PPI Reclaiming successes and failures

di3004

tomcody wrote: »

Thanks Di I certainly think this is a long shot but worth a chance!! Yeah I thought the same about the info from Egg. Keep you posted but adjudicator has said it could take a long time!!! x

Fingers crossed for you.;)

Have you also tried requesting for a copy of the agreement directly from EGG? XX

patricia50

Hi
Have sent 2 e mails to Lloyds bank customer care and they dont reply. Anybody out there EVER get any replies from them?:(

sunandsailcat

patricia50 wrote: »

Hi
Have sent 2 e mails to Lloyds bank customer care and they dont reply. Anybody out there EVER get any replies from them?:(

Hi, I've had 2 email from Lloyds Customer Care in the past week - they don't really say anything, just stalling, but at least they are acknowledging my email commmunication with them.

mayfields

I have been trying to reclaim the PPI that was missold to me by Lloyds TSB. It has taken 13 months, and required involvement from the FOS, but today I received the settlement in my bank account of just under £2,000.

I was missold PPI back in January 2001, I was told I would be refused the loan unless I took out the PPI. I subsequently repaid the loan over 5 years but always felt that I had been treated unfairly. When I discovered the PPI reclaiming guide and template letters on this website I used them to write to Lloyds TSB who of course refused to settle my claim, so I took my case to the FOS who upheld my claim and ordered Lloyds TSB (who took as long as the possibly could!) to repay me the PPI. It has taken a long time but I cannot tell you how happy I am today to finally have my money back with interest.

I have today paid off my credit card and I'm now completely debt free for the first time in ten years. It is a fabulous feeling!

Thankyou Martin Lewis & all at Money Saving Expert and thankyou to everyone on the forums who give advice and keep us all going when it feels like we will never get there. xxxxxx:j

di3004

mayfields wrote: »

I have been trying to reclaim the PPI that was missold to me by Lloyds TSB. It has taken 13 months, and required involvement from the FOS, but today I received the settlement in my bank account of just under £2,000.

I was missold PPI back in January 2001, I was told I would be refused the loan unless I took out the PPI. I subsequently repaid the loan over 5 years but always felt that I had been treated unfairly. When I discovered the PPI reclaiming guide and template letters on this website I used them to write to Lloyds TSB who of course refused to settle my claim, so I took my case to the FOS who upheld my claim and ordered Lloyds TSB (who took as long as the possibly could!) to repay me the PPI. It has taken a long time but I cannot tell you how happy I am today to finally have my money back with interest.

I have today paid off my credit card and I'm now completely debt free for the first time in ten years. It is a fabulous feeling!

Thankyou Martin Lewis & all at Money Saving Expert and thankyou to everyone on the forums who give advice and keep us all going when it feels like we will never get there. xxxxxx:j

Briliant :T well done and Congratulations!:beer:

amersall

mayfields wrote: »

I have been trying to reclaim the PPI that was missold to me by Lloyds TSB. It has taken 13 months, and required involvement from the FOS, but today I received the settlement in my bank account of just under £2,000.

I was missold PPI back in January 2001, I was told I would be refused the loan unless I took out the PPI. I subsequently repaid the loan over 5 years but always felt that I had been treated unfairly. When I discovered the PPI reclaiming guide and template letters on this website I used them to write to Lloyds TSB who of course refused to settle my claim, so I took my case to the FOS who upheld my claim and ordered Lloyds TSB (who took as long as the possibly could!) to repay me the PPI. It has taken a long time but I cannot tell you how happy I am today to finally have my money back with interest.

I have today paid off my credit card and I'm now completely debt free for the first time in ten years. It is a fabulous feeling!

Thankyou Martin Lewis & all at Money Saving Expert and thankyou to everyone on the forums who give advice and keep us all going when it feels like we will never get there. xxxxxx:j

:j:jWell done to you :beer:

AngloTaffy_2

Hi there, can any body help with this please?
I had a Natwest & a Mint Credit card and took out the agreements for both in approx 2001.
I wasn't sure of the exact start dates so called Natwest who said as it was on or around 2001 they had no record & I would have to request this in writing so they could 'search their archives' - I also did same for Mint & they said same (they also gave me same address in Southend so I sent one letter for both); they haven't replied & when I called again they said they hadn't received my letter.
Does anyone please have an email address or named contact to submit my reclaim for both Natwest & Mint Credit Cards? (I'm going to guess at start dates as they don't seem to be forthcoming with this info!)
Many thanks in advance

di3004

AngloTaffy wrote: »

Hi there, can any body help with this please?
I had a Natwest & a Mint Credit card and took out the agreements for both in approx 2001.
I wasn't sure of the exact start dates so called Natwest who said as it was on or around 2001 they had no record & I would have to request this in writing so they could 'search their archives' - I also did same for Mint & they said same (they also gave me same address in Southend so I sent one letter for both); they haven't replied & when I called again they said they hadn't received my letter.
Does anyone please have an email address or named contact to submit my reclaim for both Natwest & Mint Credit Cards? (I'm going to guess at start dates as they don't seem to be forthcoming with this info!)
Many thanks in advance

Hiya

Try this here, hope it gets you through. Good luck.

[EMAIL="Customer.Relations@natwest.com"]Customer.Relations@natwest.com[/EMAIL]


[EMAIL="loanqueries@mintloans.co.uk"]loanqueries@mintloans.co.uk[/EMAIL]

Maybe the above MINT email address will forward your email on to the appropriate dept for you.

Fingers crossed.;)

looby_loo

hi there i need some advice please. i recieved a letter from HSBC acknowledging my complaint, FOS sent letter on my behalf on 10th september and i sent questionaire and a copy of my loan agreement . they have responed after 8 weeks but according to this letter they are giving themselves another 8 weeks to do anything . what should i do now ? any help gratefully recieved thanks in advance

di3004

looby_loo wrote: »

hi there i need some advice please. i recieved a letter from HSBC acknowledging my complaint, FOS sent letter on my behalf on 10th september and i sent questionaire and a copy of my loan agreement . they have responed after 8 weeks but according to this letter they are giving themselves another 8 weeks to do anything . what should i do now ? any help gratefully recieved thanks in advance

Hi there

Your entitled to make a complaint to the FOS now if you want to, but some have backlogs and will request for more time.

You can either wait for another 8 weeks, and I do hope this is the decision your waiting for, but otherwise complain to the FOS which can also take some time for them to investigate.
Hopefully it will be a good result from this, fingers crossed.;)