PPI Reclaiming successes and failures

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thanks i m in the que as i write hopefully it will be a small que ! never is but its a free line thank you dave

pigsmightfly

pigsmightfly wrote: »

Hi, Does anyone have a contact email address for Halifax please? Thanks

Bumping up my question, its got lost in all the brill success stories - well done everyone

pigsmightfly

thepayingoutneverstops wrote: »

hi all ...just a quick Q which i wonder if anyone can help us with.....we are on a repayment only on our mbna credit card and have been for 2 years since my husband lost his job back in 2009...no interested is added to the card balance...originally before we got on to repayment we had ppi on the card but could not use it and was wondering whether its right to still try a claim for ppi refund or not to bother as it may effect our repayment situation now...they have been very good to us in regards to our situation
thank you

Good question, I am in a similar situation with my loan. Bank has replied saying they are going to pay me back the PPI paid plus interest but just waiting to see what it comes to. I doubt they could change the plan you are on just because of claiming PPI but I'm not sure so sure someone with much better knowledge than me will come along and help

tifosi

nuttytartjen wrote: »

Hi

Just thought I would le you all know that I have recieved my first payout from a PPi claim

.......................................42,000.00 from barclaycard :j
I had to re read the letter several times before i understood it. I thought they had made a mistake on placing the decimal point.:rotfl:

I still cant believe it, I am so glad I made the claim and not a company on my behalf as I would have to pay them commission.
Its so easy to do.

Thank you Martin you are an :A

OMG!


Someone call Martin - :money: we have a new poster girl for PPI claims!
That is amazing - get out there and buy yourself something nice!

(Porsche, Ferrari, ............)

amersall

Niggly wrote: »

Halifax have just upheld my claim:j:j on a very small PPI policy running alongside a secured loan. Sent in the letter 1st June 2011 so 3 months. Just a standard letter asking to sign the acceptance and send back. They will on completion send a secon letter with the actual calculations on. They are sticking to the FOS redress guidelines. Now then who can I ask to do the reclaim calcs.:D:D

£1500 :beer:

Niggly

:j:j whoopeee dooooooooo :D:D
if i have worked it out right :D you should get 1500 :rotfl::rotfl:

Banks0mewin

Hi All,

An Update;

I now am currently awaiting calculations to be carried out on 6 accepted Halifax PPI Complaints. V happy that they have been upheld :j:j:j:j:j:j and have duly signed and sent them back.

Spoke to Halifax today who say they have received the acceptances but have no date or time-scales for the calculations to be completed by. Not too happy with this as i have already waited long enough:mad::mad::mad::mad::mad:

I still have one Halifax complaint awaiting a decision but expect this to be in the same position in a few weeks time, how can they get away with this, it is unacceptable that I or we should be waiting any longer!!

There is no current guideline given by the FOS regarding calculations, just another waiting game now!!!:mad::mad::mad:

On another note it would seem my Barclaycard PPI complaint upheld letter has gone missing in the post-how very strange.... eventually got through to them another is being sent-how convenient.:cool::cool::cool:

Still that's my Friday rant over with, I have indeed still got 6/7 upheld :j:j:j:j:j and one still to be decided upon-looking forward to payment:beer::beer::beer::beer::beer:

amersall

thepayingoutneverstops wrote: »

hi all ...just a quick Q which i wonder if anyone can help us with.....we are on a repayment only on our mbna credit card and have been for 2 years since my husband lost his job back in 2009...no interested is added to the card balance...originally before we got on to repayment we had ppi on the card but could not use it and was wondering whether its right to still try a claim for ppi refund or not to bother as it may effect our repayment situation now...they have been very good to us in regards to our situation
thank you

Hi there, if you had ppi on this card and were mis sold,then put a claim in,if you win they will take the arrears off the card and if there is anything left it will come to you.
Same with a personal loan,you can still make an arrangement after mis sell but you will be better off by the balance coming down.

I know NRAM/Northern Rock loans give you the choice of taking off the arrears or having it paid into a bank account of your choice. not sure about MBNA cc though.

amersall

pigsmightfly wrote: »

Good question, I am in a similar situation with my loan. Bank has replied saying they are going to pay me back the PPI paid plus interest but just waiting to see what it comes to. I doubt they could change the plan you are on just because of claiming PPI but I'm not sure so sure someone with much better knowledge than me will come along and help

Have answered this in post above.
hope it helps.

pigsmightfly

amersall wrote: »

Have answered this in post above.
hope it helps.

Yeah thanks amersall, that's great

patricia50

Thanks to everyone who has helped. Hope you all get those upheld letters soon. Bye