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The Happiness Fund.

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Comments

  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 15 May 2021 at 7:34AM
    Hi Skinty it is in the big town next to me not where i currently work. I'm just hoping for the best.

    I'm about to have my second cup of tea! Yum. I have been crackers and paid off my credit card bill one month early, it is a v nice feeling.  :)

    Now I will scout round in freezer for something i can cook later. My plan is to do only essential shopping this month. £40 left - an adventure........
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,462 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Even better. Is it same line of work or something new. I think you are very brave. I am stuck with the security of my current job and it’s so scary to think of going elsewhere when you are the only earner & no OH. I wish you all the luck in the world. You will smash it & they will be lucky to have you x
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    It is the same line of work thank goodness luckily it was advertised just as i was told i might be in danger of losing my job or I would never have had the courage to apply. I might have to stay at a friend's house for part of the week (she is v kind and lives by the beach which is such a plus!!!!) so i am hoping i get it!
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Did anyone watch the two new moneysaving programmes which started on tv this week? One is called 'Extreme Savers' and the other one is 'How To Save £1000 in 24 Hours'.

    I watched both for inspiration and the second one was really good that's why i am going through my existing food before buying any new bits.
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    You're sounding very positive and full of energy today.
    Well done clearing your CC, one less thing to think about. Carefully planned £40 can go far.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • riotlady
    riotlady Posts: 442 Forumite
    Sixth Anniversary 100 Posts Name Dropper Photogenic
    Nice job on the credit card!

    Ooh might have to check those shows out. I never think to watch them because they remind me of those articles that are like “how I bought a 500k house working minimum wage” and it always turns out halfway through they lived with their parents for 5 years to save and got a massive inheritance!
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    The first one was a bit like that the second was really good though. I've forced myself to do the marking. I am sooooooo bored and have drunk so many cups of tea!
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Go for a walk, stretch your legs, then have another brew when you get home.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • JennyJukes
    JennyJukes Posts: 361 Forumite
    Fifth Anniversary 100 Posts Name Dropper I won, I won, I won!
    Hi ladies how are you all?  Been a while since I've been here. I did have my own diary but gave up after a breakup.  Well one year later I've saved up and bought a house (waiting for completion).  Funny how much can change in  a year.  Decided to

    Was the extreme savers one hosted by Martin Lewis?  I did catch that but I don't remember much of it.  I watched the large families one after it though which was very interesting!! Huuuuge families who budgeted pretty well  :)
    Single woman doing it on my own... First house bought June 2021!
    Mortgage end date: 2041. Goal: Anything less!
    Mortgage currently paid off: 4%
  • JennyJukes
    JennyJukes Posts: 361 Forumite
    Fifth Anniversary 100 Posts Name Dropper I won, I won, I won!
    Oops my post got cut off there! ** Decided to start living for me and investing for my future, and not a partner, should I say :) 
    Single woman doing it on my own... First house bought June 2021!
    Mortgage end date: 2041. Goal: Anything less!
    Mortgage currently paid off: 4%
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