PPI Reclaiming successes and failures

di3004

smellycat2 wrote: »

Thanks so much. I shall do as advised.

Your very welcome, and the best of luck.;)

amersall

leondp wrote: »

Hi Guys

Its been a while since I popped in to say hi!! Just to let you know I have (3 weeks ago) received a letter from the FOS in my favour v MBNA for ppi on my credit card dating back to 2001!! I know I had paid 2000 pounds in PPI from mid 2006 so hopefully I will get back a nice sum of money. I have phoned MBNA to find out when I will get this money and just keep getting the same phone monkey everytime who says that the department I need to speak to have no phones !!!! Has anyone got any information that may help me contact someone to push this through ? Any information would be great

:jWell done on your win :beer: I am sure someone will post a contact for you.x

amersall

plumfin wrote: »

Egg Success!!

I was called a few weeks ago by a company that claims PPI back and after checking the boards, I decided to try it myself on Egg. I have now had an offer in writing for £1100 on the Egg credit card, which is all the PPI plus 8% interest, and a verbal offer of £3100 on my loan (to be put in writing to me tomorrow), which will clear it in full. This will free up about £250 per month for us which is a lifesaver.

Thanks all for your help and will keep you informed on the others.

Good for you :beer::beer: Well done :j

katherinelc

I recently complained to Welcome finance about the fact that i was told i had to have the PPI on my loan or i wouldn't be able to have it. I am amazed that within seven weeks i have had a letter offering me £1358.75 compensation, i didn't have to argue or go to the ombudsman. What amazes me even more is that the PPI was £582 and the interest added because of it was £437 !!!!!!!! i was also surprised and pleased that they also considered a smaller amount from a smaller loan which i had before and included that without being asked to. considering how unhelpful they usually are i am amazed what a result :j:j:j

acb

Hi Munchbunch

The loan was taken out in November 2004 and was settled in February 2007. PPI was £4035 at commencement of the loan.

billynobass

HFC are not accepting liability for the PPI, but goodwill gesture agreed of premiums paid (from 2003 to 2006) of £1246, Balancing premium refund for early settlement £587 and interest @8%, grand total £2604.

Really big thank you to all who helped and contributed, really appreciated.
Would never have done it without Martin and all on here.

To any one thinking thinking this a major hassle, this has taken 2 letters, filled in 1 questionaire, and my SAR request has not yet been processed.

Dont give up, keep the pressure on, and good luck to all.

Bottle of wine tonight me thinks!!

amersall

k77mss wrote: »

hi everyone just thought i would tell you got my cheque in today from first plus £2162 got £6597 off my loan and getting my payments reduced by £50 great result and thanx for all the help i've received from this site this was my first claim and have another 5 waiting for replies here's hoping they all cough up! also it came with letter from tax man getting £1600 back from them!! great day for me just going to get lottery ticket on my way to put cheque in the say it comes in three's lol.xxx

hope there's more good news this week for everybody waiting on this site

:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

:money::money:Well done :beer: Enjoy :T:T:T

amersall

katherinelc wrote: »

I recently complained to Welcome finance about the fact that i was told i had to have the PPI on my loan or i wouldn't be able to have it. I am amazed that within seven weeks i have had a letter offering me £1358.75 compensation, i didn't have to argue or go to the ombudsman. What amazes me even more is that the PPI was £582 and the interest added because of it was £437 !!!!!!!! i was also surprised and pleased that they also considered a smaller amount from a smaller loan which i had before and included that without being asked to. considering how unhelpful they usually are i am amazed what a result :j:j:j

:jBrilliant :money: Well done :beer:

amersall

billynobass wrote: »

HFC are not accepting liability for the PPI, but goodwill gesture agreed of premiums paid (from 2003 to 2006) of £1246, Balancing premium refund for early settlement £587 and interest @8%, grand total £2604.

Really big thank you to all who helped and contributed, really appreciated.
Would never have done it without Martin and all on here.

To any one thinking thinking this a major hassle, this has taken 2 letters, filled in 1 questionaire, and my SAR request has not yet been processed.

Dont give up, keep the pressure on, and good luck to all.

Bottle of wine tonight me thinks!!

:T:T:T CONGRATS :beer:

di3004

katherinelc wrote: »

I recently complained to Welcome finance about the fact that i was told i had to have the PPI on my loan or i wouldn't be able to have it. I am amazed that within seven weeks i have had a letter offering me £1358.75 compensation, i didn't have to argue or go to the ombudsman. What amazes me even more is that the PPI was £582 and the interest added because of it was £437 !!!!!!!! i was also surprised and pleased that they also considered a smaller amount from a smaller loan which i had before and included that without being asked to. considering how unhelpful they usually are i am amazed what a result :j:j:j

Well done to you!:beer: