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NatWest

Thanks Kez, can anybody advise me what action the court will take regarding Cobbetts appeal against the Striking Out Order, are they likely to reject the appeal or am I due in court?
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Comments

  • cat_matt
    cat_matt Posts: 55 Forumite
    (Im at Boston County Court as thats my nearest, so not far from you!!) Kez

    just wanted to say good luck..i am halfway between boston and spalding so im not sure which court is nearest but id imagine spalding..let us know how it goes


    first direct claimed £536 received £455
    Barclays claimed £2400 waiting
    woolwich claimed £2900 offer 'apparently on way'
    egg awaiting statements
    bos awaiting statements
    Barclaycard awaiting statements
    time retail waiting statements
    littlewoods waiting statements
  • cat_matt wrote: »
    just wanted to say good luck..i am halfway between boston and spalding so im not sure which court is nearest but id imagine spalding..let us know how it goes


    first direct claimed £536 received £455
    Barclays claimed £2400 waiting
    woolwich claimed £2900 offer 'apparently on way'
    egg awaiting statements
    bos awaiting statements
    Barclaycard awaiting statements
    time retail waiting statements
    littlewoods waiting statements

    Thank you I will do, you too :dance:

    Im in sunny Skeg ;) so that's why Bostons my nearest County Court, we only have a magistrates here as I believe :rolleyes:

    Kez
    Member & fundraiser for Meningitis Research Foundation
  • Dino07
    Dino07 Posts: 28 Forumite
    Ok so some advice needed now.

    My claim has been transferred to my local court now for early August. In the meantime i guess i'll need to prepare for the hearing now.

    What are my odds? What do i need to prepare, sent etc. I have until 14 days before the hearing to submit everything.

    Stressfull times!
  • Dino07 wrote: »
    Ok so some advice needed now.

    My claim has been transferred to my local court now for early August. In the meantime i guess i'll need to prepare for the hearing now.

    What are my odds? What do i need to prepare, sent etc. I have until 14 days before the hearing to submit everything.

    Stressfull times!

    You will find it helpful reading the following thread on the court bundle checklist :D

    http://forums.moneysavingexpert.com/showthread.html?t=405277&highlight=court+bundle+checklist

    Good luck
    Member & fundraiser for Meningitis Research Foundation
  • Dino07
    Dino07 Posts: 28 Forumite
    You will find it helpful reading the following thread on the court bundle checklist :D

    http://forums.moneysavingexpert.com/showthread.html?t=405277&highlight=court+bundle+checklist

    Good luck

    haha thanks.
    I wish i never asked now! :eek:
  • lelb72
    lelb72 Posts: 38 Forumite
    I have received an allocation questionnaire from my local county court.
    1/ I need to know how to fill it out correctly

    2/ Part H of it asks for a "Fee" and reads "have you attached the fee for filing this allocation questionnaire"?
    Is this the fee that i initially paid online when i first filed a claim of £120 on the HMCS website? or is it an extra fee i have to pay, and if so how much is it?
    There is no indication of having to pay any extra i.e an attached note with the questionnaire that most people are mentioning. So does this mean that they are aware that i have paid the initial claim fee of £120?
  • ptklcm
    ptklcm Posts: 1 Newbie
    Hi
    I am in the process trying to reclaim £525 from natwest .I sent my first letter along with all my statements.After two weeks i got this letter back:


    Dear Mr Lund
    Thank you for your letter regarding the fees applied to your account

    We are currently considering your claim.Given the work involved in assessing your claim we anticipate we will be in position to respond within 6-7 weeks, but will endeavour to do so sooner if we are able to.
    Yours sincerely Stuart Higley


    Does anyone have an opinion on this letter,or has anyone had similar,
    6-7 weeks does seem to be a lengthy period of time.
    Do i just wait until i get another response? Or are they stalling having a plan?:confused:

    Any comments welcome,
    Thanks in advance
    Paul
  • Stephen_Leak
    Stephen_Leak Posts: 8,762 Forumite
    1,000 Posts Combo Breaker
    ptklcm wrote: »
    Hi
    I am in the process trying to reclaim £525 from natwest .I sent my first letter along with all my statements.After two weeks i got this letter back:


