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The £1,000 emergency fund challenge.

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Comments

  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    #45 £340.00 as usual SO went over on 21st of Jan.

    I too fear it will not be there long as a vet's bill is currently standing at £58 and possibly due to increase next week due to my cat being not very well at all but for now this is my total.

    Well done to everybody who is putting anything they can in their EF, every penny is worth it, big or small amounts :T

    DB
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • Hello! I'd like to add £20 to my total please to make it £30/1,000. Its going to take a while but we'll get there :beer:
    1st card to go - Aq*a - [STRIKE]£1,600[/STRIKE]/ £1,596.99
  • Well done to everyone who has managed to add anything to their EFs and commiserations to all who have had to dip into theirs to cover unexpected expenses. Don't feel too bad about it, that's what the EF is for anyway:beer:.

    I'm going to have to raid mine big-time shortly:mad:. Initially started squirreling away every surplus penny to cover my car repair (still not done and becoming crucial). Am going to a friend's funeral on Monday and will need plenty of petrol. I've already paid for the flowers and these 2 costs will just about come out of the little bit I had earmarked to add to EF at end of the month. So that won't be happening now.

    My multi-function printer has been on its last legs for a while now and I've managed to keep resuscitating it but today it has completely conked out:eek:. It is years old and wasn't expensive at the time (the inks cost more than the machine even though I use generics:eek:) so not worth paying for repair. I use it so much and can't afford to be without one so must replace asap, either online this weekend or from a real shop on Tuesday when I'm back from the funeral. Will definitely be raiding EF to pay for that.
  • MrsR68
    MrsR68 Posts: 78 Forumite
    Hello :hello:

    I would like to join please,if you will have me.

    Need to start an emergency fund and this seem like a good place to start. xx
  • Well done everyone who's added to their EF ... commiserations for those who've had to dip into it BUT at least it's there & we're not relying on c/card / ODs or taking on more debt when something's cropped up :T


    Small Quidco payment to add to mine - now at £5.85 :o

    Need to have a think about how I'm going to put money away into this - I think I'll start doing Tilly Tidies again (used to do these to save up for treats when I was paying my debts) but doubt there will be a lot spare in Jan as have over £200 of vets bills to pay :eek: ....... Feb's going to be a quiet month!


    I'm still reading through the thread Patman so sorry about your job and fingers crossed something turns up really soon
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper

    My multi-function printer has been on its last legs for a while now and I've managed to keep resuscitating it but today it has completely conked out:eek:. It is years old and wasn't expensive at the time (the inks cost more than the machine even though I use generics:eek:) so not worth paying for repair. I use it so much and can't afford to be without one so must replace asap, either online this weekend or from a real shop on Tuesday when I'm back from the funeral. Will definitely be raiding EF to pay for that.

    If you have to buy a new one then check TCB or Quidco for cashback offers. Could save you a few pennies for the EF. :T
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • Eyebright
    Eyebright Posts: 1,019 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    Hi All and welcome to all our new members! Payday for me on Friday, so have transferred my usual over to the EF, plus a couple of quid extra to take it up to a round £275 (27.5%), hoping to be at 33% by the end of Feb, so I can say I'm 1/3 of the way there!


    Sorry to hear no news yet on the job front Patman, fingers crossed for your upcoming interview.


    My EF is becoming ever more important as it looks like OH's job may not be very secure :(. I'm imposing a spending ban this month, as I spent stupid amounts of money on things I didn't need in the sales. Need to sit down and see how far my wage would stretch in covering our outgoings in the event OH did find himself out of work...


    Well done to everyone plodding on. Together we can do this!
  • pozza_73
    pozza_73 Posts: 195 Forumite
    I haven't managed to pay anything into my emergency fund for several weeks now. I'm not working next week so determined to put in even a couple of pounds in my credit union. I want to hit that £100 mark :)
    Saving for Christmas 2017 £120/£400 :beer:
  • Hoipolloi
    Hoipolloi Posts: 663 Forumite
    Added a tenner to my emergency fund so I am now on £50 :beer:
    :staradmin: June NSD's 2/19:staradmin: Sealed Pot #460 :staradmin: £/day £185 saved :staradmin: W.S.C 2015 #45 :staradmin: F.P. 2/24 months :staradmin:
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    My EF stands at £360 now, I had to purchase a couple of things to keep me warm in this cold weather! Will be adding another £300 on payday :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
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