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Debt Free - am I

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Comments

  • jwil
    jwil Posts: 22,411 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Aaleigha :wave: I've found you.

    I've just had a read through and am in awe at what you have to put up with. You've been doing amazingly, and well done for standing up to your son :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Knitting_Nora
    Knitting_Nora Posts: 1,450 Forumite
    Ninth Anniversary Combo Breaker Debt-free and Proud!
    Aaleigha wrote: »
    so far today I have

    cleared a space for the hanging rail to go
    made a bread pudding with left over bread I have been freezing
    Kondoed a few rashers of bacon for lunch :)
    did washing with just washing balls - kinder to the environment and my skin
    cleaned the bathroom
    checked all my survey sites and done a few more pennies in the pot
    taken all the change we have laying around and in pots etc and started bagging it £50 so far - need to cash that in

    cooking dinner now

    for tonight I hope to separate the ebay charity and my hanging clothes before I go to bed

    am I pleased with what I have done today YES could I have done more YES - but every little is a step in the right direction

    That's a huge list of stuff you've done today!


    Don't know about you, but I've really enjoyed reporting what I've actually done, rather than what I plan to do... in fact, if you'll excuse me, I have a list to update! *dashes back to her own diary*


    Nora.xx
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    Oh yes its been great will be going up towards bed very soon and pop the stuff on the rail some in wardrobe and rest in charity bag before bed

    I have to make a list for tomorrow - I need to have something to work with if I think I will just wing it - not a lot gets done
    HAVE to go to post office tomorrow to post son some stamps - and will ask at PO if they will give me notes for some of the bagged coins I have

    I have just redone the bank balance - do to a few unforeseen items we wont go in the red but we wont have as much left as I hoped for
    unexpected things are puppy teeth over 200 daughters new vacuum 100
    and a couple of other amounts I think we will be down to about three hundred left and not the 8 I was hoping for BUT its more than we had left at the end of the month of january so I should be happy :)
    espeically with my bipolar out of control spending this month - all now safely sorted :)
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    edited 24 March 2015 at 7:55PM
    So I did complete last nights task

    now a dilemma - I am a paper and pencil type of girl - so
    as I am going to the post office and local shop today to post some stamps to my son (have to send signed for) and get some milk - it will not be a no spend day
    Do I get post it notes so I can make my to do lists a couple on each
    or do I just make one lists
    the cons for postit notes is they will be a spend (do I need to spend the money) the pros are it will help me to focus if I write them down and I can throw away each one as it is done giving me a sense of achievement and the motivation to keep going even on the bad days also as I have to spend money today it will I hope lead to a no spend day tomorrow
    the cons of doing one list - if I dont do it all I will get very deflated and lose the plot rather
    pros I have paper so I wont have to spend money

    today I was out of bed and down stairs before nine (yesterday it was nearly mid day

    so on my list today are

    at the post office
    -get notes for some of the counted change - put into pink purse for holiday spendsDONE
    -post stamps to sonDONE
    at home
    check menus for cook ahead items and treat accordingly DONE
    -sort belts to put in charity shop bagDONE
    -take out top shelf of airing cupboard DONE
    -roll towels and stack rolledDONE
    -other bits put on next shelf down and deal with on another dayDONE

    -sort out one basket of laundry DONE
    wash like coloured items at least ONE loadDONE
    Hang on lineDONE but its back in and was only out 5mins before the rain started

    I MUXT be the master or mistress of procrastination but I might iron a bit before bed but will DEFINITELY do it before coming donw stairs tomorrow and bring the clothes down to be photoed
    from ebay items
    -iron five (just the first five off the rack)
    -measure and pin that to inside of item
    -photo them (need to sort software for camera after the back to factory settings
    =fill in ebay forms for three of the items ready to put on ebay at 7pmish friday evening

    on the net
    -check pc lottery DONE
    -do polls (if any)DONE
    -sort emails including junk folderDONE
    -visit diaries (to be supportive but I am also nosey :) )DONE will check again this evening when I update this for the evening

    I think SLEEP should be next but instead to relax
    I will do half hour of crochet - yes I am a hooker
    and half hour of adult mindfulness colouring DONE

    now that is a HUGE target list for me so I will see how I go
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    LOOK at everything I did achieve I am very very pleased with this
    I know I did not get to do the ebay stuff BUT I did do so much else and I feel I have to procrastinate over something or I wont be me
    its all to do with the stress levels and I did set myself very high goals

    on top of the list
    I have heard from my son and this time he asked for NOTHING
    I have been given a list of people he wanted me to facebook (they all got in touch with me first via facebook) and ask them to write - so ME being ME asked them all to write and to include a stamped addressed envelope - or you know who would be supplying the stamps
    so I did do all of that 12 people to find and pm as his page has been taken down - good job I was very cagey with what I said or the police might have frozen mine too

    so that was my little bit of excitement today
    a trip out to the post office - but I DID get out of the house and you just dont know how hard it is for me to do