    Dear Mr Lund
    Thank you for your letter regarding the fees applied to your account

    We are currently considering your claim.Given the work involved in assessing your claim we anticipate we will be in position to respond within 6-7 weeks, but will endeavour to do so sooner if we are able to.
    Yours sincerely Stuart Higley

    Does anyone have an opinion on this letter,or has anyone had similar,
    6-7 weeks does seem to be a lengthy period of time.
    Do i just wait until i get another response? Or are they stalling having a plan?:confused:

    Any comments welcome,
    Thanks in advance
    Paul

    The letters saying that they are investigating and will reply within 8 weeks are acknowledgements of receipt and attempts to make you give up and go away. The 8 weeks only applies if you refer your claim to the Financial Ombudsman because you haven’t received a reply.

    Your first claim letter should give them 14 days to reply. If you have not received an acceptable reply by your deadline, send them the second “Letter Before Action” letter.

    <O:p</O:p
    At this point, you have to decide between referring your claim to the Financial Ombudsman and starting court proceedings.

    If you don't think that you could successfully handle a court claim, or can't afford the court fees and aren't eligible for fee relief, then the Financial Ombudsman is an alternative. It is free of charge and handles everything for you. They charge the bank involved £400 for each complaint they accept. However, they cannot award interest like a court. Their success rate is good but, if the Financial Ombudsman is unsuccessful or the settlement is unacceptable, you can still start court proceedings.<O:p</O:p


    If you threaten to refer your claim to the Financial Ombudsman, give them until 8 weeks from the date of your first letter to reply. However, if the reply either suggests that you now refer your claim to the Financial Ombudsman or says a definite no, then you can refer your claim to the Financial Ombudsman straight away. If you have not received any reply for the 8 weeks, you can then refer your claim to the Financial Ombudsman.

    If you threaten to start court proceedings, give them 14 days to reply. If you have not received an acceptable reply by your deadline, then start court proceedings on Money Claim Online.
    <O:p</O:p

    Please read Martin’s article and the Reclaim Bank Charges Help thread for information and the Reclaimed Bank Charges Success Stories and Reclaimed Bank Charges Success Stories II threads for inspiration.
    The acquisition of wealth is no longer the driving force in my life. :)
  • Edinburghlass_2
    Edinburghlass_2 Posts: 32,680 Forumite
    10,000 Posts Combo Breaker
    lelb72 wrote: »
    I have received an allocation questionnaire from my local county court.
    1/ I need to know how to fill it out correctly

    2/ Part H of it asks for a "Fee" and reads "have you attached the fee for filing this allocation questionnaire"?
    Is this the fee that i initially paid online when i first filed a claim of £120 on the HMCS website? or is it an extra fee i have to pay, and if so how much is it?
    There is no indication of having to pay any extra i.e an attached note with the questionnaire that most people are mentioning. So does this mean that they are aware that i have paid the initial claim fee of £120?

    You'll find a guide to filling out the AQ in the Reclaim Help Thread which is linked in my signature. At this stage there are further trial costs of £100 IF your claim is more than £1500 so if it is you need to send them the £100.
  • Edinburghlass_2
    Edinburghlass_2 Posts: 32,680 Forumite
    10,000 Posts Combo Breaker
    ptklcm wrote: »
    Hi
    I am in the process trying to reclaim £525 from natwest .I sent my first letter along with all my statements.After two weeks i got this letter back:


    Dear Mr Lund
    Thank you for your letter regarding the fees applied to your account

    We are currently considering your claim.Given the work involved in assessing your claim we anticipate we will be in position to respond within 6-7 weeks, but will endeavour to do so sooner if we are able to.
    Yours sincerely Stuart Higley


    Does anyone have an opinion on this letter,or has anyone had similar,
    6-7 weeks does seem to be a lengthy period of time.
    Do i just wait until i get another response? Or are they stalling having a plan?:confused:

    Any comments welcome,
    Thanks in advance
    Paul

    In fact if you read through the posts on this thread those people who have given NatWest (part of the RBS group) the 8 weeks to complete their investigations have received an offer for their full claim.

    Entirely up to you if you wait or send the next letter. You can of course send the letter threatening court but note the date from when you received the letter and phone the bank on the 6/7 week date and check what stage your claim is at.
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