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PPI Reclaiming successes and failures

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Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    jobaby1 wrote: »
    Hi all, just to let you know Barclays have just paid you for my partners PPI for £2500, so that over £5k in total !:) :):) it took just over a month for them to pay out with no arguing ! I'm now going to help my friend try to claim from Welcome, does anyone know if they are a problem ?


    That is fab news jobaby1, Congratulations!:T:beer::j, a lotta money there.:jAnd it did not take long at all did it? Wonderful.:T

    Good luck on your friend's reclaim too.;)

    Think Welcome can vary going from posts read on so far, just like them all me thinks lol.:D
    The one and only "Dizzy Di" :D
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    jobaby1 wrote: »
    Hi all, just to let you know Barclays have just paid you for my partners PPI for £2500, so that over £5k in total !:) :):) it took just over a month for them to pay out with no arguing ! I'm now going to help my friend try to claim from Welcome, does anyone know if they are a problem ?

    Hi there, well done on your wins :T:T
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    evie_g wrote: »
    I have had exactly the same reason from MBNA for rejecting my claim and also Capital One. All these companies seem to be taking at least eight weeks, then asking for more time, after which they seem to be rejecting anyway. Is anyone else finding this is happening to them too? Maybe I'm just feeling a bit down cos the campaign doesn't seem to be going well at the moment!

    Hi there, dont get too despondent you will get there in the end.Over the past couple of weeks we have had some amazing results on this site, sadly there seems to be a few businesses who will take it to the bitter end, but people get there in the end.x
  • evie_g_2
    evie_g_2 Posts: 48 Forumite
    amersall wrote: »
    Hi there, dont get too despondent you will get there in the end.Over the past couple of weeks we have had some amazing results on this site, sadly there seems to be a few businesses who will take it to the bitter end, but people get there in the end.x

    Thanks for the encouragement Amersall. You are right of course! It's just sometimes you get to the stage where you feel as if you are banging your head agianst a brick wall! Capital One are also trying to say that because I made one claim for a total period of four months this proves that I needed the policy. My argument is that I paid for this policy for twelve years and had employer benefits for the whole of that period. So they paid me a total amount of £542 and I paid heaven knows what over that period of time! Looking at the copy of the agreement that they sent with the rejection letter it looks as though the policy would only have paid out for 12 months anyway. Do you think that I still have:( a case?
  • :beer: Complete success, £4,641 back from Capital One easy as writing a letter saying I thought I had been miss sold my Loan insurance

    Thank you Martin
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    evie_g wrote: »
    Thanks for the encouragement Amersall. You are right of course! It's just sometimes you get to the stage where you feel as if you are banging your head agianst a brick wall! Capital One are also trying to say that because I made one claim for a total period of four months this proves that I needed the policy. My argument is that I paid for this policy for twelve years and had employer benefits for the whole of that period. So they paid me a total amount of £542 and I paid heaven knows what over that period of time! Looking at the copy of the agreement that they sent with the rejection letter it looks as though the policy would only have paid out for 12 months anyway. Do you think that I still have:( a case?

    Hi there, yes you do still have a case, write back to cap one and tell them what you have put here and you are not happy with this, ask them to reconsider or you will take it to fos.Usually any policy only covers you for 12 month for unemployment etc so dont put that in your letter. Let us know how you get on x
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    TOGGLE wrote: »
    :beer: Complete success, £4,641 back from Capital One easy as writing a letter saying I thought I had been miss sold my Loan insurance

    Thank you Martin

    :D:D Well done to you :T:T
  • evie_g_2
    evie_g_2 Posts: 48 Forumite
    amersall wrote: »
    Hi there, yes you do still have a case, write back to cap one and tell them what you have put here and you are not happy with this, ask them to reconsider or you will take it to fos.Usually any policy only covers you for 12 month for unemployment etc so dont put that in your letter. Let us know how you get on x

    I will - and thanks again for your encouragement, much appreciated.
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    evie_g wrote: »
    I will - and thanks again for your encouragement, much appreciated.

    You are very welcome :)
  • di3004
    di3004 Posts: 42,579 Forumite
    TOGGLE wrote: »
    :beer: Complete success, £4,641 back from Capital One easy as writing a letter saying I thought I had been miss sold my Loan insurance

    Thank you Martin

    Fantastic TOGGLE, Congratulations!
    Lotta money, now go and spoil yourself as well.
    :T:beer::j
    The one and only "Dizzy Di" :D
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