PPI Reclaiming successes and failures

The_Marksman

The_Devil_In_Diamante wrote: »

It was such a surprise, and it just goes to show that a little persistance and time can get an even better result than expected....all thanks to Money Saving Experts advice! :beer:

good advice! enjoy your ppi reward

The_Devil_In_Diamante

The_Marksman wrote: »

good advice! enjoy your ppi reward

I've already spent it!!!!

The_Marksman

The_Devil_In_Diamante wrote: »

I've already spent it!!!!

thats what i like to here! :rotfl::rotfl::D something nice for the weekend i hope pmsl :rotfl::rotfl::rotfl:

The_Devil_In_Diamante

The_Marksman wrote: »

thats what i like to here! :rotfl::rotfl::D something nice for the weekend i hope pmsl :rotfl::rotfl::rotfl:

A little celebration involving alot of alcohol and a two-fingered salute to Lloyds TSB!

The_Marksman

The_Devil_In_Diamante wrote: »

A little celebration involving alot of alcohol and a two-fingered salute to Lloyds TSB!

haha sounds good and even better knowing its lloyds! the swines!

tifosi

traz39 wrote: »

anyone know how long santander are taking been waiting about 8 weeks now and heard nothing only one email 8 weeks ago

Traz

You need to chase them, Santander average (for A+L and Abbey loan, at least) seems to be about 1 - 2 weeks

The number for Santander PPI complaints is: 0845 600 6014 and for PPI complaints its option 2 then option 4 then option 2

KIMY

footiefanian wrote: »

after a year of chasing and ankle biting HFC have paid up for one miss sold PPI for £2100 the other is now going to the FOC

Well Done Footiefanian :beer: hope you dont mind me asking did they pay - up through FOS or did you hear directly from them as l have been waiting over 14 months and with a adjuicator but still no response.
One again Well Done

maryspecial

jolfc wrote: »

dont know if this helps you, i put my complaint in by phone on 21st april on the halifax number and got my payout on 20th july, , but fos was not involved.

Hi jolfc, halifax credit card payouts yeah!! We put complaint in over phone mid may and are still waiting to hear what they say! You are giving us hope!
Can i ask if you had ticked a box for the ppi. The copy of agreement they sent us says we asked for ppi and my oh has signed the bottom of the page. We dont remember ever asking for it but hes signed it so dont have much hope. My oh job terms etc were so good we realise now we would never have been able to claim on the policy.

Niggly_2

Smamfer wrote: »

:j:j:j

Hi guys,

Update and some maths if poss pls fankies!!

2 weekss ago i emailed lloyds, i got an email within 2 days saying wait 2 weeks, i emailed on the 13th day and today by email got an answer saying.....

I can confirm that Black Horse are prepared to uphold your PPI complaints. I am awaiting figures from our settlement team, as soon as I have them I will write to you providing full details of our offer.

Kind regards,

Geraint Griffiths


It was originally for two loans and these details are what i have if there is enough info and anyone able to play about with some numbers i would appreciate it:


1-1-2006 took out original loan £2000
25 months
Amount payable £2744.25
Monthly payments £109.77
Apr 35.9% :eek:

PPI £358.32
APR as aobe
Total payable £492.00
Amount of monthly ppi repayment £19.68

In 1-5-2006 took out another loan of £3000 repaid the £2000 on loan above

Loan amount £3000 over 37 months
Total amount payable £4048.54
Amount of monthly repayment £109.42
Apr 21.9%

Ppi info
Amont of credit £588.55
37 months
Total payable £794.39
£21.47 per month
Apr 21.9%

Thanks as usual guys xx

Loan 1

19.68 x 4 = 78.72
8% simple on each payment over 68 months = 303.86
The ppi premium £358.32 will have been cancelled. You will have had a refund and the balance goes to next loan. On a 80% rebate a balance = 71.66
8% simple interest on this is £30.56

Total loan 1 gross is £843.12

Loan 2

£21.47 x 37 = £794.39
8% on 63 months = £292.99

Total loan gross is £1087.38

Total £1930.50

N

ctcraigtaylor

Phoned Egg today and they have told me my chq is being sent this week....wait for it ....... £49.50;)

it was a matter of principal though!

My HSBC Claim is which is a couple of thousand has been assigned and i will get there outcome in 2 weeks:think: