PPI Reclaiming successes and failures

amersall

di3004 wrote: »

lmao :rotfl::rotfl::rotfl:.

Great news though isn't it?:D:T:T

:AHi di, isnt it a nice feeling when we read these about these wins
and how we contributed to this :cool::cool: Gives you a nice feeling

di3004

amersall wrote: »

:AHi di, isnt it a nice feeling when we read these about these wins
and how we contributed to this :cool::cool: Gives you a nice feeling

Hiya:A, and yes its fab, reading all these successes always makes my day.
:j:j:j that is so true :beer: XXX

tophies

tophies wrote: »

Wahayy... another cheque arrived in the post today from Barclays Bank for a loan in 2000 the grand sum of £1160.52...this beings my tally up to £9798.52 from the Banks most from Barclays as well... and i have another 11 complaints currently on the go with them..

3 more cheques today for 3 seperate business loans that I had with Barclays totalling £5601.91 which gives me a grand total of £15400.43 sucessfully claimed back so far. 3 have been refused though due to time scales being too long and no original paperwork but ho hum i was taking a long shot they were from 1992,93 and 94

di3004

tophies wrote: »

3 more cheques today for 3 seperate business loans that I had with Barclays totalling £5601.91 which gives me a grand total of £15400.43 sucessfully claimed back so far. 3 have been refused though due to time scales being too long and no original paperwork but ho hum i was taking a long shot they were from 1992,93 and 94

That is wonderful, well done and Congratulations!:beer::beer:

601448805

amersall wrote: »

I think you will find that the ppi was added to the front of the loan and you pay this back monthly with the loan, as you have just over a year to go then you have ppi on there that you have not yet paid. If you are right, could you please tell us how you paid the ppi up front and did you pay that yourself so it was not added to the loan?
as i have not heard this before.

Hi the way it look is that the first 13 payments i made were to cover the ppi!

So much small print!!!:eek:

amersall

601448805 wrote: »

Hi the way it look is that the first 13 payments i made were to cover the ppi!

So much small print!!!:eek:

I would look into this, is there a monthly loan amount and ppi amount? this is baffling me, i have never heard of this before :eek:
Mind you it doesnt take much to baffle me :rotfl:

Tamrin

Hi all its been nearly three weeks since I sent off my acceptence form to Alliance Leicester still no sign of a cheque.
How long has anyone had to wait?

di3004

Tamrin wrote: »

Hi all its been nearly three weeks since I sent off my acceptence form to Alliance Leicester still no sign of a cheque.
How long has anyone had to wait?

Hiya

I would chase them up on the month.

Some have waited a month to about 45 days, but this may vary, or give them a ring now just to ease your mind, they should be able to confirm when you will be receiving your refund, good luck.;)

lickoloctupus

Ok I havn't posted for a while so thought I would give an update of where I am.
1) MBNA repaid £700 in March 2010 after first letter.
2) Barclaycard repaid £986 after second letter threatening Ombudsman.
3) HSBC approx £2500 now with Omdudsman after their adjudicator ruled in my favour but HSBC still denied miss selling.
4) Marks and Spencers charge card and personal reserve £598 and £900 now at first stages of Ombudsman against the insurance underwriter's after M&S money declared the FOS did not cover them and Allianz the underwriter denied liability. Letter received today from the FOS on this.
5) Santander £398 deny miss selling and claim they were not covered by the FOS on storecards in 2003 when the PPI was set up so I have now requested the Insirance underwriter info from them but I have been given two underwriters names and addresses so I have asked them to revisit this.
6) Vanquis Bank approx £300 deny selling PPI and call it a repayment Option plan but on the SAR report they have sent me they have crossed out payments labelled as life insurance and insurance and handwrittten ROP on my SAR report. This is now being sent to the FOS.
7) Finally my father in law claimed and got back over £9000 from hsbc in March.

di3004

lickoloctupus wrote: »

Ok I havn't posted for a while so thought I would give an update of where I am.
1) MBNA repaid £700 in March 2010 after first letter.
2) Barclaycard repaid £986 after second letter threatening Ombudsman.
3) HSBC approx £2500 now with Omdudsman after their adjudicator ruled in my favour but HSBC still denied miss selling.
4) Marks and Spencers charge card and personal reserve £598 and £900 now at first stages of Ombudsman against the insurance underwriter's after M&S money declared the FOS did not cover them and Allianz the underwriter denied liability. Letter received today from the FOS on this.
5) Santander £398 deny miss selling and claim they were not covered by the FOS on storecards in 2003 when the PPI was set up so I have now requested the Insirance underwriter info from them but I have been given two underwriters names and addresses so I have asked them to revisit this.
6) Vanquis Bank approx £300 deny selling PPI and call it a repayment Option plan but on the SAR report they have sent me they have crossed out payments labelled as life insurance and insurance and handwrittten ROP on my SAR report. This is now being sent to the FOS.
7) Finally my father in law claimed and got back over £9000 from hsbc in March.

Hi

Hope your well.

first of all well done on the success you have had.:beer:

Fingers crossed with all the others too, will keep an eye on your posts.

Wow, Congratulations to your dad in law, that is great news.:beer: