PPI Reclaiming successes and failures

hiedi

paid_too_much wrote: »

OMG Cheque has JUST arrived from MBNA for £20,663.63!!!:beer::beer::beer::beer::beer::beer::beer:

I am SOOOOOOO Happy:j Once it's cleared I will very soon be debt free for the first time in 20 years!!

Thanks everyone for listening/reading my posts.

I know my wait hasn't been as long as some/most and I sincerely hope you ALL get YOUR money back very soon:T

And to those of you who haven't complained yet, do it now!!!:D

Massive smile on my face for you - must be a wonderful feeling. Well done to you!!!!! Enjoy.

sunshine25

Hello,

Wonder if anyone can help me,

I paid approx £68 ppi on a loan (Total monthly payments £284) for 5.5 years. In august LLoyds wrote to me and said they owed me approx £3500 back plus £900 quid interest. This was paid early September and as far as i knew this was all settled.

Yesterday I received a letter saying that they have not settled the amount and I am due approx £7700!!! All the details on the letter are correct my name address, account number, dates of previous letters etc so it looks like its mine

I've tried calling them on their 0845 number to clarify this information but i just sit in a queue for ever and cant speak to anyone.

Does anyone know an alternative number for Lloyds PPI claims and also if this clculation is correct.

I will be having a very merry christmas if this is correct!!!

paid_too_much

hiedi wrote: »

Massive smile on my face for you - must be a wonderful feeling. Well done to you!!!!! Enjoy.

too right, hope you get the right result too:beer:

tifo

sunshine25 wrote: »

I will be having a very merry christmas if this is correct!!!

Yes, but is this money really yours if you only paid £68 x 66 months = £4488? That is around what they paid you in Sept.

Now that they're offering you £7700 again, should you really accept it (I know you're tried to call them).

At the end of the day, the taxpayer picks up some of the bill for mistakes like this.

49days

Hi All

Good news, finally got an offer today for ppi on my CC for 3.5k from Halifax. Not seen the breakdown of the calcs, but I believe that they may be wrong. My rough calculations show that I should expect 3k to 3.5k just from the straight refund of the PPI i paid over the 10 years or so. However, am I right in thinking that I should also get back the interest that was charged on this PPI (at the credit card rate). Either they haven't gone right back to the date I was charged the PPI from or they haven't charged the correct interest?

I don't want to sound greedy, but just want to know what to expect when I do receive the PPI calcs.

If anybody can help, that would great!!

Thanks

K

BarmyBird

Hi guys, just thought I'd let you know that 48hrs after emailing Mr Teerlink and Mr Hester at RBS, my payment has been completed in full.

:j:j:j:j:j:j

I'd just like to thank Martin Lewis :money:and all his faithfull followers because if it wasn't for you I would never have though I had a chance in reclaiming this money.

I'm off to find a nice savings account to put it in... and it won't be with RBS

hiedi

BarmyBird wrote: »

Hi guys, just thought I'd let you know that 48hrs after emailing Mr Teerlink and Mr Hester at RBS, my payment has been completed in full.

:j:j:j:j:j:j

I'd just like to thank Martin Lewis :money:and all his faithfull followers because if it wasn't for you I would never have though I had a chance in reclaiming this money.

I'm off to find a nice savings account to put it in... and it won't be with RBS

Good on ya! Enjoy your money!

Mon_77

elliot20 wrote: »

Hi I/m new here.

I've made the complaint over the phone to lloyds tsb for a loan 10 years ago.Do u think is enough or I should fill the form. They said wiil come to me in 5 working days. ALSO i HAD A 2ND LOAN WITH LLOYDS unprotected . Can I claim anything on that? What about charges on my accounT 7.50 EVERY MONTH .

THANKS IN ADVANCE

Hi I can answer the first bit of your question - I only did my claims over the phone to LTSB and didnt fill in paperwork.

Sorry am not experienced enough in this stuff to answer your second bit.

Topkapi

Update on my husband's claim on his MBNA Credit Card. Did not write a letter. Did not fill in any forms or complete any templates. Just sent an email to the CEO on 27th Oct. Reply received 11th Nov offering £5,600 within 28 days. Cheque received today 25th Nov for full amount. Three cheers for MBNA staff.

Now if only RBS were as diligent with my PPI claim which I accepted on 27th August and am still waiting for payment.

:beer::beer::beer::beer:

Mon_77

amersall wrote: »

Hi there,technically you are correct,but they have given you the ppi back (the redress) so the rebate applied when you settled (this should apply to both loans) will have to be given back to them,as they have given you this previous.
Do you know the loan ppi and monthly payment that you paid?if you do and post up the figures (as these are settled loans i can roughly calculate these !!) i will see if they have given the total redress you should have.

What debts are they using to repay with your redress?.

Thanks Amersall I will dig out what paperwork I have tomorrow and post it here.