PPI Reclaiming successes and failures

di3004

donda wrote: »

thats right fp want nothing to do with it, click for freedom are now click financial

Hi

Funny you should say that, I had a loan with Click Finance and that actual company dissolved about 2006, yet Click did continue with other loan companies and still start them with "Click".

If it was Freedom who arranged it though it would be them you pursue, but what you could do to get this confirmed is contact the FOS and they will tell you on your best direction with this, its possible a claim with the FSCS.;)
http://www.financial-ombudsman.org.uk/contact/index.html

donda

was only fp that we dealt with didnt know about any broker until paperwork came through, think will senf fp a 2nd letter in the morning, its great for some help
thanks to you all

di3004

donda wrote: »

was only fp that we dealt with didnt know about any broker until paperwork came through, think will senf fp a 2nd letter in the morning, its great for some help
thanks to you all

Good luck, please keep us posted, cheers.:)

donda

will do thanks again will keep in touch

amersall

donda wrote: »

was only fp that we dealt with didnt know about any broker until paperwork came through, think will senf fp a 2nd letter in the morning, its great for some help
thanks to you all

Glad you said this, write another letter to fp and tell them they were your first point of contact and they in effect sold you this ppi. You were not told this ppi was put on the beginning of the loan and that you would pay this back over the loan term with interest, and you were not given a choice to take cover elsewhere. Read this
http://www.legalbeagles.info/forums/showthread.php?t=23524
And refer to this case in your letter, also that commission was paid for this ppi that gave the sales person the incentive to sell this product. Tell them if they do not respond with a favourable reply within 8 weeks you will pass this to the financial ombudsman.
If you join this site
http://firstpluscomplaints.co.uk/
You can also put that you are now a member of fpcomplaints site and this will give you some more ammunition.Please take a look at fp site and have your eyes well and truly opened x.

donda

thanks will have a look and join the great fight:)

k77mss

billynobass wrote: »

HFC are not accepting liability for the PPI, but goodwill gesture agreed of premiums paid (from 2003 to 2006) of £1246, Balancing premium refund for early settlement £587 and interest @8%, grand total £2604.

Really big thank you to all who helped and contributed, really appreciated.
Would never have done it without Martin and all on here.

To any one thinking thinking this a major hassle, this has taken 2 letters, filled in 1 questionaire, and my SAR request has not yet been processed.

Dont give up, keep the pressure on, and good luck to all.

Bottle of wine tonight me thinks!!

hi well done you i'm chasing hfc as well just wondered how long it's taken for your result after them sending you your questionair? thanx

billynobass

hi k77kms
its been just 8 weeks from start to letter yesterday. After 4 weeks they sent a request for another 28 days and the offer was on or about the 28 days.
wish you luck with yours

EssexSaver_2

Hi all,

Is anyone else still waiting for a refund from Egg?

They received my acceptance letter on 12th Oct, even though i have proof it was signed for on the 11th. They have told me via email and by phone that it will be in my account by the 26th which is tomorrow (14 days) - but check my account today and it is still not there.

So hopefully it should be there by tomorrow - fingers crossed....

di3004

EssexSaver wrote: »

Hi all,

Is anyone else still waiting for a refund from Egg?

They received my acceptance letter on 12th Oct, even though i have proof it was signed for on the 11th. They have told me via email and by phone that it will be in my account by the 26th which is tomorrow (14 days) - but check my account today and it is still not there.

So hopefully it should be there by tomorrow - fingers crossed....

Hiya

I've not had any dealings with myself with these, but I know many have.
Fingers crossed that your refund will be in your account for tomorrow, hopefully it will be, chase them up otherwise, good luck and well done!:beer: