PPI Reclaiming successes and failures

di3004

bflare wrote: »

Hello guys, i hav posted a few times on here regarding Barclays & 2 PPI complaints i have going through. The last corrospondance i had was 2 letters explaining that i will get a full response before the 17th & 25th August. But i am getting impatient so i found out the CEO email a couple of weeks ago, a Mr Diamond i think, & politely emailed asking him for an update & if they did not pull there finger out i was going to get my MP envolved. Well i had no reply so i have been forwarding the same email to him every day since!!!! I know this will annoy him but will it jeopardise claims? Tony.

Hiya

That is not on is it?

I would ring the FSA and maybe they will contact them for you, someone did from what I can recall got in touch with the FSA and they got in touch with one of the banks, they soon got on with the case.;)

Niggly_2

Smamfer wrote: »

:j:j:j

Hi guys,

Update and some maths if poss pls fankies!!

2 weekss ago i emailed lloyds, i got an email within 2 days saying wait 2 weeks, i emailed on the 13th day and today by email got an answer saying.....

Thank you for your email addressed to our Chief Executive, which has been passed to me to respond on his behalf.

I have taken note of the contents of your email and I am currently investigating the issues that you have raised. I will write to you within 2 weeks to confirm our position when I have completed my investigations.

If you have any questions in the meantime, I can be contacted on the number below.

Kind regards,

Geraint Griffiths

It was originally for two loans and these details are what i have if there is enough info and anyone able to play about with some numbers i would appreciate it:


1-1-2006 took out original loan £2000
25 months
Amount payable £2744.25
Monthly payments £109.77
Apr 35.9% :eek:

PPI £358.32
APR as aobe
Total payable £492.00
Amount of monthly ppi repayment £19.68

In 1-5-2006 took out another loan of £3000 repaid the £2000 on loan above

Loan amount £3000 over 37 months
Total amount payable £4048.54
Amount of monthly repayment £109.42
Apr 21.9%

Ppi info
Amont of credit £588.55
37 months
Total payable £794.39
£21.47 per month
Apr 21.9%

Thanks as usual guys xx

I can tell your a bit excited is the second loan detail correct 4 months after the first.
What was the rebate on the ppi policy this will come off any repayment figs I do


Did you pay off the 2nd loan early if so was there a rebate for ppi


Im off for a curry now but I will be back on tommorow morning.

N

nutty_nat

=Niggly;45770484]I can tell your a bit excited is the second loan detail correct 4 months after the first.
What was the rebate on the ppi policy this will come off any repayment figs I do


Did you pay off the 2nd loan early if so was there a rebate for ppi


Im off for a curry now but I will be back on tommorow morning.

Niggly hope you enjoy your curry you have made me feel hungry now

gazza24366

Successful claim What were you reclaiming: 3 loans with PPI - none of them ever lasted to the end generally 30 to 40% through payment term they were paid off (sadly !!). One had £2708.99 PPI, the second £3436.27 and the third £4394.04

Who was the provider: LTSB

How much did you get back: just over £9600.00 in total ...........WoWWWWWWWWWWWWW !!

Did you get it back after a letter or did you go to the Financial Ombudsman: I've been after these babies since May 2008. I sent a letter based on a template I found on this site and added the circumstances that applied to me. I was first sent a standard response letter then a final letter rejecting my claim. So I took it up with the Ombudsman in July 2008 and things went quiet . My dear mum died in January 2009 so I forgot about my claim for 18 months or so. Re-raised it in November 2010 and kept patient - thought we were being stalled in the courts around April 2011 but lo and behold the evil banks got thrown out of court. Letter received from Ombudsman would be getting the ppi money refunded plus interest as a 'gesture of goodwill'. They then drag their feet for 8 weeks before working out your final refund - in my case over £9600.00. Result !!!! Thanks Martin and Co.!!!!

Anyone who has any doubt - try it anyway. Stick in there and you will get rewarded for very little work !! :T:beer::j

The_Marksman

gazza24366 wrote: »

Successful claim What were you reclaiming: 3 loans with PPI - none of them ever lasted to the end generally 30 to 40% through payment term they were paid off (sadly !!). One had £2708.99 PPI, the second £3436.27 and the third £4394.04

Who was the provider: LTSB

How much did you get back: just over £9600.00 in total ...........WoWWWWWWWWWWWWW !!

