PPI Reclaiming successes and failures

chester1976

aurum wrote: »

Congratulations :T

Just a quick question, when did you put your RBS claim in?

hello,i put my claim in against RBS on 24th may.
good luck with your claim:)

hoppyfrog

Just wanted to say a huge thank you to everyone on here who has posted their experiences.
I wrote two lines to Egg, no formal letter, stating that I believed my Egg loan PPI was sold to me on the understanding that I required it to get the loan, and was therefor illegally sold.
4 weeks later I had a letter apologising for the delay. Now 8 weeks later, a full refund + 8% interest!!
A cheque for over £1500

I felt awkward at the time they said I needed PPI, so I've no problems accepting the refund. But I'm pleased at how good they have been about it.

WOOOOO!!!!!!!!!

Nozy

Put a claim 8weeks and 2 days ago with Halifax had the usual letter to tell me it's going to be 16 weeks does anybody have the the adress were I can email them to see if I can speed things or get some updates as nobody will tell me anything over the phone I am self employed and have 10 loans to look at and 1 credit card some of these loans are dating back to the early nineties I no it's on the cc and one loan upto now

di3004

hoppyfrog wrote: »

Just wanted to say a huge thank you to everyone on here who has posted their experiences.
I wrote two lines to Egg, no formal letter, stating that I believed my Egg loan PPI was sold to me on the understanding that I required it to get the loan, and was therefor illegally sold.
4 weeks later I had a letter apologising for the delay. Now 8 weeks later, a full refund + 8% interest!!
A cheque for over £1500

I felt awkward at the time they said I needed PPI, so I've no problems accepting the refund. But I'm pleased at how good they have been about it.

WOOOOO!!!!!!!!!

Brilliant!:T Congratulations!:beer:

di3004

Nozy wrote: »

Put a claim 8weeks and 2 days ago with Halifax had the usual letter to tell me it's going to be 16 weeks does anybody have the the adress were I can email them to see if I can speed things or get some updates as nobody will tell me anything over the phone I am self employed and have 10 loans to look at and 1 credit card some of these loans are dating back to the early nineties I no it's on the cc and one loan upto now

Hiya

For the CEO of Halifax, its the same as Lloyds, good luck.
[EMAIL="antonio.osorio@lloydsbanking.com"]antonio.osorio@lloydsbanking.com[/EMAIL]

Kuffs1978

di3004 wrote: »

Hiya

The arrears should not be anything to do with it in my opinion.

And if your sister is in difficulties, a reasonable and affordable monthly arrangement can be made.

Do contact the Claims Regulation in regards of the claims company though, they have dealings with them, they may even chase them up for you.
Although I do not know how claims companies work as such but someone has to control these companies.

Good luck.;)

This situation just gets more ridiculous by the minute! I'm currently sat at my sister's kitchen table, she has cooked me a lovely dinner, and she has just shown me the statements from the last year of her account with GE. I am absolutely furious. Get a load of this; as of last November her outstanding balance was £6049.31 and despite one of the coldest winters I can remember, she maintained repayments of £300 to clear the arrears as well as making her contractual monthly instalments. Yet according to this statement, GE have charged her an extra £30 a month for 'missing instalment', so it's even harder to clear the outstanding balance. How on earth can these companies get away such conduct? The earlier poster who had difficulty with GE (I do apologise for forgetting your name; I'm on an iPhone which is a bit restricted in terms of what I can see whilst composing a message) was able to shed some light on a few things I was not aware of, so thank you. I always did wonder why my sister would be accepted for a loan on the strength of her severe level of disability and self employed status. The loan was applied for through Norton Finance, and the insurance is with a company called Fintel Ltd. But regardless of who they are, their conduct has been disgusting. I honestly thought the FoS would sort this out but from what I've been told, my sister's claim was placed in the hands of a young lady who appeared to lack experience and skills to deal with such a case. I really don't know what to do next.

amersall

h0pusp0pus wrote: »

im kinda wishing now that i hadnt heard martins advice back in 2005 about this ppi that we didnt need then i might not have cancled it and i would of got a bit more refunded lol would of been a nice savings plan pmsl

also i will be quite sad when my last refund comes through from santander (hopefully) its been quite exciting and really nice meeting you all lol

You dont have to be a stranger,if you want a laugh,natter or moan:p
Then pop on here once in a while
https://forums.moneysavingexpert.com/discussion/1627085

You dont have to be mad to join in :D
But it will help :rotfl::rotfl:

amersall

hoppyfrog wrote: »

Just wanted to say a huge thank you to everyone on here who has posted their experiences.
I wrote two lines to Egg, no formal letter, stating that I believed my Egg loan PPI was sold to me on the understanding that I required it to get the loan, and was therefor illegally sold.
4 weeks later I had a letter apologising for the delay. Now 8 weeks later, a full refund + 8% interest!!
A cheque for over £1500

I felt awkward at the time they said I needed PPI, so I've no problems accepting the refund. But I'm pleased at how good they have been about it.

WOOOOO!!!!!!!!!

:j:j:j:j:jWell done :beer:
That is all did for 10 of mine,only one had to go to FOS but was upheld.

di3004

Kuffs1978 wrote: »

This situation just gets more ridiculous by the minute! I'm currently sat at my sister's kitchen table, she has cooked me a lovely dinner, and she has just shown me the statements from the last year of her account with GE. I am absolutely furious. Get a load of this; as of last November her outstanding balance was £6049.31 and despite one of the coldest winters I can remember, she maintained repayments of £300 to clear the arrears as well as making her contractual monthly instalments. Yet according to this statement, GE have charged her an extra £30 a month for 'missing instalment', so it's even harder to clear the outstanding balance. How on earth can these companies get away such conduct? The earlier poster who had difficulty with GE (I do apologise for forgetting your name; I'm on an iPhone which is a bit restricted in terms of what I can see whilst composing a message) was able to shed some light on a few things I was not aware of, so thank you. I always did wonder why my sister would be accepted for a loan on the strength of her severe level of disability and self employed status. The loan was applied for through Norton Finance, and the insurance is with a company called Fintel Ltd. But regardless of who they are, their conduct has been disgusting. I honestly thought the FoS would sort this out but from what I've been told, my sister's claim was placed in the hands of a young lady who appeared to lack experience and skills to deal with such a case. I really don't know what to do next.

Hi

Oh my gosh, its unbelievable isn't it?:eek:

Wonder if you could contact the FOS and ask for another Adjudicator to deal with this case, tell them you don't feel the adjudicator is experienced enough to deal with a case that is rather complexed, whether or not they will do this I do not know, but it seems to me the one now is not that competent.
I must say though, the one I currently have - I think is a young whipper snapper, and I'm totally fed up of more or less telling him what to look for in my complaint that have been ongoing for almost 3 years.
I will be glad when mine does go to the ombudsman.

In your sister's case though, something needs to be done.

h0pusp0pus

amersall wrote: »

You dont have to be a stranger,if you want a laugh,natter or moan:p
Then pop on here once in a while
https://forums.moneysavingexpert.com/discussion/1627085

You dont have to be mad to join in :D
But it will help :rotfl::rotfl:

yes i will do amersall well im a avid comper mainly use loquax but keep meaning to check out the comps on mse ill get round to it one day when i have the time lol and thank you for being so kind