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The Happiness Fund.

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Comments

  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Hope you got your walk or spent time in the garden as it's gorgeous outside.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,462 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Hope you got your mowing and washing done. Cooler weather is forecast but hopefully it will be warmer for the bank holiday. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 27 April 2021 at 8:47PM
    I did and the garden looks so much better for it. Payday in two days!!!! I'm not counting Friday.
    It is my day off today. I have lots to do:
    • post ballot letter
    • get cash from bank for tomatoes - seller visiting me to deliver
    • tidied front garden
    • marking to do - 1 hour max
    • report to write - 2hours trying to delay this to next week
    • tidy house as friend staying over for funeral a few bits left 
    • clear out greenhouse  

    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Hope it all goes well, sending virtual hugs.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,462 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    You have been busy and done loads. Hope the funeral goes as well as possible in these covid times and that it is a celebration of Steve and his life x
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    It will be we will make him proud. We are driving him by the seafront as he loved it. 
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 28 April 2021 at 7:48PM
    My credit card bill for May and June was high (£538 due to my friend's illness and passing) so i have paid off all of May's and all but £100 from June's (from savings rather than current account) to avoid the stress of looking at it. I am hoping i will be able to avoid spending so much next month.

    I have some deadlines coming up and will do them at work tomorrow and am just mopping floor today as people are staying over for funeral. Tomorrow i have to clean bathroom, wipe down fridge etc.
    Aiming for a minimal spend 2022
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    100 Posts Name Dropper
    Sorry to hear you have recently been bereaved savingwannabe. It is even more difficult than usual with all these covid restrictions in place. 
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 28 April 2021 at 8:10PM
    Bless you Thrifty he is my best friend, but this sounds crackers it feels like he is still here looking over my shoulder and his husband feels the same!!!

    It's raining outside. I am sooooo happy my weed and feed will work on the corner of the lawn where the weeds are growing! This month i have lots of work to do but then things will start to calm down in June and July. I cannot wait to enjoy life again albeit cheaply. Payday at midnight tomorrow. Woop woop. 
    Aiming for a minimal spend 2022
  • doingitanyway
    doingitanyway Posts: 10,066 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    You have done well to get your CC back under control so quickly. Using it for important things then tackling it quickly must be the way forward. I do this too as I hate the thought of debt creeping up
    Good timing with the lawn!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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