PPI Reclaiming successes and failures

di3004

LynK wrote: »

I downloaded the PPI complaint form and to date have complained to
Santander (D Perkins store card see my previous posts)
Marks and Spencer (trawling through the pages here and I cannot find anyone mentioning MnS or their exerience), this is for a loan I also had PPI on a store card but am yet to complain.
Alliance and Leicester (no response despite being sent over 3 wks ago)
Barclaycard (recieved letter saying they are investigating~
RBS (same as A and L)
MBNA as yet no reply
What is a reasonable time scale to expect a reply from these companies, anyone have any idea??

Hi

The standard for a decision is 8 weeks, but normally an acknowledgement by 2-3 weeks after they received your complaint, some only a 1 week to confirm.
If they require more time, they should write to let you know.

Hope this helps, but if you've not received a confirmation letter yet, give them a call to chase it up, good luck on them all.;)

LynK_3

Thanks! Unfortunately most of them are quite old and were taken out when I was young and foolish I'm no longer young but still most definately foolish lol!

di3004

LynK wrote: »

Thanks! Unfortunately most of them are quite old and were taken out when I was young and foolish I'm no longer young but still most definately foolish lol!

No your not foolish by a long shot.;)

The main of us have been there and they have ripped us customers off big time, not our fault.
Your fighting back now and that's s great start, good for you.:T

toledo_sport

LynK wrote: »

I downloaded the PPI complaint form and to date have complained to
Santander (D Perkins store card see my previous posts)
Marks and Spencer (trawling through the pages here and I cannot find anyone mentioning MnS or their exerience), this is for a loan I also had PPI on a store card but am yet to complain.
Alliance and Leicester (no response despite being sent over 3 wks ago)
Barclaycard (recieved letter saying they are investigating~
RBS (same as A and L)
MBNA as yet no reply
What is a reasonable time scale to expect a reply from these companies, anyone have any idea??

Good Luck, Hope you get a good result

nanna79

I know its a long shot but does anybody know who the underwriter was for EVANS storecard back in the later 1990's. 1998-1999 ish

nanna79

Katescottie

Morning! I have found another old account with the bank of Scotland on my credit report, I want to find out if I had PPI on it, but have no paperwork and they only give the last 4 digits? Do you think they could trace it back (2003)?

di3004

nanna79 wrote: »

I know its a long shot but does anybody know who the underwriter was for EVANS storecard back in the later 1990's. 1998-1999 ish

nanna79

Hiya

I am not sure, but if you have a local EVANS store and still have your account number maybe they will be able to track this down for you, but otherwise write to the head office for the details of the insurance policy (which you don't always have unless you request for this), they should be able to supply the details.

Good luck.

di3004

Katescottie wrote: »

Morning! I have found another old account with the bank of Scotland on my credit report, I want to find out if I had PPI on it, but have no paperwork and they only give the last 4 digits? Do you think they could trace it back (2003)?

Hiya

There is a chance of you trying to get hold of this by either asking the bank where you paid direct debit for the loan repayments, or if you bank online this should allow you as far as I am aware to go back to 2002.
The account number is generally shown next to the loan monthly repayments.;)

ArferDaly

Hi All

Thanks for all the congrats :T

Just sent another one off to Barclays for a Morgan Stanley card.

So that's 3 with LLoyds,2 with Barclays (counting Morgan) and 1 left with Egg.

Here's hoping for a good results to come.

Mark :think:

di3004

ArferDaly wrote: »

Hi All

Thanks for all the congrats :T

Just sent another one off to Barclays for a Morgan Stanley card.

So that's 3 with LLoyds,2 with Barclays (counting Morgan) and 1 left with Egg.

Here's hoping for a good results to come.

Mark :think:

WOW you are doing well, and good for you.:T:j and the very best of luck x:beer: