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The Happiness Fund.
Comments
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I have borrowed £60 from my savings to gather money together for my May credit card bill. Also from the savings & retirement fund i gave a gift of £500 to my dear friends. Funeral costs will be fine as that was prepared for but i dont want him to go without as he has looked after him for years in earlier illnesses. Thank you MSE for allowing me to save it has been useful.
I have made food for work tomorrow. Now I need to sew hem on new trousers. 8 working days till payday. I cannot wait to know i have paid my cards off and can start to save towards my emergency fund again i hope.Aiming for a minimal spend 20223 -
Very productive xMortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming1
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Feeling quite tired today after work but i did mow just under half of my garden. It should be dry for a few more days so i hope i can do a bit more later in the week. If i can just do 15 mins eveyrr day i will destress and also have a nice garden.
Tomorrow, I am being naughty and spending £5 on books from marketplace as a treat for train journeys when i go to the boys house. Payday in 7 days, I have £60 in my account if i minimise spending as have plenty of food i would like to use some of it on my credit card bill rather than cheat and use savings.Aiming for a minimal spend 20222 -
Enjoy your treat I think you deserve it.
Br excellent if you can push some funds to the credit card bill.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming1 -
Have you set yourself a small amount of pocket money for random little treats?
Guilt free purchases of anything from a pair of socks to books or a plant, a little mood lifter.
It's great you've got so much money left.
Do take gardening slowly, a little bit at a time gives you space to unwind while taking it out on weeds 😃Mortgage started 2020, aiming to clear 31/12/2029.1 -
MF yes i do usually but i have spent them on treats for Steve as i wanted to make him happy. I will still buy the books as they are a bargain.
Today is my day off and there is a big list of bits to do i hope i can do some of it but will try one bit at a time - marking, medical appointment, pharmacy visit, covid test, gardening.
The sun is shining. I sat on my swing yesterday for a few minutes and it was lovely.Aiming for a minimal spend 20223 -
Hope you've enjoyed your day off, sounds Ike you planned a lot for one day.Mortgage started 2020, aiming to clear 31/12/2029.1
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£5 well spent on books & you deserve a treat ! Hope you got your list done but wouldn’t blame you if you spent the afternoon in the sun on your swing 😁0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Bless you Skinty she has changed the day so books are coming tomorrow. I am v excited.
5 working days till payday.
I heard quite a disturbing thing today from someone who I dont think would lie that my job might disappear. I will get them to clarify with a phonecall. Noone has actually been told at my level but something is going on high up. I better do a CV in the next few weekends.Aiming for a minimal spend 20222 -
Hopefully it's just whispers and something is getting lost as it moves along.
Mortgage started 2020, aiming to clear 31/12/2029.1
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