The Happiness Fund.

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  • Skint_yet_Again
    Skint_yet_Again Posts: 7,569 Forumite
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    Good luck SW you can do it 🤗 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
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    edited 9 May 2021 at 9:01AM
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    It is dry but cloudy outside. Today I am writing a letter of application and personal statement.  All i can do is fill it in and hand it in early. I am hoping this will be finished by 2, then i am planning to walk, cook a pork joint (with crackling) and then do a tiny bit of marking. I have ordered new trousers for the interview,  and a visor for interview,- in case i am called! and some lobelia, I hadnt planned to be applying for a job but it is an essential now! Cost £40 
    I have £90 left till the end of the month. 

    Aiming for a minimal spend 2022
  • doingitanyway
    doingitanyway Posts: 8,747 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
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    Do apply. As they say for the lottery 'You have to be in it to win it'  
    Good luck :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • MovingForwards
    MovingForwards Posts: 16,924 Forumite
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    Hope you managed to finish it, I've fingers and toes crossed for you.
    Roast pork is great on a Sunday and that's still plenty of money for the rest of the month.
    Mortgage started 2020, aiming to clear it in 2026.
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
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    edited 9 May 2021 at 8:20PM
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    Application done and also i did some marking too! We had a some lovely weather today but i was too busy working! It's a relief that i have done an application and really good for my confidence. One of my friends lives close to the other job and says i can live with her to save time! OMG. How cool is that. I will see if I can go by bus though as i love my house and garden. 
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
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    edited 11 May 2021 at 7:16PM
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    Some good news, somehow i have lost lots of weight in the last week or so - probably from walking and not snacking so much, i can fit in my size 12 trousers now but i have just spent £30 on new size 14s!!! I hope today flies by. Have a good day all.
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 16,924 Forumite
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    There's be nothing stopping you spending a night or two at your friend's house, to break up doing the commute all the time. Like you I wouldn't want to do it all the time.

    Congratulations on the weightloss, can you return your new ones?
    Mortgage started 2020, aiming to clear it in 2026.
  • doingitanyway
    doingitanyway Posts: 8,747 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
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    Good luck with your application and well done on your weight loss
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
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    edited 11 May 2021 at 7:10PM
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    Lol no i cant return them as they were brand new from fleabay! but they will never go out of fashion! I'm glad today is over. I bought a dress for my nieces Graduation Day bargain only £15!

    Jobs for tomorrow:
    • Write my job letter from 9-3. Everyone was v down at work with all the grim news and now I feel it too! Yikes, stay positive. 
    • Walked to town to buy food. ( £13 spent) 
    I'm refusing to do any marking! till late tonight or the weekend. I have £42.00 for spending this month. 
    Aiming for a minimal spend 2022
  • riotlady
    riotlady Posts: 442 Forumite
    First Anniversary Name Dropper First Post Photogenic
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    Well done on your weight loss, that's fantastic! Hope the application goes well too 
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