pounds in my savings account.

So I just wanted to register and say a huge thank you to all of you here

nutty_nat

di3004 wrote: »

Sorry I have not been here much folks, but........

Well done and Congratulations to all recent Winners! :beer::beer::beer:

Hi Di

Did you have a good Xmas, how's the migraines hun xx

di3004

nutty_nat wrote: »

Hi Di

Did you have a good Xmas, how's the migraines hun xx

Hi honey
Christmas was fab, thanks hon and how did yours go?

Not so many migraines now thankfully babe and thank you for asking.:A Xx

di3004

Rolyratman wrote: »

Hi All, first post here but wanted to say a massive thankyou for giving me the kick up the back side needed on this.

Cutting a long story short I have had a few small (£2000) to large (£15,000) loans with Llyods over the years, going back to when I left School in the late 80's.

A couple of years ago my better half had a fall and injured her spine and is now basically unable to work, this meant that long term I was struggling to keep my head above water with money and my credit card balances were going through the roof just trying to make ends meet each month.

I applied for another loan with llyods and after 20+ years with them and never having missed any payments they told me that they wouldnt lend me the money, that's when I found this site

I had seen the advert about PPI reclaiming on the TV and very nearly contacted them but came here first and am i glad I did..

I didn't have much in the way of details on previous loans so I basically just sent Lloyds PPI department a letter stating that I wanted a full refund of PPI payments on my current account and my credit card, this was in september last year.

At the end of October I recieved a letter from them about the credit card informing me that they were offering me a £1671.60, which I didnt think was bad at all.

Then the last post before Christmas I recieved 9 letters in the post concerning different loans I have had with them, in total they have offered me a whopping £20983.45.

This is fantastic as in total I owe £15,000 on credit cards and a loan, I am over the moon to know that in the next few weeks I will be totally debt free once again and actually have a few pounds in my savings account.

So I just wanted to register and say a huge thank you to all of you here

Hello there

Sorry to hear of your other half's health problems and hope all is better now.

That is absolutely fantastic news of the refunds!:T:j

Well done and Congratulations!:beer:

stayl525

Hi
I Had to write and thank you for the information on your website!
Armed with this information i fired off a letter to Lloyds TSB Stating that i felt i had been mis-sold PPI due to having been sold a still active income protectiion plan for loan protection some years earlier !
I received reply saying they are looking into my complaint within a week!
It took nearly the full 16 weeks that they are allowed by the FSO untill they sent me a letter to say that they are ...

" Sorry this Situation occured blah blah... As a final responce we are offering you a payment of £17,607.63 "

Well i nearly fell off my chair
this was a refund for 3 loans all connected because the preceding loans were refinanced (payed off ) by other loans i took out with ppi
Refund came just before christmas about 2 weeks after receiving my offer so as i'm sure you can guess i had a great one !!

Many many thanks to the team there!

I hope this will inspire others to Write to their bank
Good Luck