PPI Reclaiming successes and failures

conkerlily123

[QUOTE=nutty nat
Total Back is £19840.03 Whoop, Whoop :money:Thank you so much Martin as well:T:T:T:T:T:j:j:j:j:j[/QUOTE]

Wow wow wow!!
This is fantastic Nat, well done xxxxx
Lily

amersall

:money::money::money::money::money::money::money:
Congrats to all winners this week :j:j:j:j
well done and congrats to you all :beer:

If i have helped you in any way my bill is in the post ;)
o% and no vat :D
Really pleased to have helped along the way :D:D
enjoy spending :T

jamiemckeever

Hi All.

Couls someone please post some examples of iniatial replie letters for a ppi claim from paragon / central capital. I am in the process of escalating the claim but my wife has cleaned away my folder :mad:.
I would really appreciate this.
[EMAIL="jamie_mckeever@yahoo.com"]jamie_mckeever@yahoo.com[/EMAIL]

Thankyou

db49

I took out a re-mortgage about 5 years ago through Crystal Clear Home loans they arranged a mortgage through Southern Pacific Mortgages. At the time of taking out the loan they advised my chances of getting the loan would be enhanced by taking out PPI, I told them I didn't want to but the pushed me into it. At that time I was desperate to sort out the remortgage.

It added £100 a month to my whole mortgage but I remember it was only a 3 year policy, the guy at Crystal Clear said that in 3 years time they would contact me to re-mortgage and so it wouldn't be an issue. Thankfully they haven't called me and I still have my mortgage.

I'm not sure who the insurance was with, do I contact Crystal Clear Home loans about trying to claim back the PPI or my mortgage provider?

lucygooseyb

Wowzers... there are some huge wins been had this week! Congratulations

Quick question/query - maybe a stupid one maybe not but hey, I'm having one of those days and it's not even lunchtime...

I mentioned a few days ago that my ppi had been upheld from Lloyds tsb offering full refund plus 8% etc... :T now does that mean a full refund eg. the total cost of the PPI sold to me on the day I took the loan out? Because i've been sitting here doing a vague work out on the amount I'd paid out monthly over the last few years and I'm now a little confused...

bingobella_2

After emailing ceo of MBNA 8th september (Virgin Credit Card) when my initial complaint had been rejected i replied to say i wasn`t happy and added some additional information. had a call from the lovley Matt this morning 15th september to say he`s taking into consideration all the points i raised and will be upholding my complaint. not sure on figures yet but all ppi payments plus associated interest and 8%

Just want to say thanks to Loopyloz cause without your comments i`d have probably just left it! thanks hope your is the same outcome!

Another one Bites the Dust!
:beer:

Nightowl

Made a claim on a lloyds credit card. Had NO idea what I was due. Offered me PPI plus 8% last week so I accepted, no amount quoted. Yesterday I got a ltter saying they would pay me just under £550, apparently this is an average payout as they don't know what they owe me either as they appear to have lost my records!! I could've been owed £3.50 for all I know so I pleased to get anything, but I'm really shocked that they don't have records!

di3004

Well done to all winners! :beer::beer::beer:

loopyloz84

bingobella wrote: »

After emailing ceo of MBNA 8th september (Virgin Credit Card) when my initial complaint had been rejected i replied to say i wasn`t happy and added some additional information. had a call from the lovley Matt this morning 15th september to say he`s taking into consideration all the points i raised and will be upholding my complaint. not sure on figures yet but all ppi payments plus associated interest and 8%

Just want to say thanks to Loopyloz cause without your comments i`d have probably just left it! thanks hope your is the same outcome!

Another one Bites the Dust!
:beer:

That's absolutely fabulous!!!!! Just goes to show, that we should never give up :T

They're still looking in to mine after reopening the complaint, but Matt is in contact weekly to let me know what's going on - hopefully I'll have good news soon too

Scotty1.7

Scotty1.7 wrote: »

Beeter update now

MBNA- Just waiting for the Cheque for this

Co-Op- It has been upheld and I'm just waiting for a letter to send back the acceptence details for it to be paid (within 20 days though)

Welcome- It has been upheld and has been authorised so payment will be made shortly(No Value yet)

RBS- Nothing from them yet re any details so I'll Give them a nudge Tomorrow

Cop has confused me (again)

Offered £419.76

Option one- Money off loan and then redo loan with lower payments
Loan settlement is £5001.98 in this case.
After re-dress its £4582.22 with ;pwer payments

Option 2- Take the redress
Loan settlement is then £5800.39 (????) with re done payments of £96.67 (slight reduction)

I can't understand the loan settlements being so different for the same loan???