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PPI Reclaiming successes and failures

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Comments

  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    got a letter back last friday from mbna saying my claim had been upheld and they would be sending me £7,496.73 also claimed back £3,202 from capital one not a bad return for sending of a couple of letters
    :j:j:jBrilliant!! :beer:
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    daizydale wrote: »
    Hi All
    I had a loan with Abbey national(Santander)
    I have always rejected any insurance on things like, tv's etc...
    So I thought there would be no way I had PPI on my loan. After seeing Martin on TV, I thought, "well he did say it's only a stamp" So I sent a letter. £10k over 5 years
    Four weeks later I get an offer for £939.
    Couldn't believe it.:beer:
    Thank you Martin & your team.
    :j:jAB FAB :beer::beer:
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Just received another letter form my husbands credit card provider. MBNA. Please accept my apologies for the delay in responding to you; however, our investigations are taking longer than anticipated. We will issue a response by 19th July

    Is this just another standard delay letter:mad:
    Only 6 days to go :D:D:D:D hang on in there ;)
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    LisaJH2000 wrote: »
    So today is day 28 of waiting for a cheque off MBNA which will 'be sent to me within 28 days'

    It's not very likely to come is it?!! Anyone have the email address of the CEO so I can contact them as soon as my postie comes without my cheque today?

    Thanks
    [EMAIL="ian.odoherty@bankofamerica.com"]ian.odoherty@bankofamerica.com[/EMAIL]
  • LisaJH2000
    LisaJH2000 Posts: 40 Forumite
    amersall wrote: »
    [EMAIL="ian.odoherty@bankofamerica.com"]ian.odoherty@bankofamerica.com[/EMAIL]

    Thanks Amersall!!
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Scotty1.7 wrote: »
    Quick update on mine

    Still no response from the Co-Op over then the normal letter- even rung them chasing it to be told we are very busy dealing with these claims and will advise you as soon as we can

    And still silance from Virgin??? Tried ringing them and the Loan number says they only work 9-5!!! Bloody useless company and as I ahve had no response from them to my letter at all for over 2 weeks is there anything I can do?:(
    [EMAIL="ja.gadhia@virginmoney.com"]ja.gadhia@virginmoney.com[/EMAIL]


    Try email.

    And to these.
    [EMAIL="neville.richardson@cfs.coop"]neville.richardson@cfs.coop[/EMAIL]
  • amersall wrote: »
    Did you consolidate the first loan into the second or are they seperate loans?.

    You only get ppi that you have paid to date back,so depending on when your account was passed over,this would be the date from which you would not have contributed a lot to the ppi.

    The loans will be reset thereby taking the total ppi off both loan balances, so they will reduce by that amount,the ppi you have paid to date will be refunded with interest and as you are in arrears this will come off your balances also.

    Yes I did consolidate. I showed my friend your reply and she explained it to me so I get it now. Thank you for your reply.

    Now gotta take on Santander for rejecting my claim for an old Evans Storecard. In email comms with them right now!
    :j:j:j MY PPI JOURNEY :j:j:j

    NATWEST BANK £12,426.51, BARCLAYCARD £4,161.76, MBNA £3,034.23, TESCO £458.02
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    cshorters wrote: »
    i have been awaiting a decision from hfc and finally got one today saying that they have only part upheld my claim so i have been offered the ppi payments made plus 8% interest. Does this sound right? i only ask as i got alot more from my tesco credit card in interest?
    Have they said why they have only part upheld this?.
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    sunny8 wrote: »
    Oh i should know by today amersall!!! I cannot cope!!! Praying it's going to be good news!!:rotfl:xx
    :rotfl::rotfl::rotfl:Calm down,calm down :p:p:p
    I am excited now :D:D:D post straight away :p that is an order ;)
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    mistriladi wrote: »
    Yes I did consolidate. I showed my friend your reply and she explained it to me so I get it now. Thank you for your reply.

    Now gotta take on Santander for rejecting my claim for an old Evans Storecard. In email comms with them right now!
    Glad to have helped,fingers crossed with Santander xx.
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