PPI Reclaiming successes and failures

di3004

bee.jdee wrote: »

Thanks Martin you are a star. On following your guidelines and letter templates I wrote to Egg with regard to my current loan. Within a week I received a settlement offer of 5000 plus. Following this success I wrote a further letter to Egg with regard to PPI on my credit card and again within 5 days received a settlement offer of 2500. I accepted both offers immediately. I cannot believe it was that simple. Thank you for the advise you offer and keep up the good work.

Well done to you on your success, Many Congratulations!:T:beer::j

amersall

bee.jdee wrote: »

Thanks Martin you are a star. On following your guidelines and letter templates I wrote to Egg with regard to my current loan. Within a week I received a settlement offer of 5000 plus. Following this success I wrote a further letter to Egg with regard to PPI on my credit card and again within 5 days received a settlement offer of 2500. I accepted both offers immediately. I cannot believe it was that simple. Thank you for the advise you offer and keep up the good work.

Well done and congrats:j:j:j

amersall

nicky.beecham74 wrote: »

I have already been onto the ministry of justice and they cant get involved as its regarding a fee!!! I have had a letter from ism@rt 6 weeks ago which said i was still responsible for their fees. i must say since i emailed them in response to that stating the date and time and header of the email stating i no longer wished to deal with them ive had nothing. regarding welcome finance i can have them done for breaching the data protection act but all i want is to be reimbursed for my costs of calls time etc as i have spent hours trying to get this sorted and as they were at fault i feel they should pay for this! am i asking too much??? the manager of welcome finance received a letter from me giving him 10 days to respond with regards to my complaint but nothing and you spend an hour trying to get through to them to be told im sorry mrs beecham he is busy!!!!! arggggggh its driving me mad i just want my money and an explanation as to why this big mistake happened

Hi there, sorry to hear you have been messed about like this.I am afraid you will have to pay the fee to the company if you signed a contract with them , you will need to look at the contract and find out what the cancellation route is.As for welcome i would get in touch with fos who may be able to help. Keep us posted.

Tom2463

Beware............
I sent my first letter to claim PPI back............ No reply. Second letter threatening with going to the Omnibusman received an offer of £ 2354.71. Now threatening to close account. but I rejected it on the basis of that I had paid insurance since 2004

di3004

Tom2463 wrote: »

Beware............
I sent my first letter to claim PPI back............ No reply. Second letter threatening with going to the Omnibusman received an offer of £ 2354.71. Now threatening to close account. but I rejected it on the basis of that I had paid insurance since 2004

Hi and welcome Tom.

So this is ongoing then?

They have a lenders code to follow - on how to treat customers fairly, google that in and you should find some details on that also.

They should not discriminate you reclaiming what is rightfully yours.

Are you able to post what bank this is?

Thanks.

gordocam

Martin
Using your templates I attempted to claim back PPI on a Loan currently running from Barclays.
It took a while but today I received a cheque for £2758.86, which included £209.43 interest. It involved taking out a new loan but that was no problem and obviously the payments are a lot less and the period has not increased.
The final letter from Barclays said it was all my fault and I was kept informed of what i was getting into and was given ample oportunity to cancel in the early days of the loan. However they could not find the paperwork associated with my loan and decided to find in my favour.
Thanks for all your advice and a brilliant site. I am telling all my friends
Gordon Campbell:j:T:money:

di3004

gordocam wrote: »

Martin
Using your templates I attempted to claim back PPI on a Loan currently running from Barclays.
It took a while but today I received a cheque for £2758.86, which included £209.43 interest. It involved taking out a new loan but that was no problem and obviously the payments are a lot less and the period has not increased.
The final letter from Barclays said it was all my fault and I was kept informed of what i was getting into and was given ample oportunity to cancel in the early days of the loan. However they could not find the paperwork associated with my loan and decided to find in my favour.
Thanks for all your advice and a brilliant site. I am telling all my friends
Gordon Campbell:j:T:money:

Hi and welcome Gordon

Well done on your Success :T:j Congratulations!:beer:

BlueMeany

Mines been running for well over two years now

Got a letter from ombudsman last week saying that Lloyds have accepted, and do I wish to accept their offer. I've not had a monetary offer... and the details that ombudsman sent don't cover my case, as my credit card has been closed for yonks... and still with an outstanding balance.

I sent the letter back anyway accepting, didn't see what else I could do. Spose I'm just waiting to hear from Lloyds now as to how much, if anything, they will pay me.

Can't even find my original paperwork where I worked out how much I had paid in PPI as its that long ago since I started the reclaim procedure!!

di3004

BlueMeany wrote: »

Mines been running for well over two years now

Got a letter from ombudsman last week saying that Lloyds have accepted, and do I wish to accept their offer. I've not had a monetary offer... and the details that ombudsman sent don't cover my case, as my credit card has been closed for yonks... and still with an outstanding balance.

I sent the letter back anyway accepting, didn't see what else I could do. Spose I'm just waiting to hear from Lloyds now as to how much, if anything, they will pay me.

Can't even find my original paperwork where I worked out how much I had paid in PPI as its that long ago since I started the reclaim procedure!!

That is great news, well done:T:j and Congratulations:beer:

ggrant

Just to let people know that this morning, the day after the initial 8 weeks were up, I have received an offer from HFC!

I only sent back their questionnaire, so for the sake of two first class stamps, I've got back nearly £4.5k!