The £1,000 emergency fund challenge.

patman99

As I am now back in work, there is no pressure on Mrs P to get a job. She does volunteer for a charity shop, but they are closing in June when the lease on the shop expires.

She is going to look for another charity shop to volunteer at.

CountingPennies

Little transfer of loose change from account done bringing my EF up to £141.31. Will only be little top ups for the rest of the month I think now. So if i had £12.35 free in my account, I would transfer the £2.35 over to top up my EF in case anyone wondered what I ment by "loose change" lol.

It must be lovely Patman knowing it has taken the strain from your wife a little bit. Well done.

CP xx

Dobbibill

#45 checking in with a tidy up after a little bit of interest was added to my EF account so new total £300.

slowly plodding at it but such a good feeling to see it going up, even if it is slowly

DB

patman99

Going to set about doing my WTC appliccation tonight. One good thing about being a perm employee, if I get the boot after 3 months, my MPI will pay my mortgage.

Just getting used to being paid on a Tuesday instead of a Thursday.

Stereochild

so_very_confused wrote: »

To be honest I'm doing the ot grudgingly as I already work really long hours and sometimes it gets a bit much but at times needs must.
Just keep smiling:)
svc

It's not forever SVC you have to remember that!
And for me having a couple of hundred sitting in my EF account does make my world seem a little easier.

I have only been able to add £100 this week - so you're doing really well!!

CountingPennies

Jeeze fed up! Springs went on car, £170 to replace. EF wiped out AGAIN!

Never gonna do this challenge

CP xx

[Deleted User]

Sorry to hear your news, CountingPennies. Cars seem to the biggest cause of people's money woes on this thread.

At least you had money in your EF to cover it, and that's what it's there for after all, emergencies. Please don't get discouraged, you'll build it up again:beer:

[Deleted User]

Did a car boot sale on Bank Holiday Monday, the first outdoor one of the year. Was cold and misty so early in the day/year but I did better than I expected, seeing as I'm only selling tat:o. Made £137.20 after pitch fees. Not counting any petrol costs as it was only 5 miles away (and living out in the sticks where we do that's nothing travel-wise).

Have scraped together a few oddments to round it up to £150 and that's now safely in my EF:j. Total now £540. I would never have thought this possible, given the lousy and expensive few months I've had with unavoidable expenses. Thanks again, patman:beer:.

Just waiting now for the next major car problem to arrive and deplete it again:(

patman99

First cheque from HMRC received today. Will bank tomorrow on way home from work.

Will be using some of it to treat me and the spouse to a nice meal.

[Deleted User]

patman99 wrote: »

Will be using some of it to treat me and the spouse to a nice meal.

Enjoy it. You deserve it:beer: