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PPI Reclaiming successes and failures

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Comments

  • nanna79
    nanna79 Posts: 35 Forumite
    Hi All

    Well this has turned out to be on of the best weeks of my life!!!:eek:

    Had my second success today. :T

    Emailed Lloyds Ceo last night and got a reply today saying my complaint had been upheld on my credit card!!

    £2638. :j:j:j

    They said they are sending me a letter out with all the figures explained.

    One thing that puzzles me is they say they are paying that amount into my bank account?? I thought they would have paid off the balance of the credit card first and then put the remainder in??

    So thats just under £14,000 won back in 1 week. yippeee!!!!!!:beer::beer::beer:
  • di3004
    di3004 Posts: 42,579 Forumite
    nanna79 wrote: »
    Hi All

    Well this has turned out to be on of the best weeks of my life!!!:eek:

    Had my second success today. :T

    Emailed Lloyds Ceo last night and got a reply today saying my complaint had been upheld on my credit card!!

    £2638. :j:j:j

    They said they are sending me a letter out with all the figures explained.

    One thing that puzzles me is they say they are paying that amount into my bank account?? I thought they would have paid off the balance of the credit card first and then put the remainder in??

    So thats just under £14,000 won back in 1 week. yippeee!!!!!!:beer::beer::beer:


    Well done again nanna, that is fab news :T:j

    Congratulations!:beer:

    I assume then if there are no arrears/missed payments, then they will award directly to you, it seems to differ from one bank to the other.
    Well done nanna xx:A:beer:
    The one and only "Dizzy Di" :D
  • moneyangel22
    moneyangel22 Posts: 332 Forumite
    nanna79 wrote: »
    Hi All

    Well this has turned out to be on of the best weeks of my life!!!:eek:

    Had my second success today. :T

    Emailed Lloyds Ceo last night and got a reply today saying my complaint had been upheld on my credit card!!

    £2638. :j:j:j

    They said they are sending me a letter out with all the figures explained.

    One thing that puzzles me is they say they are paying that amount into my bank account?? I thought they would have paid off the balance of the credit card first and then put the remainder in??

    So thats just under £14,000 won back in 1 week. yippeee!!!!!!:beer::beer::beer:
    Well done nanna79!!
    Can you tell me what reasons you were claiming the ppi had been mis-sold please?
    I have a claim with lloyds currently so would be good to know.
    Thanks :-)
  • LynK_3
    LynK_3 Posts: 143 Forumite
    Rae115 wrote: »
    LynK wrote: »
    Hate to tell u but don't be holding your breath!! I spoke to them on 1st July, told me I didn't need to send them anything one of their PPI team would ring me within 7 days to get the info and I could make the claim over the phone. Despite 3 phone calls, one in fact being yesterday when she promised, 'someone will definately call you tomorrow', I'm still waiting, impatiently might I add, I will give them untill Thursday or Friday, by then my patience will have worn very thin lol!

    No good news from postie today, but had a phone call from a very nice PA of David Chan (think that was his name) the CEO of Barclaycard following a rather curt email I sent him yesterday, expressing my displeasure and disgust that he hadn't even had the manners to reply to my first email sent 2 wks ago complaining that a member of his staff had told me I had NEVER EVER had PPI on my B/card which I believed in good faith until I had a good old rummage and found statements going back to the mid 90's clearly showing I was paying PPI!
    She apologised profusely and said she would be handling my case herself and I can expect to hear from her in the next few days. She would personally be investigating 2 matters 1. The PPI claim and 2. The fact I was told lies.(fingers, toes and everything else crossed!)
    On the down side think I might've shot myself on the foot by telling her I had currently a B/card but the claim was on an old one, (does anyone know if I happened to win would the refund come off my current balance or would I recieve a chq as it's from an old a/c)?


    What's the email address for the ceo of barclaycard please they can't even find me on their system yet barclays can. Isn't it ridiculous.

    I have it in work, I will post it up for you tomorrow.
  • nutty_nat
    nutty_nat Posts: 475 Forumite
    nanna79 wrote: »
    Hi All

    Well this has turned out to be on of the best weeks of my life!!!:eek:

    Had my second success today. :T

    Emailed Lloyds Ceo last night and got a reply today saying my complaint had been upheld on my credit card!!

    £2638. :j:j:j

    They said they are sending me a letter out with all the figures explained.

    One thing that puzzles me is they say they are paying that amount into my bank account?? I thought they would have paid off the balance of the credit card first and then put the remainder in??

    So thats just under £14,000 won back in 1 week. yippeee!!!!!!:beer::beer::beer:

    :j:j I am so pleased for you it's so nice to read some good news, it give us all the encouragement to keep fighting on :)
  • nanna79
    nanna79 Posts: 35 Forumite
    di3004 wrote: »
    Well done again nanna, that is fab news :T:j

    Congratulations!:beer:

    I assume then if there are no arrears/missed payments, then they will award directly to you, it seems to differ from one bank to the other.
    Well done nanna xx:A:beer:

    Thanks Di

    I couldnt have done it without your help... and amersall, marksmen and everybody else who posts on here. You are all truly lovely people. :):):):)

    I still have some others going through so will let you know when i hear anything.

    Nanna xxx
  • di3004
    di3004 Posts: 42,579 Forumite
    nanna79 wrote: »
    Thanks Di

    I couldnt have done it without your help... and amersall, marksmen and everybody else who posts on here. You are all truly lovely people. :):):):)

    I still have some others going through so will let you know when i hear anything.

    Nanna xxx


    Aww, it's our pleasure nanna, the money rightfully belongs to you:A so you enjoy it now. x

    Yes and all the best on the other lot too :beer:;) xx
    The one and only "Dizzy Di" :D
  • nanna79
    nanna79 Posts: 35 Forumite
    Well done nanna79!!
    Can you tell me what reasons you were claiming the ppi had been mis-sold please?
    I have a claim with lloyds currently so would be good to know.
    Thanks :-)

    Hi there.

    The reaons i gave was that i would have been paid had i been off sick. Also that i wasnt advised that i could have got the insuarance cheaper elsewhere.

    Nanna x
  • nanna79
    nanna79 Posts: 35 Forumite
    nutty_nat wrote: »
    :j:j I am so pleased for you it's so nice to read some good news, it give us all the encouragement to keep fighting on :)

    Thanks nutty nat :)

    Nanna x
  • julieprit2
    julieprit2 Posts: 89 Forumite
    nanna79 wrote: »
    Hi All

    Well this has turned out to be on of the best weeks of my life!!!:eek:

    Had my second success today. :T

    Emailed Lloyds Ceo last night and got a reply today saying my complaint had been upheld on my credit card!!

    £2638. :j:j:j

    They said they are sending me a letter out with all the figures explained.

    One thing that puzzles me is they say they are paying that amount into my bank account?? I thought they would have paid off the balance of the credit card first and then put the remainder in??

    So thats just under £14,000 won back in 1 week. yippeee!!!!!!:beer::beer::beer:


    Wow!! You are one lucky duck!!

    Best week ever I'd say :-)

    I'm still waiting on a response from Lloyds despite my emails but they emailed back yesterday and said they will respond in full by 31st August so fingers crossed!
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