PPI Reclaiming successes and failures

pc007

Hi all,

I am not sure if anyone can answer this question but I am currently in a debt managment plan owing money to credit cards and a loan which are all being handled by third party debt collection agencys.

Do you think I could still claim for my ppi? (obviusoly any money i get paid back i would pay straight off my debt)
Would it affect my debt managment plan?

Thanks for any help.

amersall

paulabear wrote: »

Thanks for your response, and so quickly! Just to check; the bit at the top says 'payment protection insurance; consumer questionnaire' and goes on to say 'what is this questionnaire for?' and 'what do I need to do?' - so I don't need to send a letter too? Thanks again

Only send a letter if there is not room on the page they give for additional info x.

amersall

Hodders79 wrote: »

Hey Guys,

Had a great sucess with Santander, sent one email and less than a month later got an offer of £4,483 back on PPI that i didnt have to pay.

Must say i cant fault their openess, one email has got me back over £5k on two loans with them.

Cheers


Hodders79

:beer: Nice one :j:j:j

amersall

pc007 wrote: »

Hi all,

I am not sure if anyone can answer this question but I am currently in a debt managment plan owing money to credit cards and a loan which are all being handled by third party debt collection agencys.

Do you think I could still claim for my ppi? (obviusoly any money i get paid back i would pay straight off my debt)
Would it affect my debt managment plan?

Thanks for any help.

Hi there, this will not affect your plan, if you have the account numbers and reasons for mis sell then put complaints in.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step2

As you say, any win will come off your plan but at least this reduces your debt.

spurs1970

Good Afternoon, Have Just chased up RBS Again! Case has been going on for 6 months, was told a month ago case had been fast-tracked as they had logged my complaint incorrectly, since then have been told will have an answer within 2 weeks and now have all documentation. Today been advised still awaiting documentation and claim on hold due to J review! Does anyone have the CEO email address for RBS please!! Many Thanks in advance.

Greenchris

Greenchris wrote: »

Well good luck with those. I hope it goes as well for you as it did me. Today is the best day I've had in the last few years, and I still feel like I'm going to wake up soon!! I hope you feel that way soon.
I'll keep you posted on the other 2.
And to Di :A....thank you.

Chris.

Hello all.
Just an update on my situation.
I have now received replies to all 3 of my complaint letters. Abbey (Santander) replied with their offer after less than 2 weeks offering £2842 ....Alliance & Leicester (Santander) replied in under 3 weeks offering £968 ...and Egg have replied to confirm that they have received my complaint and will get back to me with a decision soon.

I wish it was this easy for everyone, but good luck to you all.

Chris.

mynameissoo-howdoyoudo

What were you reclaiming: Credit Card
Who was the provider: Egg
How much did you get back: £728.48 + £232.72 interest= £961.20
Did you get it back after a letter or did you go to the Financial Ombudsman: Iactually phoned egg directly
And then write your brief reclaim tale.
I phoned egg directly to enquire about PPI being missold - they cancelled the current payments. In total £961 refunded within a time period of 12 days!!! for a 7 minute phonecall...

mandy1cat

spurs1970 wrote: »

Good Afternoon, Have Just chased up RBS Again! Case has been going on for 6 months, was told a month ago case had been fast-tracked as they had logged my complaint incorrectly, since then have been told will have an answer within 2 weeks and now have all documentation. Today been advised still awaiting documentation and claim on hold due to J review! Does anyone have the CEO email address for RBS please!! Many Thanks in advance.

[EMAIL="Stephen.Hester@rbs.co.uk"]Stephen.Hester@rbs.co.uk[/EMAIL]
Chief Executive

mandy1cat

:mad::mad::mad: Lloyds and RBS groups seem to be employing the same tactics.... it's on hold... we're working through the backlog... we don't seem to have a record of your complaint... blah, blah, blah

Surely there must be something that can be done about this blatant lying?:(:(

spurs1970

Thank you very much.