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The Happiness Fund.
Comments
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Hope you got all your marking done SW. £250 is still great savings.It’s just started raining here and very blustery. Hope it’s ok where you are.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Morning, it was raining like mad yesterday night. My bird table which is really heavy metal has fallen over into the vegetable patch. Luckily it is full of weeds!!!
I have put aside £144 for next month's credit card bill, I am reducing my payment to the Christmas Fund from £100-50 as i have kept on spending it since Steve was sick. There is £130 for spending on food and fun this month. I had planned to visit Andy in a few weeks but I dont know if i can now? I will try to minimise spending so I can.
Today's tasks:- All marking done.
- Then lesson prep.
- I also need to go on a one hour walk (to get a bit of fruit)as I looked at some pics taken of me over the weekend and can see that i have really put on weight!
- Total spend today was £19 (£15 spent on food, £4 new mobile phone case ordered)
- Potted 2/3 tomatoes, I cant do 3rd as need another compost bag which i will have to also use for petunias and salvias later in week when weather calms down as it is too windy.
- Cooked some nice chicken which i will have with veg and noodles.
Aiming for a minimal spend 20223 -
You've made the right decision with adjusting the budgets. Maybe Andy could visit you for a change of scenery, but whatever happens he will understand money isn't always available to do things.
Your to do list looks good and the non-work things relaxing.Mortgage started 2020, aiming to clear 31/12/2029.1 -
I’m glad the funeral went well and you’re feeling positive, I think you absolutely will make Steve proud (and have already).
Budget looks good, hope the weather is clear enough for you to get in the garden2 -
I am going to stay positive, work is atrocious. I just wonder when the job cuts will stop. I must think of ways to make more money driving will definitely keep my options open.Aiming for a minimal spend 20222
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Apply for your provisional licence, that's the first part out the way. Then start saving for lessons and see how much you've got together in a year.Mortgage started 2020, aiming to clear 31/12/2029.1
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MF I have the form here it's been here for over 2 years filled in
! but i am stuck on the dr's part. I will ring surgery and see how it's filled in and whether i send it to dr or to DVLA!. I might need to get another one as i filled it in 2 years ago!!!!
I will print off the job application form today and bring it back with me. V excited. Everyone is upset at work but i was expecting this. All being well I shan't spend any money now till the weekend and then only on essentials. It is a beautiful bright day, I've been told it is nippy though.Aiming for a minimal spend 20221 -
There should be a booklet guide with the form and it talks you through what to put where. Have a look on the DVLA site as that will also say.
Good luck with the application, change is a good thing and should be embraced when the right opportunity appears.Mortgage started 2020, aiming to clear 31/12/2029.1 -
Morale v low at work. I just hope i get this job. I have done some admin and am now going to watch telly. I have a late start and will do some more tomorrow morning. 2 days till the weekend. Thank goodness for a bank holiday weekend.Aiming for a minimal spend 20221
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So sorry to hear about work SW. Is your job definitely going ? Hope you get the new one 🤞
There is info on the diabetes websites which may help re provisional licence
https://www.diabetes.org.uk/guide-to-diabetes/life-with-diabetes/driving/driving-licence
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12
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