Did you get it back after a letter or did you go to the Financial Ombudsman: I've been after these babies since May 2008. I sent a letter based on a template I found on this site and added the circumstances that applied to me. I was first sent a standard response letter then a final letter rejecting my claim. So I took it up with the Ombudsman in July 2008 and things went quiet . My dear mum died in January 2009 so I forgot about my claim for 18 months or so. Re-raised it in November 2010 and kept patient - thought we were being stalled in the courts around April 2011 but lo and behold the evil banks got thrown out of court. Letter received from Ombudsman would be getting the ppi money refunded plus interest as a 'gesture of goodwill'. They then drag their feet for 8 weeks before working out your final refund - in my case over £9600.00. Result !!!! Thanks Martin and Co.!!!!

Anyone who has any doubt - try it anyway. Stick in there and you will get rewarded for very little work !! :T:beer::j

:rotfl::j:beer: BRILLIANT NEWS WELL DONE :beer::j:rotfl:

can i ask the dates of your loans please

traz39

anyone know how long santander are taking been waiting about 8 weeks now and heard nothing only one email 8 weeks ago

Smamfer

tifosi wrote: »

Hi,

I've been told to only use the :

[EMAIL="CustomerServices@santander.co.uk"]CustomerServices@santander.co.uk[/EMAIL]

Email, as this gets a prompter response (auto email ack, then postal response within a short time)

Thank you hon appreciate your time, have tried this tonight xx

k77mss

Smamfer wrote: »

:j:j:j

Hi guys,

Update and some maths if poss pls fankies!!

2 weekss ago i emailed lloyds, i got an email within 2 days saying wait 2 weeks, i emailed on the 13th day and today by email got an answer saying.....

Thank you for your email addressed to our Chief Executive, which has been passed to me to respond on his behalf.

I have taken note of the contents of your email and I am currently investigating the issues that you have raised. I will write to you within 2 weeks to confirm our position when I have completed my investigations.

If you have any questions in the meantime, I can be contacted on the number below.

Kind regards,

Geraint Griffiths

It was originally for two loans and these details are what i have if there is enough info and anyone able to play about with some numbers i would appreciate it:


1-1-2006 took out original loan £2000
25 months
Amount payable £2744.25
Monthly payments £109.77
Apr 35.9% :eek:

PPI £358.32
APR as aobe
Total payable £492.00
Amount of monthly ppi repayment £19.68

In 1-5-2006 took out another loan of £3000 repaid the £2000 on loan above

Loan amount £3000 over 37 months
Total amount payable £4048.54
Amount of monthly repayment £109.42
Apr 21.9%

Ppi info
Amont of credit £588.55
37 months
Total payable £794.39
£21.47 per month
Apr 21.9%

Thanks as usual guys xx

hi thats the guy that was dealing with mine and i got same email lets hope you get a better result than i got.he sent me letter last week saying my 2 loans had not be upheld but sent letter yesterday giving more reasons and hoping he changes his mind.i was really disappointed as i thought they would be upheld like so many others on this site.fingers crossed for you

Smamfer

Niggly wrote: »

I can tell your a bit excited is the second loan detail correct 4 months after the first.
What was the rebate on the ppi policy this will come off any repayment figs I do


Did you pay off the 2nd loan early if so was there a rebate for ppi


Im off for a curry now but I will be back on tommorow morning.

N

Its not so much the amount im excited about its the fact i got a response within their time limit and whereas Barclays have put me back to November, Llloyds have kept to their words and its taken me no effort at all really,

I have read all the figures off the statement next to me with. Don't THINK 2nd loan was paid off early so sorry i cant elaborate on that one

As for other questions the paperwork i copied all the info from is all i have sadly unless there is somewhere on this form that says rebate and im missing it?

Smamfer

k77mss wrote: »

hi thats the guy that was dealing with mine and i got same email lets hope you get a better result than i got.he sent me letter last week saying my 2 loans had not be upheld but sent letter yesterday giving more reasons and hoping he changes his mind.i was really disappointed as i thought they would be upheld like so many others on this site.fingers crossed for you

Thanks, well the email i got today as i stated says they have been upheld and now monies are being sorted so now you got me panicking he will change his mind lol

hope they reverse yours xx