📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

PPI Reclaiming successes and failures

1225422552257225922603771

Comments

  • jazzyw
    jazzyw Posts: 1 Newbie
    edited 13 October 2011 at 11:22PM
    Thank you so much for the advice that is offered on this page. I followed the instructions you gave, it has been a long slog, but 2 years later I am now £16k better off for the sake of a few letters and many phone calls to chase payment. Not only did I receive what I was owed but compensation and interest on my stalled payment because of last years court case! What a brilliant website this truely is.....:T
  • di3004
    di3004 Posts: 42,579 Forumite
    jazzyw wrote: »
    Thank you so much for the advice that is offered on this page. I followed the instructions you gave, it has been a long slog, but 2 years later I am now £16 better off for the sake of a few letters and many phone calls to chase payment. Not only did I receive what I was owed but compensation and interest on my stalled payment because of last years court case! What a brilliant website this truely is.....:T


    Absolutely wonderful!:T Congratulations!:beer:
    The one and only "Dizzy Di" :D
  • I have been reading the forum for some time, but this is my first post.

    Received confirmation from First Plus of £8300 rebate of PPI payment which will be with us by 28/10 - we complained last Oct so were waiting for court case

    On the day of court case I complained to Lloyds and received letter yesterday offering £6300 from loans in 2001, 2003 and 2004 - absolute bonus as didn't realise we had 3 loans and only expected £500 back
  • Rae115 wrote: »
    HIYA WELL DONE :beer::beer:

    Exactly what am i looking for on the barclays statement?? and was the time scales the same 16 weeks??

    Hiya, Look out for Overdraft protection it usually is what your overdraft limit is x £0.80/100, in my case £10.40

    It is not your account fee which is also on your statement.

    I was told 16 weeks, but it took 10 weeks.

    Good Luck!
    Mortgage Feb 2015 £178,500 END 2043!!


    MFW 2015 £100 /£1000

    Watch this space, my MF end date will tumble!!
  • masc0t
    masc0t Posts: 8 Forumite
    Received a fantastic payout of £1423.88 from Virgin Credit Card. This dates back to 2003. Very easy and all done over the phone. No forms or questionnaires to fill in. Breakdown as follows:

    Total amount of PPI premiums sold since sale date: £400.64
    Total amount of interest associated with PPI premiums: £848.26
    Total amount of 8% interest: £174.98

    masc0t
  • Hi All

    Just had to post on here as you were my inspiration. Myself and my wife took out a joint secured loan with FirstPlus back in 2004 settled the loan in 2006 by refinancing again with Firstplus plus extra funds. Settled this through a re-mortgage in 2008.

    I wrote to Firstplus in 2009 saying I believed that I was missold PPI as I was not made aware it only covered the first named person on the policy even though it was a joint loan secured against a joint mortgage.

    They wrote back and said they had investigated it and were satisfied that I was not missold the PPI. I wrote again after this year’s court ruling at the beginning of August 2011 using the template found on this website and investing in one first class stamp.

    We got a letter yesterday they are upholding my claim and are sending us 2 cheques totalling
    £10,628.39 :j:beer:

    We are literally both in shock....

    Anybody thinking of doing it and still not sure. DO IT NOW

    Good luck everyone I'am off on Holiday.:cool:

    Xx
  • nutty_nat
    nutty_nat Posts: 475 Forumite
    smilescmp wrote: »
    Hi All

    Just had to post on here as you were my inspiration. Myself and my wife took out a joint secured loan with FirstPlus back in 2004 settled the loan in 2006 by refinancing again with Firstplus plus extra funds. Settled this through a re-mortgage in 2008.

    I wrote to Firstplus in 2009 saying I believed that I was missold PPI as I was not made aware it only covered the first named person on the policy even though it was a joint loan secured against a joint mortgage.

    They wrote back and said they had investigated it and were satisfied that I was not missold the PPI. I wrote again after this year’s court ruling at the beginning of August 2011 using the template found on this website and investing in one first class stamp.

    We got a letter yesterday they are upholding my claim and are sending us 2 cheques totalling
    £10,628.39 :j:beer:

    We are literally both in shock....

    Anybody thinking of doing it and still not sure. DO IT NOW

    Good luck everyone I'am off on Holiday.:cool:

    Xx

    :beer::j:beer::j

    Well done on your win, so pleased for you xx

    :T:rotfl:
  • nutty_nat
    nutty_nat Posts: 475 Forumite
    You certainly did Nat!

    Thanks for your support :beer:
    I am so chuffed, I can't tell you!

    Lily x


    ;) No problem at all, Firstplus should be made to pay up!!!! :beer:
  • nutty_nat
    nutty_nat Posts: 475 Forumite
    :money::j:money::j:money::j

    LOTS OF WINS FROM FIRSTPLUS THIS WEEK, YIPPEE X

    It is so great to see people getting there money back.
  • nutty_nat
    nutty_nat Posts: 475 Forumite
    jimmy_p wrote: »
    I have been reading the forum for some time, but this is my first post.

    Received confirmation from First Plus of £8300 rebate of PPI payment which will be with us by 28/10 - we complained last Oct so were waiting for court case

    On the day of court case I complained to Lloyds and received letter yesterday offering £6300 from loans in 2001, 2003 and 2004 - absolute bonus as didn't realise we had 3 loans and only expected £500 back

    Well done on your win from Firstplus :beer::j:beer:
    and for your other wins.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.