PPI Reclaiming successes and failures

amersall

chester1976 wrote: »

:jrecieved my settlement letter on 29/06/2011 and payment went into bank today. lloyds tsb £4266, and cleared CC bills for first time in 17 years, thank you everybody on this forum:j
just waiting on response from yorkshire bank loan(not answering my emails)
and RBS cedit card (just had letter extending time scale to 16 weeks)

:beer: Well done x :j:j

gary_909

Well done on you win im a newbie on hear and have just won £4441.61p on a credit card ppi from MBNA and now im waiting for a claim that has been upheld for £1351.31p on a MBNA loan but im sure the figures are wrong also waiting to hear from cititfinancial for a loan that has been with them since november all they say is we have no info at the moment anyway good luck to all the success stories and the people still waiting hang in there success is just around the corner!!!!!

di3004

chester1976 wrote: »

:jrecieved my settlement letter on 29/06/2011 and payment went into bank today. lloyds tsb £4266, and cleared CC bills for first time in 17 years, thank you everybody on this forum:j
just waiting on response from yorkshire bank loan(not answering my emails)
and RBS cedit card (just had letter extending time scale to 16 weeks)

Brilliant.:T Congratulations!:beer:

Footiemad_2

lkcatt wrote: »

Northern Rock (NRAM) sold me an my partner a loan in 2007 for £10000, insisting we couldn't have the loan unless we took out PPI.

After the court ruling and reading the information on here I decided to give reclaiming the PPI a go, as I was certain they had miss-sold it to us.

Not only had they insisted we had the PPI, they tried to say it was important we had it if my partner received a back injury at work (on reading the policy I realised that you couldn't even claim for a back injury as it was one of the claim limitations) and they didn't tell us that even though it was a joint loan the PPI only covered him.

I followed Martin and the Team's instructions and sent in my complaint form on 13 May 2011. I received confirmation yesterday (4 July 2011) that that NRAM are upholding our complaint and will be refunded my premiums and interest amounting to £2338.05 :j - I didn't even need to contact the Ombudsman:T

More importantly we can now afford to finish the loan 12 months early!

I would urge anyone who thinks they may have been miss-sold PPI to do this, it's an easy process if you do it the Money Saving Expert way :rotfl:

Thats brilliant.Well done and to be in a position to pay off the loan early is even better. Good for you:T:T

Footiemad_2

cshorters wrote: »

yesterday i recieved a letter from tesco credit card repaying my ppi £2020.00!!! thought i might get £800ish so was well chuffed. now waiting for hfc's response on a loan. i have also now put a claim in on my choice home shopping catalogue as its so easy to do!!

Fantastic and more than you bargained for even better:j:beer:

To right go for it and good luck with hfc.:D

Footiemad_2

chester1976 wrote: »

:jrecieved my settlement letter on 29/06/2011 and payment went into bank today. lloyds tsb £4266, and cleared CC bills for first time in 17 years, thank you everybody on this forum:j
just waiting on response from yorkshire bank loan(not answering my emails)
and RBS cedit card (just had letter extending time scale to 16 weeks)

Excellent. :money::money::beer: Good luck with the other two.

Footiemad_2

gary_909 wrote: »

Well done on you win im a newbie on hear and have just won £4441.61p on a credit card ppi from MBNA and now im waiting for a claim that has been upheld for £1351.31p on a MBNA loan but im sure the figures are wrong also waiting to hear from cititfinancial for a loan that has been with them since november all they say is we have no info at the moment anyway good luck to all the success stories and the people still waiting hang in there success is just around the corner!!!!!

Thats fantastic. Good for you:money::beer: Good luck citi, I am sure it will go in your favour.

andypandy8

can anyone tell me about claiming back from lloyds tsb mortgages i have paid ppi since 2002 on my mortgage was unaware i had ppi until i rang the bank. i am self employed which they say the policy covers, i have a critical ilness and life cover in excess of 100K in place. my hours of work fluctuate from 12 to 22 each week i have a deputy agent to collect my book in case of sickness which has been in place for over 20 years there is no chance of being made redundant so basically ppi is no good to me and never has been. i have also had loans with lloyds tsb and M&S in 2004 and 2007 which also has had ppi added silly me had not even noticed,registered complaint to lloyds via telephone standard letter to wait for 16 weeks, M&S sending template letter off today . can anyone tell me what the chances off success are with these 2 companies many thanks :money:

Twins

lkcatt wrote: »

Northern Rock (NRAM) sold me an my partner a loan in 2007 for £10000, insisting we couldn't have the loan unless we took out PPI.

After the court ruling and reading the information on here I decided to give reclaiming the PPI a go, as I was certain they had miss-sold it to us.

Not only had they insisted we had the PPI, they tried to say it was important we had it if my partner received a back injury at work (on reading the policy I realised that you couldn't even claim for a back injury as it was one of the claim limitations) and they didn't tell us that even though it was a joint loan the PPI only covered him.

I followed Martin and the Team's instructions and sent in my complaint form on 13 May 2011. I received confirmation yesterday (4 July 2011) that that NRAM are upholding our complaint and will be refunded my premiums and interest amounting to £2338.05 :j - I didn't even need to contact the Ombudsman:T

More importantly we can now afford to finish the loan 12 months early!

I would urge anyone who thinks they may have been miss-sold PPI to do this, it's an easy process if you do it the Money Saving Expert way :rotfl:

Congratulations!!! I too had the same luck with Northern Rock and got a payout of just over £2,000! Looks like they have seen the error of their ways

Enjoy the money :T

billiejones

chester1976 wrote: »

:jrecieved my settlement letter on 29/06/2011 and payment went into bank today. lloyds tsb £4266, and cleared CC bills for first time in 17 years, thank you everybody on this forum:j
just waiting on response from yorkshire bank loan(not answering my emails)
and RBS cedit card (just had letter extending time scale to 16 weeks)

Well Done
Can I ask when you first put your claim in I'm still will since January and recently received a letter saying it may take up the the 31st August. WELL DONE AGAIN THERES HOPE FOR US ALL:T