    I think that deserves chocolate

    will make a list tomorrow but will give myself a shorter list and will list in order of importance and try to work my way down the list :)

    hope you have all had a great day
    I cooked curry for DH and all the veggie scraps and bones skin etc went into the green cone to be digested = too cold to top up the compost heap as the worms are still sleeping
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Aaleigha wrote: »
    I feel I have to procrastinate over something or I wont be me

    :eek: somebody else does this? :T :rotfl:

    Aaleigha wrote: »
    I have heard from my son and this time he asked for NOTHING

    that's nice to hear - maybe he's beginning to think differently :)
    Aaleigha wrote: »
    I have been given a list of people he wanted me to facebook (they all got in touch with me first via facebook) and ask them to write - so ME being ME asked them all to write and to include a stamped addressed envelope - or you know who would be supplying the stamps
    so I did do all of that 12 people to find and pm as his page has been taken down - good job I was very cagey with what I said or the police might have frozen mine too

    All very sensible

    Aaleigha wrote: »
    I think that deserves chocolate

    So do I but you may have noticed I'm biased :D


    RB xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    :eek: somebody else does this? :T :rotfl:

    So do I but you may have noticed I'm biased :D


    RB xx

    Rosa did you volunteer for all the 'jobs' around school so you didnt have to start your work and when you did you were the one who had the pencil that kept breaking :rotfl:

    as for the chocolate I had twirls - I have had some in the fridge for the last 6 weeks - that is really good for me

    Rosa I have lost your diary if anyone knows it link it here for me please :)
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    so how did I improve my ironing skills - having been taught at 8 how to iron so I have been ironing for longer than most of you have been on the planet
    1. get up as soon as hubby leaves the house 6.45
    2. find ironing board
    3. learn how to put ironing board up - it is a new one that was bought to use when I do patchwork - it is smaller than the other one and I have never set it up DH did that for me
    4. plug in iron and set it for the hotest item
    5. find spray starch
    6. take 10 (yes ten) items from the rail and put on hanging over door rack
    7. Chase small dog out of the bedroom that has become the hoarders paradise
    8. check iron temp
    9. now starting with the item that needs the hotest iron iron and brush with hand whilst hot to ensure item lays flat
    10. move through the ironing from hottest to coldest
    11. turn the iron off with two items to go (saves a bit of electricity)
    12. oh and hang each thing back on the door hanging rack

    DID I ENJOY THE IRONING - of course not

    come down stairs and cook chocolate porridge and have with a banana

    I was going to measure stuff as I went BUT I cant find the iron

    so todays list

    • Hang yesterdays washing back on the line
    • find tape measure or use DH retractable steel rule
    • pin each set of measurements onto the item
    • a chance to procastinate here - do I list on the computer so I can add item number in what I start the item at what its selling price is etc
    • take dummy and items to garden
    • start to take photos having a white and black and turquoise vest top and a few bits of jewellry with me to the garden - I hope these items will help to show the clothing at its best
    • down load and crop photos
    • write up the listings and save for putting on Friday evening
    • end of ebaying
    • put gammon in slow cooker when I have a break for lunch
    • sit down and and cheer myself on for the tasks I do complete
    • do not beat myself up for those things I did not accomplish just move them to tomorrow


    today I am having a pj day I really dont feel up to putting on clothes
    I have had my medication but I feel so low I just want to go back to bed - but I wont I will plod through the day slowly and look after myself - afterall I have never done ebay before so it wont be the end of the world if it does not get done today either

    right off to have a browse round the site now it is back to colours my brain can cope with :)
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • Knitting_Nora
    Knitting_Nora Posts: 1,450 Forumite
    Ninth Anniversary Combo Breaker Debt-free and Proud!
    Aaleigha wrote: »
    ... so todays list

    • find tape measure or use DH retractable steel rule
    • sit down and and cheer myself on for the tasks I do complete
    • do not beat myself up for those things I did not accomplish just move them to tomorrow


    ....today I am having a pj day I really dont feel up to putting on clothes...
    If it turns out that you're an expert tape measure finder, could you pop over and locate any of the thousands I have around the house but can't seem to find? Ta very.


    Loving the listing of taking time out to psych yourself up and for not beating yourself up for things that can be done another day. Genius!


    And yay for today being a pj day! I was debating one myself, but then I realised I had to do public-facing work later and I don't think my pink flowery pjs would give the right impression!:D


    Have a good un.


    Nora.x
  • twiggy86
    twiggy86 Posts: 2,688 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Wow - you've been so productive recently I really feel you're putting me to shame! Hope fully reading your diary will give me a boot up the proverbial and do some stuff rather than just thinking about all the stuff I need/want to do!

    Yes - do take time to look after yourself, eBay will still be there tomorrow!

    Oh and re stamps - I read Martin's email this morning which said they were going up in price in case you wanted to stock up with a few more if they're something you use often.
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,435.00
    Total paid off - £10,165.89 (65% paid off)
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