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PPI Reclaiming successes and failures

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  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    station296 wrote: »
    I wanted to say a huge thank you to everyone who posts all the helpful info and advice on the forums - I have been quietly looking at them and finally plucked up the courage to send the letters off (no idea why I was so nervous, but think it was the thought of them demanding all the money that scared me I think!). Anyhow, didn't think it could be so easy, but one letter to Egg in December, they wrote back and upheld the claim in January, and just received the letter this morning that £3000 has just cleared my loan and left me with a £160 cheque - could not believe it!! Will be pursuing the other accounts now as I've not had responses!

    Will be grinning all day - which actually might help make my Ikea visit later more bearable!

    Thanks to all again, the advice on this site is great!
    :j:j Well done and congrats :beer:
  • di3004
    di3004 Posts: 42,579 Forumite
    station296 wrote: »
    I wanted to say a huge thank you to everyone who posts all the helpful info and advice on the forums - I have been quietly looking at them and finally plucked up the courage to send the letters off (no idea why I was so nervous, but think it was the thought of them demanding all the money that scared me I think!). Anyhow, didn't think it could be so easy, but one letter to Egg in December, they wrote back and upheld the claim in January, and just received the letter this morning that £3000 has just cleared my loan and left me with a £160 cheque - could not believe it!! Will be pursuing the other accounts now as I've not had responses!

    Will be grinning all day - which actually might help make my Ikea visit later more bearable!

    Thanks to all again, the advice on this site is great!


    Well done to you!:beer:
    The one and only "Dizzy Di" :D
  • Footiemad_2
    Footiemad_2 Posts: 1,419 Forumite
    station296 wrote: »
    I wanted to say a huge thank you to everyone who posts all the helpful info and advice on the forums - I have been quietly looking at them and finally plucked up the courage to send the letters off (no idea why I was so nervous, but think it was the thought of them demanding all the money that scared me I think!). Anyhow, didn't think it could be so easy, but one letter to Egg in December, they wrote back and upheld the claim in January, and just received the letter this morning that £3000 has just cleared my loan and left me with a £160 cheque - could not believe it!! Will be pursuing the other accounts now as I've not had responses!

    Will be grinning all day - which actually might help make my Ikea visit later more bearable!

    Thanks to all again, the advice on this site is great!


    Brilliant. Congratulations on winning your money back, nice that it cleared your loan and left you with some to spend.:T:T
    Good luck with the rest.;)
    Footiemad:footie: 2013 - SPC no.1147...Keeep potting!!
    2013-VSP #21 £14.59
    SPC 2012 - £207.44
    SPC 2011 £647
    VSP 2011 £70.37
    23lb/54lb :o
  • Hi new here and just wanting to tell my (short) story of claiming ppi back.

    My loan is with Welcome.

    I filled in the ppi questionnaire in October 2010.

    I chased them up a few times.

    On 22nd February 2011 I got £11423.38 paid into my bank, and I'm very very happy, paid of my debts and will paid for our wedding!!

    So it does work just keep trying!

    Cheers

    Michael
  • Iain1983
    Iain1983 Posts: 76 Forumite
    SONYPS23 wrote: »
    Hi new here and just wanting to tell my (short) story of claiming ppi back.

    My loan is with Welcome.

    I filled in the ppi questionnaire in October 2010.

    I chased them up a few times.

    On 22nd February 2011 I got £11423.38 paid into my bank, and I'm very very happy, paid of my debts and will paid for our wedding!!

    So it does work just keep trying!

    Cheers

    Michael

    Jesus! Very well done Michael! :beer:
  • lovetodive
    lovetodive Posts: 10 Forumite
    Your template certainly worked for me. I was able to reclaim £1500 back from Lloyds TSB for PPI insurance mis-sold in branch for a loan I had with them, they hadn't even told me it was included when the loan was taken out and it was no good to me as I already had cover anyway. I didn't have to do anymore than this .... they obviously knew they were in the wrong !!
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Sonyps23 :beer::beer::beer: well done:money:
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    lovetodive wrote: »
    Your template certainly worked for me. I was able to reclaim £1500 back from Lloyds TSB for PPI insurance mis-sold in branch for a loan I had with them, they hadn't even told me it was included when the loan was taken out and it was no good to me as I already had cover anyway. I didn't have to do anymore than this .... they obviously knew they were in the wrong !!
    :money::money: Ab fab :j:j well done :T
  • got a letter back from HSBC saying my letter of complaint and refund from mis-selling me ppi insurance has been passed onto a regulated complaints officer this is my first reply back from HSBC since sending my first letter is this a good or bad thing ???
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    spiketyson wrote: »
    got a letter back from HSBC saying my letter of complaint and refund from mis-selling me ppi insurance has been passed onto a regulated complaints officer this is my first reply back from HSBC since sending my first letter is this a good or bad thing ???
    Hi there, this is an acknowledgement they have recieved your complaint. They now have 8 weeks to respond to you. Good luck and i hope you have good news.
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