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The Happiness Fund.
Comments
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I hope that they have that mixed upMortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2
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I blooming hope so.Aiming for a minimal spend 20222
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Am keeping everything crossed for your job SW. I hope you can get an answer tomorrow.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
So far i think it was a genuine mistake and i may still have my job (but salary may fall?). 4 working days till payday. I'm seeing Andy this weekend. I think i can pay this month's credit card bill. I reckon i will have £50 left in my account at the end of the month which will go towards the June credit card bill.Aiming for a minimal spend 20222
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Hoping it was a genuine mistake too...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Fingers crossed it was a mistake, still update your CV though.Mortgage started 2020, aiming to clear 31/12/2029.1
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Yes that's one of the jobs i must do. Blood sugars have been a bit low so v tired tonight. I am seeing Andy tomorrow for a cheery day via the train and will try to do some marking on Sunday. I have spent £4 on a card and £5 on books this week. Payday in 3 working days I can pay May's credit card but am not sure how much i can pay of for Junes with all my travelling. I will make it happen.Aiming for a minimal spend 20222
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It's not forever, maybe reduce your savings a little for the next few months to free up a bit of money.Mortgage started 2020, aiming to clear 31/12/2029.0
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Try and rest tonight you must be physically and emotionally exhausted.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
It will be ok in the end and this is just temporary. Plans for today are: marking till 12, then mow grass and garden. If time a walk. Wash clothes.Aiming for a minimal spend 20221
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