PPI Reclaiming successes and failures

The_Marksman

Munro_Bagger wrote: »

Posted on behalf of my OH - offer received today;

• What were you reclaiming: Loan with £2,489 o/s balance

• Who was the provider: NRAM

• How much did you get back: £1,079 PPI + £518 8% interest total = £1,597

• Did you get it back after a letter or did you go to the Financial Ombudsman: PPI questionnaire sent 09/05/11

• And then write your brief reclaim tale: Many thanks to all of those that provided much needed support and advice on this fantastic forum. The amount will reduce my OH's o/s balance to just under £1,000 with this provider! Two complaints upheld to date - another two in the system.

:j:beer:WELL DONE ON YOUR EFFORTS:beer::j

di3004

weewen wrote: »

MBNA responded with a cheque for £5,753 yeeehaaaa :T
my other success was egg £5,335, just awaiting Lloyds now...not holding my breath for that one!

Wow, well done!:T:j & Congratulations!:beer:

di3004

LynK wrote: »

Just spoke to a lovely man at the Ombudsman Office, he has advised that I complain to the underwriters of the poilcy, in 1998 they were
Financial Insurance Co Ltd and Financial Assurance co Ltd members of Companies of Consolidated Financial Insurance .
He is sending me out a complaint form and details of where to send it to.
Maybe if you gave them a call they might be able to help its only a phone call.
Fingers crossed for us both!

Everything crossed.;)

di3004

Munro_Bagger wrote: »

Posted on behalf of my OH - offer received today;

• What were you reclaiming: Loan with £2,489 o/s balance

• Who was the provider: NRAM

• How much did you get back: £1,079 PPI + £518 8% interest total = £1,597

• Did you get it back after a letter or did you go to the Financial Ombudsman: PPI questionnaire sent 09/05/11

• And then write your brief reclaim tale: Many thanks to all of those that provided much needed support and advice on this fantastic forum. The amount will reduce my OH's o/s balance to just under £1,000 with this provider! Two complaints upheld to date - another two in the system.

Brilliant :T:j Well done and Congratulations!:beer:

phoenix80

Boss79 wrote: »

Just thought I'd let you know that NRAM have upheld my claim!!!:rotfl:
Was expecting to have to wait weeks before hearing from them. Sent questionnaire back 10 June, so it's only been a couple of weeks.

Letter received today offering £1900!! Still cant believe it. Prehaps I should wait for the money to arrive in my account before celebrating?

All the best to everyone else and I hope that you are all as successful as I have been. Thanks for the help and advice from everyone. :beer:

:beer::beer: Congratulations :beer::beer:

I'm waiting for a reply from NRAM too and we're into week 6 since sending the questionaire.

phoenix80

Munro_Bagger wrote: »

Posted on behalf of my OH - offer received today;

• What were you reclaiming: Loan with £2,489 o/s balance

• Who was the provider: NRAM

• How much did you get back: £1,079 PPI + £518 8% interest total = £1,597

• Did you get it back after a letter or did you go to the Financial Ombudsman: PPI questionnaire sent 09/05/11

• And then write your brief reclaim tale: Many thanks to all of those that provided much needed support and advice on this fantastic forum. The amount will reduce my OH's o/s balance to just under £1,000 with this provider! Two complaints upheld to date - another two in the system.

:beer::beer: Congratulations :beer::beer:

Another NRAM success story. I wish I had more patience waiting for them to contact me :)

donda

Hi guys
Just a quick update, had a letter from FOS today BOS complaint been upheld will let me have calculations within fourteen days, thats two in a week three more to go just waiting for the pennies now. This is all down to the great advice given from Di and Amersall once again your both ACE

beejay2_2

Received a letter yesterday offering a refund of £1439.31 on my PPI and an 8% payment of £380.52 from those nice people at Northern Rock.

Now then, has anyone NOT taken the payment and opted to take their case to the FOS?

For the record I will be accepting the payment but purely as a nosey bugga I was wondering if anyone had had succeess going forward.

Good luck all

BeeJay

amersall

beejay2 wrote: »

Received a letter yesterday offering a refund of £1439.31 on my PPI and an 8% payment of £380.52 from those nice people at Northern Rock.

Now then, has anyone NOT taken the payment and opted to take their case to the FOS?

For the record I will be accepting the payment but purely as a nosey bugga I was wondering if anyone had had succeess going forward.

Good luck all

BeeJay

:rotfl:Cheeky cheeky :D:D;)
You only go to FOS if the redress is not the full redress, or you know they have made a mistake, people have gone to FOS and won in these circumstances.

Well done on your win :T:T

amersall

donda wrote: »

Hi guys
Just a quick update, had a letter from FOS today BOS complaint been upheld will let me have calculations within fourteen days, thats two in a week three more to go just waiting for the pennies now. This is all down to the great advice given from Di and Amersall once again your both ACE

Aww thank you and it was a pleasure :A
Well done and congrats :beer::j:j