PPI Reclaiming successes and failures

amersall

rumela wrote: »

Hi everyone, its my first post on the site. I'm trying to find the template letters for ppi reclaiming but i cant seem to find them. Can someone help me please?

Hi there and welcome. You can do a letter in your own words that will get you the same result. All you have to put is
"i believe i was mis sold this ppi because... and give your reasons, that is all there is to it. Put the account number on and send it recorded and give them 8 weeks to respond. If you do the template letter then if this goes to the financial ombudsman, then you have to fill the form in again.
If you prefer to use the template letter then you will find it here with the reasons you may have for mis sell
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

amersall

shimmyshaker wrote: »

Just to say a massive thank you for your guide/templates for reclaiming PPI. After sending just one letter of complaint to Northern Rock re PPI on a loan I had with them I have just recieved a letter saying they uphold the complaint and my PPI and interest charges are being refunded in full just under £7,000!!! I can't believe it ,I was prepeared for a battle and can't believe how easy it was! Thank you for bringing some justice back in the world Martin!:T

:j Well done :T

the_knitting_drummer

shimmyshaker wrote: »

Just to say a massive thank you for your guide/templates for reclaiming PPI. After sending just one letter of complaint to Northern Rock re PPI on a loan I had with them I have just recieved a letter saying they uphold the complaint and my PPI and interest charges are being refunded in full just under £7,000!!! I can't believe it ,I was prepeared for a battle and can't believe how easy it was! Thank you for bringing some justice back in the world Martin!:T

Congratulations!!! This is a joyous occasion indeed! :A:A
:A:j:beer::j:A

di3004

dalc87 wrote: »

Quality. I had a similar situation but my complaint has had to go all the way to the ombudsman after their adjudicator agreed with HSBC Hopefully I'll be celebrating as well soon.

Good luck to you too, fingers crossed.;)

di3004

shimmyshaker wrote: »

Just to say a massive thank you for your guide/templates for reclaiming PPI. After sending just one letter of complaint to Northern Rock re PPI on a loan I had with them I have just recieved a letter saying they uphold the complaint and my PPI and interest charges are being refunded in full just under £7,000!!! I can't believe it ,I was prepeared for a battle and can't believe how easy it was! Thank you for bringing some justice back in the world Martin!:T

Well done to you, Congratulations!:beer:

the_knitting_drummer

techspec wrote: »

I wrote to Cental Capital/ Central Trust and said i thought i was a victim on PPI miss-selling.

I received a phone call a few days later, offering all of my money back. I could have it deducted from my account, or a cheque. I chose a cheque.

£500 - easy cash!
:beer:
Handling my friends claims now.

Well done you!! Glad to hear you're helping you're friends now too. Spread the love! :j:j

rumela

Thank you, I will write one myself, I just wanted an idea of what to include.

di3004

rumela wrote: »

Thank you, I will write one myself, I just wanted an idea of what to include.

Hi there

When you write to them, include the account number in relation of the mis sold ppi account.

Ask them to refund you your Payment Protection Insurance (PPI) you have paid into that account, and interest, also 8% interest of what a court would award.

Give your reasons on why your making a reclaim on the PPI.

Ask they get back with a decision by 8 weeks.

Good luck.

Footiemad_2

amersall wrote: »

They need more than a poke :rotfl::rotfl:

Ok at least ten pokes then and a kick up the jacksy;):rotfl::rotfl::rotfl::rotfl:

Footiemad_2

Barneyrubble999 wrote: »

A week ago it went through my mind that my partner and I had been paying an A+L loan for ages, now Santander. I dug out the agreement to find the loan which was for £3000 and just short of £100 per month didnt finish until December 2012.
When taking a closer look at the terms I saw that almost £30 of the £100 was for PPI. I remember them saying at the time we had to take this out as a condition of the loan.
The loan was taken out in December 2007, so we got it over 5 years. I do remember having visited this site before so I searched for you all and found the template letter and sent one off.
Well....yesterday, just one week later,to my amazement I recieved a reply and they are paying up!!! No arguments just a letter to say they are going to transfer the money back into our account. We are getting £987.17 repayment, £134.20 interest, and £56.50 for having had to send them a letter!!!
This is just a few hundred pounds short of what we need to settle to loan so I will be using the money to settle up and we will get a much needed £100 per month extra which I know is sad but will make so much difference to us.
I cannot thank you enough, If there is anyone reading this wondering whether to give it a go my advise is .... just do it!!! Thank you and good luck to all! :j

Thats brilliant. Well done you and its not sad, things are hard at the moment for a lot of people so its better in your pocket. Your needs are much greater than theirs.

Enjoy having the extra money and well done again.:T:T:T:beer: