PPI Reclaiming successes and failures

dankusan

It's with HSBC.

Ah right, i'll sit tight and chase once a month then :rotfl:

di3004

dankusan wrote: »

It's with HSBC.

Ah right, i'll sit tight and chase once a month then :rotfl:

No problem yeah no harm in keeping on at them, sometimes thats the only way to get things done quicker LOL.

These are one of the banks also given extra time, fingers crossed you will hear soon though.;)

LisaJH2000

• What were you reclaiming: Credit Card
• Who was the provider: MBNA
• How much did you get back: £3,900 (claimed £2,000 and they have added interest without me asking!!)
• Did you get it back after a letter or did you go to the Financial Ombudsman: Few letters but FOS not involved at all.
• And then write your brief reclaim tale I used the letter templates on here and also sent the questionnaire to MBNA. Was delayed because of the court action but I sent a letter in early May asking for an update and have now received a letter saying they will send me a cheque within 28 days. So, I will be waiting for the postie everyday!!!

Thanks to everyone who posts on here, your success stories has made me keep at it :-)

di3004

LisaJH2000 wrote: »

• What were you reclaiming: Credit Card
• Who was the provider: MBNA
• How much did you get back: £3,900 (claimed £2,000 and they have added interest without me asking!!)
• Did you get it back after a letter or did you go to the Financial Ombudsman: Few letters but FOS not involved at all.
• And then write your brief reclaim tale I used the letter templates on here and also sent the questionnaire to MBNA. Was delayed because of the court action but I sent a letter in early May asking for an update and have now received a letter saying they will send me a cheque within 28 days. So, I will be waiting for the postie everyday!!!

Thanks to everyone who posts on here, your success stories has made me keep at it :-)

Well done!:T & Congratulations!:beer:

thegaffer

LisaJH2000 wrote: »

• What were you reclaiming: Credit Card
• Who was the provider: MBNA
• How much did you get back: £3,900 (claimed £2,000 and they have added interest without me asking!!)
• Did you get it back after a letter or did you go to the Financial Ombudsman: Few letters but FOS not involved at all.
• And then write your brief reclaim tale I used the letter templates on here and also sent the questionnaire to MBNA. Was delayed because of the court action but I sent a letter in early May asking for an update and have now received a letter saying they will send me a cheque within 28 days. So, I will be waiting for the postie everyday!!!

Thanks to everyone who posts on here, your success stories has made me keep at it :-)

the same as me. Keep us updated whteher the chq arives within 28 days, as im hearing they take longer

KIMY

Congratulations on your MBNA win, did you send your original claim to Chester or Leeds

Thanks

LisaJH2000

KIMY wrote: »

Congratulations on your MBNA win, did you send your original claim to Chester or Leeds

Thanks

I sent it to this address

MBNA Europe Card Services Ltd
Insurance Services
PO Box 1004
Chester Business Park
Chester
CH4 9WW

Good luck!!

amersall

h0pusp0pus wrote: »

jezus lol 92000!!!! ok so makes mine tiddly in comparason lol im glad you got your ppi back though amersall lol

Tell me about it :eek::eek: i love a win with FP :D:D

amersall

PaulY101 wrote: »

Hi all! Great to read about so many successful claims here!

Is there a 'search' option within this thread?? I am making a claim against HFC soon and was looking for inspiration!

Here's my story -
I took a loan from HFC in JAN 2005 for £10,000
18.3% APR takes the total to £17,111.64

PPI for Life Insurance = £999.16
PPI for Accident Sickness and Unemployment = £1,694.23
Interest on the PPI = £1,915.69
total £4609.08

So the grand toal to be re-paid is £21,720.72 (on an original loan of £10,000) I took this loan 'in-store' at HFC. HSBC refered me to HFC due to my poor credit rating. Once at HFC i feel HFC did not fully inform me of the PPI 'opt in' or 'opt out' choices.

In addition HFC mentioned that they needed to see a certain number of months/years original payslips before they would provide the loan. When i could not provide payslips for the necessary period i thought the chances of getting a loan was over and gave up.

A couple of weeks later HFC called out of the blue to say 'on this occasion' they are willing to proceed with the loan without seeing the original payslips' - and the loan was granted.

For what its worth i have kept up with the repayments on this loan since 2005. The repayments are due to end in 2012.

Does anyone think i have a grounds to make a successful claim against HFC for being misold PPI? Any advice or feedback would be most appreciated.

all, best regards!

Hi there, look here for all the help you need making a claim.

http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance
You stand as good a chance as anybody else.
If you need any help just ask.

amersall

dankusan wrote: »

Hey All,

Some of you may remember me putting the above.

Well i have rang the bank today to see what is happening with my claim and they say it could take another 3 months as they are clearing the back log.

It said on my reply letter that is "usually takes 4 week but can take up to 8, we will inform you if this is the case" We are now in my 4 th week and i asked why i hadnt't been informed and he said that was just a standard letter.

Should i be doing anything else now?!
Dan

Best to let them get on with it, the deadline for them to respond is usually 8 weeks, but because of the JR they have been given more time.
It could be 12 weeks but it could be sooner, just bide your time and hang on in there.