PPI Reclaiming successes and failures

grastaff

I made a claim for PPI from loans I had with LTSB back in April and in August recieved an offer letter for over £7K - fantastic.:T However despite numerous calls to them I have still not recieved the money back (requested via bank transfer).

I wonder if anyone else has had to wait a long time for their money back from LTSB or is still waiting. I'm getting a bit annoyed now, I want my money! After all if we owe them money I wonder how they would respond to "I'm sorry I have a backlog to get through it will be paid sometime in the next 6-8 weeks!"?:mad:

di3004

Well done and Congratulations to all recent winners!

:T:beer::j:T:beer::j

di3004

lickoloctupus wrote: »

thanks Di

Do you have any contact numbers to begin with

Hiya hon

Sorry for the delay in responding.

MBNA have a group of numbers, but I wold contact the main customer tel number who should put you through to the relevant dept.
http://www.mbna.co.uk/contact-us/index.html

Good luck x;)

di3004

syrbag wrote: »

HSBC ppi phone numbers 02380723838, 02380722892 busy? any alternative numbers please

Or email the CEO, as well, good luck.

[EMAIL="chiefexecutivehsbcbank@hsbc.com"]chiefexecutivehsbcbank@hsbc.com[/EMAIL]

di3004

jansey07 wrote: »

im new to this been hinding behing my screen so be gentle with me, im wondering if anyone can help me with what redress i should expect back for to loans ..
the first one was taken in feb 2003
the loan was for 6000
monthly interest 0.459%
loan, administration fee and interest by 132 monthly payments
administration fee 95.00
annual percentage rate 5.6%
61.67 mnthly payment
6.40 insurance premium

2nd loan taken may 2003
13,100 loan amount
monthly intrest 0.459%
loan and administration fee and intrest 132 monthly payments is 133.81
administration fee 125.00
13.88 insurance premium
total 147.60

ive been offerd 1000,62
and this sounds a little low to me if someone could help me id be so gratefull
annuual percentage 5.6%

Hi and welcome

Good luck with this and hopefully someone will be along soon to check these out for you (if they have not done so yet).;)

di3004

goodnews80 wrote: »

Hi all, cheque arrived today from Halifax for the mis-sold TMP PPI.

Refund of all payments + 8% interest, can cash the cheque today!

Timing wise - FOS questionnaire sent to Halifax mid May, decision letter sent to me on August 26th with upheld decision, although this was not received by me so after phoning them and finding out the good news they resent it out. Arrived 21st Sept and returned same day, calculations and cheque received today. Closure!

Well done :T & Congratulations!:beer:

di3004

grastaff wrote: »

I made a claim for PPI from loans I had with LTSB back in April and in August recieved an offer letter for over £7K - fantastic.:T However despite numerous calls to them I have still not recieved the money back (requested via bank transfer).

I wonder if anyone else has had to wait a long time for their money back from LTSB or is still waiting. I'm getting a bit annoyed now, I want my money! After all if we owe them money I wonder how they would respond to "I'm sorry I have a backlog to get through it will be paid sometime in the next 6-8 weeks!"?:mad:

Brilliant!:T Congratulations!:beer:

I understand they have backlogs of refunds to deal with, but if your in financial hardship, it may help if you let them know, whether or not they will push this for a quicker payout I am not sure, but good luck though.;)

di3004

steknight wrote: »

HI!

I just wanted to post and say thanks for the help from those on this forum who gave me the guts to go ahead and make my claim. Despite Blackhorse using all the stalling tactics they possibly could, and the full 16 weeks, I eventually have had my letter upholding my claim - 2.8k :beer:!!!!!
Now I've just got to wait while they stall actually paying it out now I've sent my waiver form back (no doubt they'll utilise the full 8 weeks to 'process' the waiver form now as well).

Anyway - big up yourselves all the friendly folks on this forum :T I wouldn't have done it without the nudge you gave me! :D:D

And anyone who is having their claim processed by Blackhorse - don't lose heart, they just take as long as they can!

Well done to you!:T Congratulations!:beer:

di3004

mundax wrote: »

After reading about PPI mis-selling on MSE I downloaded the form and letter template, but given that my PPI was sold with an endowment Halifax mortgage that finished about 6 years ago I didn't think I would get a response as I hadn't read about any success stories on PPI claims against OLD mortgages.

Anyway I sent the form and letter off about 8 weeks ago, and very much to my surprise I received a letter last Friday informing me that that the bank will be sending me a cheque for £4,000!!!

I still can't believe it.....THANK YOU MSE AND MARTIN!!!!

Excellent!:T Congratulations!:beer:

jansey07

di3004 wrote: »

Hi and welcome

Good luck with this and hopefully someone will be along soon to check these out for you (if they have not done so yet).;)

thanks i will be glad of any help