PPI Reclaiming successes and failures

amersall

Banks0mewin wrote: »

Newbie here!, Hi everyone. I have recently joined the PPI reclaiming club and have just been offered my first refund for the full premium plus interest, 1 down 13 claims to go!
Loan was with Santander when it was Cahoot, got a response and offer within 2 weeks of sending the original complaint letter! Success is blessed upon me!!

Gonna keep up the pressure until all that is owed is repayed..Yippee

:beer::beer: Well done and congrats :money:

di3004

robbiewilliams wrote: »

Hi received a cheque today for £2000 from Black Horse some 2.5 years after my first contact. After involvement from FOS and FLA. Thanks to all for help and advice. Good luck to others, do not give up hope!

Fab, well done to you!:beer:

coccocol1

Thanks Martin i owe you a pint,

I was miss-sold PPI along with my mortgage about 4 years ago by Alliance Leicester (now Santandare) To be perfectly honest i didnt even know i had it untill i decided to check my finances 3 weeks ago. I noticed that £45 was coming out of my account along with my mortgage repayments. I looked back in my file and discovered that it was insurance against me falling ill and failing to repay my mortgage. Now by shear co-incidence i was watching sky news and during one of the many frequent adverts there was one about miss-selling insurance. Sounding familiar i decided to look for advice on this website, i followed all the steps, used the template letter, filled out the financial ombudsman questinaire and sent it to Santandare. Fully expecting a fight on my hands i began to plan my next move when mych to my surprise and delight i recieved a letter from them (2 weeks later) accepting full responsability and asking for my account details so they could refund me the grand sum of £1978!
RESULT!!!!!! THIS WEBSITE IS BRILLIANT!!!!!

The final score

JOE BLOGS....1 SANTANDARE.....0

coccocol1

Thanks Martin i owe you a pint,

I was miss-sold PPI along with my mortgage about 4 years ago by Alliance Leicester (now Santandare) To be perfectly honest i didnt even know i had it untill i decided to check my finances 3 weeks ago. I noticed that £45 was coming out of my account along with my mortgage repayments. I looked back in my file and discovered that it was insurance against me falling ill and failing to repay my mortgage. Now by shear co-incidence i was watching sky news and during one of the many frequent adverts there was one about miss-selling insurance. Sounding familiar i decided to look for advice on this website, i followed all the steps, used the template letter, filled out the financial ombudsman questinaire and sent it to Santandare. Fully expecting a fight on my hands i began to plan my next move when mych to my surprise and delight i recieved a letter from them (2 weeks later) accepting full responsability and asking for my account details so they could refund me the grand sum of £1978!
RESULT!!!!!! THIS WEBSITE IS BRILLIANT!!!!!

The final score

JOE BLOGS....1 SANTANDARE.....0

di3004

coccocol1 wrote: »

Thanks Martin i owe you a pint,

I was miss-sold PPI along with my mortgage about 4 years ago by Alliance Leicester (now Santandare) To be perfectly honest i didnt even know i had it untill i decided to check my finances 3 weeks ago. I noticed that £45 was coming out of my account along with my mortgage repayments. I looked back in my file and discovered that it was insurance against me falling ill and failing to repay my mortgage. Now by shear co-incidence i was watching sky news and during one of the many frequent adverts there was one about miss-selling insurance. Sounding familiar i decided to look for advice on this website, i followed all the steps, used the template letter, filled out the financial ombudsman questinaire and sent it to Santandare. Fully expecting a fight on my hands i began to plan my next move when mych to my surprise and delight i recieved a letter from them (2 weeks later) accepting full responsability and asking for my account details so they could refund me the grand sum of £1978!
RESULT!!!!!! THIS WEBSITE IS BRILLIANT!!!!!

The final score

JOE BLOGS....1 SANTANDARE.....0

Well done and Congratulations!:beer:

mazy_m

OH my god amazing can't believe some people have been offered refunds after a couple of weeks!!! So happy for you all bet you're so thrilled!!

Has anyone had any quick success with Natwest? I hand delivered mine to my local branch on the 10th May!! he he!! Just wanting to see if they're upholding claims quickly?? good luck all !!!

x

di3004

mazy_m wrote: »

OH my god amazing can't believe some people have been offered refunds after a couple of weeks!!! So happy for you all bet you're so thrilled!!

Has anyone had any quick success with Natwest? I hand delivered mine to my local branch on the 10th May!! he he!! Just wanting to see if they're upholding claims quickly?? good luck all !!!

x

Think the ball is starting to roll again, so fingers crossed and the best of luck on your reclaiming.;)

k77mss

farcove54 wrote: »

Hello,
This is my first post , but I would like to say thatnks to everyone for the advice given on this site.
I've sent off a few PPI reclaiming forms and had the standard replies back.
I had a letter from Capital One stating that I purchased PPI during a phone conversation in August 2005 , this was after the card was activated. They said it was explained to me and have sent a copy of guidlines for their employees selling PPI. I cannot recall agreeing to this and at the time I was unemployed so I would not have needed it.
I now want to refer the compalint to the Ombudsman , has anyone else done this with Capital One ? And , do I need to inform them of my intentions ?
Any feedback would be really helpfull.
Many thanks

hi they said the same to me in november just took it to fos what i have read on hear nobody has had much luck with capital one unless i missed it

k77mss

chrisbeck wrote: »

:T happy days!!!!

im with mbna so fingers crossed! was your complaint about them just adding ppi without asking? chris

no mines was due to underlying health problems hope you get good news soon

lauzflow

has anyone had any luck with barclays ? x