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The big NSTurtle March to sea!

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  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    So today, was pretty good. I managed a personal NSD. So need to update my sig.
    I also used leftovers to make tea.
    I've checked all my financials. Not great, but at least I know!
    So thats where I am.
    I dont think I will be able to take any wages for the coming month, which is annoying as it was going to be my pay a big chunk off the card month. But it is more important to keep the business in positve cash flow, which as I am starting from scratch with none of the money the insurance owe me, I must be very sensible. Fortunately for us & the way I organise the budget, we can cope with a month. But if the issue goes on longer its going to get difficult. But I figure whats the best way to avoid pot holes? Know they are there & steer round them!

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Caeraugirl
    Caeraugirl Posts: 593 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Thought I'd seen last of this virus but seems to be back with a vengeance :-( so early night for me. Not a SFD for me as stopped off for cold & flu capsules and bought some bovril while I was in SM, so have also paid for DS2's last primary school photo today as already lost the SFD. Will update totals soon, probably over on food too now...

    Hugs for all who need them x
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 8/10
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Evening turtles.

    Bob tough going - cash flow is so vital. Hope situation improves for you.

    Must be backache day, had to jump into the bath this morning to get moving before work.

    I popped in lidls on way home, wee bit of food shopping.

    Other daughter appeared more flowers, chocolates and a candle. Mothers day isn't all that bad.

    Lilt someone told me once that having grandchild is even better than having your own children and I just didn't believe that it could top that. It does amazingly, still love my girls but somehow little person is so much fun, without the anxiety of being a parent.

    Caeraugirl get well soon. Hope everyone aches and pains go away soon. Really damp when walking the doggy tonight not helping.
    Sun ordered be here shortly.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Today I am grateful for dd's concert where they all sang so well, for dh finding FREE parking (it was over £8 otherwise!), for my y10s showing great maturity and sensitivity with another v upset pupil, for chocolate cake, for comfy shoes.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Hi tiptoes :) glad to hear you are doing so well and will shortly be DF :j

    Nearly had a SFD and then caved in to a chip shop tea as was overly tired and worked. Took lunch to work though :) and did tutoring :) I do love it but think I might not tutor next year and have my evenings at least partly to myself.

    Hugs to all who are aching
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sorry Tiptoes meant to comment. That's amazing well done, cheering you on to the finish line. X
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Helloooo Tiptoes! Wow! The end is so near - well done you guys! And in under 2 years too! What will you do once it is paid off?
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Sorry I have been missing for a few days. Life stuff just took over for a while. Interview is now done and I am waiting to hear back. Please keep your fingers, toes, arms, legs and everything else crossed for good news for me! Will have a proper catch up later. Have a good day everyone!
  • Groceries till 15th April: /£72.99
    Fuel until 15th April: £29/15/£80
    Lunch to work: 1/17
    Lunchtime walks at work: 0/17
    NSDs: 1/10
    Proud to be debt free September 2014. :j

    Sisu.
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Welshkitty fingers/toes crossed for you.

    Yesterday called in Lidls and somehow spent 20.00 - thats my food budget gone through the roof.

    Got a lovely quiet day in the office to myself, so looked at my accounts, paid off 45 extra to Barclaycard. Did my meter reading this morning and posted them online - just appear to be using a lot of electricity - sure it is my frozen up fridge freezer. Will start on clearing it out tonight.

    Updated my totals shocked only got 7 Sfd under my belt - must get a grip this week.
    Was going to go up Snowdon well 3/4 way on train(half price) Sunday decided agst it after having a chat with Ivor off tv programme on the phone. Still snow on top, my feet hate cold plus not sure if my friend is up to walking all the way down. Plan to walk up in Summer instead - so no money spent phew !!

    Have a brilliant St Patrick's day folks and may the luck of the Irish be with you x
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
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