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Debt Free - am I
Comments
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I've done it! I'm all caught up with your news and I also have to say that you're making me look very lazy young lady! I know your condition must be unbearable for you at times, but you don't let it beat you! I do! When I feel lazy and down I have TV marathon sessions! Thank you for showing me the error of my ways in such a lovely way!
MTx0 -
Thank you will get five books
having thought about things I think I will down grade him to 6 first class to send to ME and 18 second class for everyone else
its not much of a saving but it will all helpEmergency fund £10,000
Several categories with savings in
Cars, house maintenance, birthdays
Etc I have about 10 categories
Really happy to be debt free after being a compulsive spender0 -
Wow - you've been so productive recently I really feel you're putting me to shame! Hope fully reading your diary will give me a boot up the proverbial and do some stuff rather than just thinking about all the stuff I need/want to do!
Yes - do take time to look after yourself, eBay will still be there tomorrow!
Oh and re stamps - I read Martin's email this morning which said they were going up in price in case you wanted to stock up with a few more if they're something you use often.
Twiglet just wait until todays entry and you will see how lacking I am - HOWEVER I have promised myself I will look after myself and I had a lot of contact from sons friends who want to know what is happening and that is just stressful
so when I update you will see a great lack of activitybut tomorrow is another day
tape measure hunting is VERY hard work which I am sure Nora will confirmMuffinTops wrote: »I've done it! I'm all caught up with your news and I also have to say that you're making me look very lazy young lady! I know your condition must be unbearable for you at times, but you don't let it beat you! I do! When I feel lazy and down I have TV marathon sessions! Thank you for showing me the error of my ways in such a lovely way!
MTx
well done for reading all the waffle
yes it is unbearable at times and for so many years (30) I didnt know what was wrong as they didnt diagnose me - but now I do know its a bit easier not only do I have meds I also know to look after me when I am going though a difficult spell
NORA I did find a tape measure in fact I found three - you may borrow either a white one a yellow one or a purple one
they were all in the same place and I am not saying where as its so obvious I know you will all have a good laugh:rotfl: right I am back off to my post of this morning to update it and celebrate the achievements - and just smile coyly at what is left
have a great evening every oneEmergency fund £10,000
Several categories with savings in
Cars, house maintenance, birthdays
Etc I have about 10 categories
Really happy to be debt free after being a compulsive spender0 -
so todays list
- Hang yesterdays washing back on the line DONE
- find tape measure or use DH retractable steel ruleI found three but it took forever - they are sneaky little blighters-but at least Ididnt have to buy another
- pin each set of measurements onto the item
- a chance to procastinate here - do I list on the computer so I can add item number in what I start the item at what its selling price is etc
- take dummy I did manage to adjust it but it hurt my fingersand items to garden
- start to take photos having a white and black and turquoise vest top and a few bits of jewellry with me to the garden - I hope these items will help to show the clothing at its bestcollected the vest tops and jewellery and only got that far - Dh wants to teach me a setting on the camera to blur the background - I have a new dslr camera
- down load and crop photos
- write up the listings and save for putting on Friday evening
- end of ebaying
- put gammon in slow cooker when I have a break for lunch
- sit down and and cheer myself on for the tasks I do complete
- do not beat myself up for those things I did not accomplish just move them to tomorrow
today I am having a pj day I really dont feel up to putting on clothes
I have had my medication but I feel so low I just want to go back to bed - but I wont I will plod through the day slowly and look /-*-after myself - afterall I have never done ebay before so it wont be the end of the world if it does not get done today either
right off to have a browse round the site now it is back to colours my brain can cope with
Today I did not get as much done as I wanted however I did do a whole line (50m) of washing and its in and dry. all stuff for ebay on hangers all my stuff in a trug - I will get up early in the morning to iron my stuff - I will put away non ironing before I go to bedEmergency fund £10,000
Several categories with savings in
Cars, house maintenance, birthdays
Etc I have about 10 categories
Really happy to be debt free after being a compulsive spender0 -
Rosa did you volunteer for all the 'jobs' around school so you didnt have to start your work and when you did you were the one who had the pencil that kept breaking :rotfl:
as for the chocolate I had twirls - I have had some in the fridge for the last 6 weeks - that is really good for me
Rosa I have lost your diary if anyone knows it link it here for me please
no I was very good at school, I think I've just rebelled late! :rotfl:
Diary should be in sig, I spotted the sticky saying we're allowed to do that nowDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
today I am having a pj day I really dont feel up to putting on clothes
I have had my medication but I feel so low I just want to go back to bed - but I wont I will plod through the day slowly and look after myself - afterall I have never done ebay before so it wont be the end of the world if it does not get done today either
right off to have a browse round the site now it is back to colours my brain can cope with
:T There are some days that just need to be dealt with however and if it's pjs then it's pjs. Hope you are feeling better - and I second MT
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
OK so its payday
I slid money over into the nat w account and will shortly take off all dd no matter where in the month they come and then sort what we have for shopping and monthly unavoidable expenses - counsellor son shopping etc
then I will see what is due to be left at the end of the month
hopefully there will be another big slide at the end of the month - this money will pay for one week in wales and two weeks in norfolk - norfolk will be the biggest spend when we are there as I have children to spoil
and in wales it is chill out time - country walks dogs to the parks sitting in the garden with a book there is no internet and no phone signal - perfect
so lots needs to be saved and DH said if we get enough he will buy me the new engagement and wedding rings - he really wants me to have them I have said I dont need them
so on todays list
Check bank account DONE
check free post code lottery DONE
take photos this has been started and will continue when the rain stops
go to college to sort hair 1.15
do any polls
mindfulness colouring if I need to do it
right off to get lunch or I wont have timeEmergency fund £10,000
Several categories with savings in
Cars, house maintenance, birthdays
Etc I have about 10 categories
Really happy to be debt free after being a compulsive spender0 -
Just subscribed - having been meaning to for ages.
Thank you so much for your support.:A
I will make time at the weekend to read through your diary...
xx:)
NOAFeb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510 -
NoOneAround wrote: »Just subscribed - having been meaning to for ages.
Thank you so much for your support.:A
I will make time at the weekend to read through your diary...
xx:)
NOA
Yesterday was not the easiest son phoned as I had emailed him and they can't email back
He did write to my sister so just waiting on the outcome of that
He also chatted about fab page going missing - I won't tell you about language used -only that there is no way I would have used it in front of my own parents
I have promised him an extra fiver for him and cell mate (really nice young lad we met as he was at the next visiting table with his dad) to just buy chocolate with for Easter
Gary apparently can't believe how supportive I am being I said to talk to son about that to find out my initial reaction
So yesterday I moved over200 over today I need to withdraw 200 for shopping 50each for hubby and I 55for son and mony for counsellor
Then dh is getting tyres for the car tomorrow not as bad as we thought bu still 280 then we can book car in for mot
So any left at the end of the month is going to be sparse this month I HAVE to keep my fingers away from buy on the net
So today I will iron photo more for eBay list them at set them going any pennis left will stay on ebay account till holiday and go to counselling
So list
Bath
Iron
Photos
Wash kitchen floor
Wash dog towels
Check free pc lottery
Do surveys
Counselling
Walk with dh
Then it will be evening
Not much that is taxing but I can never do much after counselling
Have a great day everyone hope the sun shines on us all
H xEmergency fund £10,000
Several categories with savings in
Cars, house maintenance, birthdays
Etc I have about 10 categories
Really happy to be debt free after being a compulsive spender0 -
Yesterday was kept as a very quiet day - full of tears - counselling is so hard but beneficial
today I have had DH home of most of the day
he went to work this morning and then took car to get tyres
they cost 286 but the car has sound tyres for a good while now = monday I will have to book it in for service and mot so this month we have a few expenses that are yearly expenses - once october is over I will be setting a budget that will save for things like that but for now we are lurching along till the holiday is paid for
menus are written for the month and shopping for the month is done - our large shop was just over 70quid out of 200 (grocery budget is getting smaller each month)
we also bought two games from morrisons for £8 and a small egg - for daughters partners son - daughter and partner had a leg of lamb instead of eggs
so shopping done, floors mopped, dinner prepared, and a sack of dog food taken to daughters
so big expenses
tyres
service and mot
dog food
son (as usual and fiver for chocolate)
hopefully I wont have any other big expenses - but we are getting to the point of having a buffer fund in the main bank account so that will help
off to do some surveys and check the free postcode lottery
every penny is going to count
hope you are all having a really good weekendEmergency fund £10,000
Several categories with savings in
Cars, house maintenance, birthdays
Etc I have about 10 categories
Really happy to be debt free after being a compulsive spender0
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