PPI Reclaiming successes and failures

tifo

only_mee wrote: »

Fair few recently have paid interest 4-6 weeks ahead, because of the time delays, not sure if all FOS or not, never looked that closely tbh.

None of mine have .... as my claims were between £200 - £600 (only on credit cards) I didn't bother asking for more interest because its a few pounds to under £20 on most.

Also, we accept the offer in the letter and they then take weeks to pay us. But they tell us this in the offer letter. We shouldn't then want extra interest if they're within their timescale. If they're out of it, most will pay the extra interest.

MrsMet

di3004 wrote: »

Thats a lotta money!:eek::j:j:j:rotfl::beer::beer: xx LOVELY x

Just by way of a final update......I received my refund yesterday and is sitting quite snuggly in my account today with my credit card balance at £0 and the account closed......thanks to everyone for all the help and advice.....xx

redlooney

:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
Whoo hoo - Halifax have finally sent a letter outlining how much we get back for PPI on a credit card and a loan - very very pleased :beer:
We sent acceptance letter back 31st August and now have a large cheque to put into the bank account re the credit card portion and awaiting monies to go direct into the personal account re the loan section.(Cheque came same day as the letter)
Many thanks to all who helped on this forum and I hope everyone else gets some good news before Chrimbo
:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

MrsMet

redlooney wrote: »

:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
Whoo hoo - Halifax have finally sent a letter outlining how much we get back for PPI on a credit card and a loan - very very pleased :beer:
We sent acceptance letter back 31st August and now have a large cheque to put into the bank account re the credit card portion and awaiting monies to go direct into the personal account re the loan section.(Cheque came same day as the letter)
Many thanks to all who helped on this forum and I hope everyone else gets some good news before Chrimbo
:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

Well done you!!! Its such a nice feeling when you get the letter but soooo much better when it hits the account; all I keep doing is looking at mine and reading the figures! Wohooo!

MrsMet

bluedido wrote: »

Yeh, I've spoken to them myselves earlier in the process, and was told something similar . . . I think we're just going to have to wait it out I'm afraid - I certainly don't want to delay things even further, I will continue to call - there's no harm in that, they have always been more than polite with me on the phone. . . I understand they are just giving as much information as they are allowed to - I just hope it's here before Christmas as it would make things so much easier! Good Luck

Just to update you (I said I would) I received my refund letter yesterday with the monies in my account today!!!!!!!! Hope all is going well and you get everything you wish for...x

MrsMet

agoodey wrote: »

Well, I have been a long time lurker, but I thought that I should share my success with you, as this forum gave me in the inspiration to claim.
Nearly 25 years ago, whilst I was a student, I took out a Barclaycard and was automatically given PPI - there was no option to not have it at the time...

In May of this year I telephoned Barclaycard to instigate a PPI miss-selling complaint.

I have won my complaint, and as they don't have the records for more than 6 years they have calculated my amount based on the last 6 years.

Refund of PPI payments: £6,125.12
Refund of interest charged on PPI premiums: £44,820.36
8% simple interest per annum: £12,036.69
Total Refund Payable: £62,982.17

I posted the acceptance letter immediately and they received it on 8th September - I just have to wait for the money now :-)

I have also won agains Halifax One, but don't know the amount that they will repay me yet.

Can't quite beat that number but still received £49,290.10 yesterday from my Barclaycard PPI.......wohoooo!

paid_too_much

OMG Cheque has JUST arrived from MBNA for £20,663.63!!!:beer::beer::beer::beer::beer::beer::beer:

I am SOOOOOOO Happy:j Once it's cleared I will very soon be debt free for the first time in 20 years!!

Thanks everyone for listening/reading my posts.

I know my wait hasn't been as long as some/most and I sincerely hope you ALL get YOUR money back very soon:T

And to those of you who haven't complained yet, do it now!!!:D

hunnyluvinbear

paid_too_much wrote: »

OMG Cheque has JUST arrived from MBNA for £20,663.63!!!:beer::beer::beer::beer::beer::beer::beer:

I am SOOOOOOO Happy:j Once it's cleared I will very soon be debt free for the first time in 20 years!!

Thanks everyone for listening/reading my posts.

I know my wait hasn't been as long as some/most and I sincerely hope you ALL get YOUR money back very soon:T

And to those of you who haven't complained yet, do it now!!!:D

Brilliant, Fantastic. Enjoy being debt free, and spend a little on a treat for yourself!

paid_too_much

thanks soo much and for your help, it's in the bank now, just waiting for it to clear, it's amazing how nice the lady in Natwest was, even asked me if I needed a savings account for it :rolleyes

hunnyluvinbear

paid_too_much wrote: »

thanks soo much and for your help, it's in the bank now, just waiting for it to clear, it's amazing how nice the lady in Natwest was, even asked me if I needed a savings account for it :rolleyes

LOL Nat West asked me the same question! ......As if!