We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debt Free - am I

191012141518

Comments

  • MuffinTops
    MuffinTops Posts: 2,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I've done it! I'm all caught up with your news and I also have to say that you're making me look very lazy young lady! I know your condition must be unbearable for you at times, but you don't let it beat you! I do! When I feel lazy and down I have TV marathon sessions! Thank you for showing me the error of my ways in such a lovely way!

    MTx
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    edited 25 March 2015 at 7:56PM
    Thank you will get five books

    having thought about things I think I will down grade him to 6 first class to send to ME and 18 second class for everyone else
    its not much of a saving but it will all help
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    twiggy86 wrote: »
    Wow - you've been so productive recently I really feel you're putting me to shame! Hope fully reading your diary will give me a boot up the proverbial and do some stuff rather than just thinking about all the stuff I need/want to do!

    Yes - do take time to look after yourself, eBay will still be there tomorrow!

    Oh and re stamps - I read Martin's email this morning which said they were going up in price in case you wanted to stock up with a few more if they're something you use often.

    Twiglet just wait until todays entry and you will see how lacking I am - HOWEVER I have promised myself I will look after myself and I had a lot of contact from sons friends who want to know what is happening and that is just stressful

    so when I update you will see a great lack of activity :) but tomorrow is another day

    tape measure hunting is VERY hard work which I am sure Nora will confirm
    MuffinTops wrote: »
    I've done it! I'm all caught up with your news and I also have to say that you're making me look very lazy young lady! I know your condition must be unbearable for you at times, but you don't let it beat you! I do! When I feel lazy and down I have TV marathon sessions! Thank you for showing me the error of my ways in such a lovely way!

    MTx

    well done for reading all the waffle
    yes it is unbearable at times and for so many years (30) I didnt know what was wrong as they didnt diagnose me - but now I do know its a bit easier not only do I have meds I also know to look after me when I am going though a difficult spell


    NORA I did find a tape measure in fact I found three - you may borrow either a white one a yellow one or a purple one
    they were all in the same place and I am not saying where as its so obvious I know you will all have a good laugh:rotfl: right I am back off to my post of this morning to update it and celebrate the achievements - and just smile coyly at what is left

    have a great evening every one
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    edited 25 March 2015 at 8:48PM
    Aaleigha wrote: »

    so todays list

    • Hang yesterdays washing back on the line DONE
    • find tape measure or use DH retractable steel ruleI found three but it took forever - they are sneaky little blighters-but at least Ididnt have to buy another
    • pin each set of measurements onto the item
    • a chance to procastinate here - do I list on the computer so I can add item number in what I start the item at what its selling price is etc
    • take dummy I did manage to adjust it but it hurt my fingersand items to garden
    • start to take photos having a white and black and turquoise vest top and a few bits of jewellry with me to the garden - I hope these items will help to show the clothing at its bestcollected the vest tops and jewellery and only got that far - Dh wants to teach me a setting on the camera to blur the background - I have a new dslr camera
    • down load and crop photos
    • write up the listings and save for putting on Friday evening
    • end of ebaying
    • put gammon in slow cooker when I have a break for lunch
    • sit down and and cheer myself on for the tasks I do complete
    • do not beat myself up for those things I did not accomplish just move them to tomorrow


    today I am having a pj day I really dont feel up to putting on clothes
    I have had my medication but I feel so low I just want to go back to bed - but I wont I will plod through the day slowly and look /-*-after myself - afterall I have never done ebay before so it wont be the end of the world if it does not get done today either

    right off to have a browse round the site now it is back to colours my brain can cope with :)

    Today I did not get as much done as I wanted however I did do a whole line (50m) of washing and its in and dry. all stuff for ebay on hangers all my stuff in a trug - I will get up early in the morning to iron my stuff - I will put away non ironing before I go to bed
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Aaleigha wrote: »
    Rosa did you volunteer for all the 'jobs' around school so you didnt have to start your work and when you did you were the one who had the pencil that kept breaking :rotfl:

    as for the chocolate I had twirls - I have had some in the fridge for the last 6 weeks - that is really good for me

    Rosa I have lost your diary if anyone knows it link it here for me please :)

    no I was very good at school, I think I've just rebelled late! :rotfl:

    Diary should be in sig, I spotted the sticky saying we're allowed to do that now :)
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Aaleigha wrote: »
    today I am having a pj day I really dont feel up to putting on clothes
    I have had my medication but I feel so low I just want to go back to bed - but I wont I will plod through the day slowly and look after myself - afterall I have never done ebay before so it wont be the end of the world if it does not get done today either

    right off to have a browse round the site now it is back to colours my brain can cope with :)

    :T There are some days that just need to be dealt with however and if it's pjs then it's pjs. Hope you are feeling better - and I second MT :)


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    OK so its payday
    I slid money over into the nat w account and will shortly take off all dd no matter where in the month they come and then sort what we have for shopping and monthly unavoidable expenses - counsellor son shopping etc

    then I will see what is due to be left at the end of the month
    hopefully there will be another big slide at the end of the month - this money will pay for one week in wales and two weeks in norfolk - norfolk will be the biggest spend when we are there as I have children to spoil
    and in wales it is chill out time - country walks dogs to the parks sitting in the garden with a book there is no internet and no phone signal - perfect :)

    so lots needs to be saved and DH said if we get enough he will buy me the new engagement and wedding rings - he really wants me to have them I have said I dont need them

    so on todays list

    Check bank account DONE
    check free post code lottery DONE
    take photos this has been started and will continue when the rain stops :)
    go to college to sort hair 1.15
    do any polls
    mindfulness colouring if I need to do it

    right off to get lunch or I wont have time :)
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • NoOneAround
    NoOneAround Posts: 1,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just subscribed - having been meaning to for ages.
    Thank you so much for your support.:A
    I will make time at the weekend to read through your diary...
    xx:)
    NOA
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    Just subscribed - having been meaning to for ages.
    Thank you so much for your support.:A
    I will make time at the weekend to read through your diary...
    xx:)
    NOA
    You will find a lot of waffle and woe is me

    Yesterday was not the easiest son phoned as I had emailed him and they can't email back
    He did write to my sister so just waiting on the outcome of that


    He also chatted about fab page going missing - I won't tell you about language used -only that there is no way I would have used it in front of my own parents

    I have promised him an extra fiver for him and cell mate (really nice young lad we met as he was at the next visiting table with his dad) to just buy chocolate with for Easter

    Gary apparently can't believe how supportive I am being I said to talk to son about that to find out my initial reaction
    So yesterday I moved over200 over today I need to withdraw 200 for shopping 50each for hubby and I 55for son and mony for counsellor

    Then dh is getting tyres for the car tomorrow not as bad as we thought bu still 280 then we can book car in for mot

    So any left at the end of the month is going to be sparse this month I HAVE to keep my fingers away from buy on the net

    So today I will iron photo more for eBay list them at set them going any pennis left will stay on ebay account till holiday and go to counselling

    So list
    Bath
    Iron
    Photos
    Wash kitchen floor
    Wash dog towels
    Check free pc lottery
    Do surveys
    Counselling
    Walk with dh
    Then it will be evening
    Not much that is taxing but I can never do much after counselling

    Have a great day everyone hope the sun shines on us all
    H x
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    Yesterday was kept as a very quiet day - full of tears - counselling is so hard but beneficial

    today I have had DH home of most of the day
    he went to work this morning and then took car to get tyres
    they cost 286 but the car has sound tyres for a good while now = monday I will have to book it in for service and mot so this month we have a few expenses that are yearly expenses - once october is over I will be setting a budget that will save for things like that but for now we are lurching along till the holiday is paid for

    menus are written for the month and shopping for the month is done - our large shop was just over 70quid out of 200 (grocery budget is getting smaller each month)
    we also bought two games from morrisons for £8 and a small egg - for daughters partners son - daughter and partner had a leg of lamb instead of eggs

    so shopping done, floors mopped, dinner prepared, and a sack of dog food taken to daughters

    so big expenses
    tyres
    service and mot
    dog food
    son (as usual and fiver for chocolate)
    hopefully I wont have any other big expenses - but we are getting to the point of having a buffer fund in the main bank account so that will help

    off to do some surveys and check the free postcode lottery

    every penny is going to count
    hope you are all having a really good weekend
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.