📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Working towards being debt free and a new house.

Options
1141517192077

Comments

  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning diary.
    Need to crack on with this decorating today :)
    Going to ring the mortgage people later and put through an application for a new AiP :eek:
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Woohoo got our AiP :j
    Got 2 estate agents coming tomorrow to value the house :eek:
    Why is my house always so messy :rotfl:
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Good luck tomorrow for the valuation xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    abba1772 wrote: »
    Good luck tomorrow for the valuation xx

    Thanx Hun :)
    Been manically tidying the house up tonight (swear it still looks a messs though! )
    I don't think I'll have any nails left by tomorrow evening :)
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • Dobbibill
    Dobbibill Posts: 4,193 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Finger's crossed it all went well today for you
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Dobbibill wrote: »
    Finger's crossed it all went well today for you

    Hi ya :wave:
    Thankyou, it went pretty well :)
    I didn't really like the second estate agent much, he waffled on way to much for me (short attention span!). The first one was much more friendly but he has been here before (6 months ago when we first got agents in to value the house).
    They both gave similar valuations, quoted similar fees too.
    Valuation was in line with what we expected/hope to get so all is good.
    Just need to get the house finished off over the weekend and get back to the agents on Monday.
    :eek: balls started rolling now, my nerves will set in soon :eek:
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello diary :)
    I'm working too hard at the moment :o and one of the kids is sick so when I am home trying to sleep i keep getting called (sick kids always want their mum!)
    All sorted for Christmas now, just got the last of the presents to wrap.
    Laid our new kitchen floor today, the house looks nearly finished! We will get it done for the end of the year :j
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning diary :)
    I can do this, I need to get my head into diy mode :o I'm failing miserably at the moment :rotfl:
    Need to sit and work out how much we have to last us till the end of the month and also work out meal plans again (I've let that slide)
    Still feeling really festive, cue snow dance
    :dance::xmastree::dance:
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning diary :)
    Spoke to the mortgage people yesterday, looks like we'll be putting in for our DiP in the next couple of weeks :)
    Going to speak to the estate agent today, hopefully get the ball rolling with this selling malarkey. House should be going on the market just after Christmas into the start of the new year :j
    :eek: eeeek! Really starting to get nervous now :eek:
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Merry Christmas diary :)
    The kids are having a fantastic day :j
    I've just played the video I recorded of the kids opening pressies back to them and DS face as he opens his games console is priceless :D he is over the moon, I explained to the older kids that a lot of thought went into how to get the expensive presents (we didn't pay for many of them, used vouchers etc... :j )
    Can't believe next Christmas we could be in our new home :eek:
    At least today is an NSD :D

    Merry Christmas to all and to all a good night :)
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.